Anshin Guarantor Service CoTSE:7183 74 ROE % is 14.02% as of Mar. 2026, which is 13% above its 10-year median of 12.45. GuruFocus rates TSE:7183 with a GF Score™ of 74/100 and a GF Value™ of 円223.29 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 528 Credit Services companies, Anshin Guarantor Service Co ranks better than 71.02% on this metric.
The historical rank and industry rank for Anshin Guarantor Service Co's ROE % or its related term are showing as below:
TSE:7183'
s ROE % Range Over the Past 10 Years
Min: 3.82 Med: 12.45 Max: 24.1
Current: 11.86
During the past 12 years, Anshin Guarantor Service Co's highest ROE % was 24.10%. The lowest was 3.82%. And the median was 12.45%.
TSE:7183's ROE % is ranked better than 71.02% of 528
companies
in the Credit Services industry
Industry Median: 6.695
vs TSE:7183: 11.86
Anshin Guarantor Service Co (TSE:7183) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is two times the semi-annual (Mar. 2026) net income data. The Revenue data used here is two times the semi-annual (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Anshin Guarantor Service Co's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Anshin Guarantor Service Co ROE % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Anshin Guarantor Service Co's ROE % distribution charts can be found below:
* The bar in red indicates where Anshin Guarantor Service Co's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Anshin Guarantor Service Co (TSE:7183) has a ROE % of 14.02% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Anshin Guarantor Service Co and its competitors. This is 13% above median its historical median of 12.45. Over the past decade, Anshin Guarantor Service Co's ROE % has ranged from 3.82 to 24.10. According to the industry distribution chart, Anshin Guarantor Service Co ranks #153 out of 528 companies in the Credit Services industry, placing it in the top 29%.
Is Anshin Guarantor Service Co's ROE % too high?
Anshin Guarantor Service Co's current ROE % of 14.02% is 13% above median its 10-year median of 12.45. Over the past 10 years, this metric has ranged from a low of 3.82 to a high of 24.10. The Credit Services industry median ROE % is 6.70. Anshin Guarantor Service Co's value of 14.02% is 109.4% above this industry median. Based on the distribution chart, Anshin Guarantor Service Co ranks #153 out of 528 companies in the Credit Services industry, which is above the industry midpoint. Overall, Anshin Guarantor Service Co has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Anshin Guarantor Service Co's ROE % compare to V and MA?
According to the Credit Services industry distribution chart, Anshin Guarantor Service Co ranks #153 out of 528 companies for ROE %. This puts Anshin Guarantor Service Co in the upper half of its industry. The industry median ROE % is 6.70. Anshin Guarantor Service Co's value of 14.02% is 109.4% above this benchmark. Historically, Anshin Guarantor Service Co's own ROE % has ranged from 3.82 to 24.10 over the past decade. While the company's 10-year median is 12.45 vs. the industry median of 6.70, Anshin Guarantor Service Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Credit Services company?
The median ROE % among Credit Services companies is 6.70, based on 528 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Anshin Guarantor Service Co's current ROE % of 14.02% is 109.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Anshin Guarantor Service Co and its competitors. For the Credit Services industry, the median ROE % is 6.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Anshin Guarantor Service Co's current ROE % is 14.02%, which is 13% above median its own 10-year median of 12.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Anshin Guarantor Service Co stock overvalued right now?
Based on GuruFocus' analysis, Anshin Guarantor Service Co (TSE:7183) is currently considered Modestly Overvalued. The stock's GF Value™ is 円223.29, compared to a current price of 円253.00 — trading 13.3% above its estimated fair value. The current ROE % is 14.02%, which is 13% above median its 10-year median of 12.45 and 109.4% above the Credit Services industry median of 6.70. Anshin Guarantor Service Co's overall GF Score™ is 74/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Anshin Guarantor Service Co (TSE:7183), the current ROE % is 14.02% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Anshin Guarantor Service Co (TSE:7183) Overvalued in 2026?
Based on GuruFocus' analysis, Anshin Guarantor Service Co stock appears to be overvalued.
The current stock price of 円253.00 is trading 13.3% above its estimated GF Value™ of 円223.29.
GuruFocus considers Anshin Guarantor Service Co to be Modestly Overvalued.
Key valuation signals for TSE:7183:
ROE %: 14.02% (13% above median its 10-year median of 12.45)
GF Value™: 円223.29 vs. price of 円253.00 (13.3% above fair value)
Industry Position: 109.4% above the Credit Services median (#153 of 528)
No single metric tells the full story. See the TSE:7183 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Anshin Guarantor Service Co Ltd is engaged in providing guarantee business for rental debt. Its product list includes anshin plus, life anshin plus, ion card de rent and apulus anshin rent guarantee.
74GF Score
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