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Anshin Guarantor Service CoTSE:7183 71 Graham Number is 円173.36 as of Mar. 2026, which is 100% below its 10-year median of 1.26. GuruFocus rates TSE:7183 with a GF Score™ of 71/100 and a GF Value™ of 円228.28 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 405 Credit Services companies, Anshin Guarantor Service Co ranks worse than 73.58% on this metric.
Graham Number is a figure that measures a stock's fundamental value by taking into account the company's earnings per share and book value per share. The Graham number is the upper bound of the price range that a defensive investor should pay for the stock. According to the theory, any stock price below the Graham number is considered undervalued, and thus worth investing in.
The historical rank and industry rank for Anshin Guarantor Service Co's Graham Number or its related term are showing as below:
TSE:7183'
s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.9 Med: 1.26 Max: 4.02
Current: 2.72
During the past 12 years, the highest Price to Graham Number ratio of Anshin Guarantor Service Co was 4.02. The lowest was 0.90. And the median was 1.26.
TSE:7183's Price-to-Graham-Number is ranked worse than 73.58% of 405
companies
in the Credit Services industry
Industry Median: 0.8
vs TSE:7183: 2.72
Graham Number is a combination of asset valuation and earnings power valuation. It is a very conservative way of valuing a stock.
Anshin Guarantor Service Co (TSE:7183) Graham Number Explanation
Ben Graham actually did not publish a formula like this. But he wrote in The Intelligent Investor (1948 version) regarding to the criteria for purchases:
Current price should not be more than 15 times average earnings of the past three years.
Current price should not be more than 1.5 times the book value last reported. However, a multiplier of earnings below 15 could justify a correspondingly higher multiplier of assets. As a rule of thumb we suggest that the product of the multiplier times the ratio of price to book value should not exceed 22.5. (This figure corresponds to 15 times earnings and 1.5 times book value. It would admit an issue selling at only 9 times earnings and 2.5 times asset value, etc.)
Unlike valuation methods such as DCF or Discounted Earnings, the Graham number does not take growth into the valuation. Unlike the valuation methods based on book value alone, it takes into account the earnings power. Therefore, the Graham Number is a combination of asset valuation and earnings power valuation.
In general, the Graham number is a very conservative way of valuing a stock. It cannot be applied to companies with negative book values.
Anshin Guarantor Service Co's Price to Graham number Ratio for today is calculated as
Price to Graham number
=
Share Price (Today)
/
Graham number (Q: Mar. 2026 )
=
254.00
/
95.80
=
2.65
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Please keep these in mind:
1. Graham Number does not take growth into account. Therefore it underestimates the values of the companies that have good earnings growth. We feel that if the earnings per share grows more than 10% a year, Graham Number underestimates the value.
2. Graham Number punishes the companies that have temporarily low earnings. Therefore, an average of earnings makes more sense in the calculation of Graham Number.
3. Graham Numbers underestimates companies that are light with book.
Anshin Guarantor Service Co Graham Number Related Terms
Anshin Guarantor Service Co Graham Number Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Anshin Guarantor Service Co's Price-to-Graham-Number, along with its competitors' market caps and Price-to-Graham-Number data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Anshin Guarantor Service Co Price-to-Graham-Number vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Anshin Guarantor Service Co's Price-to-Graham-Number distribution charts can be found below:
* The bar in red indicates where Anshin Guarantor Service Co's Price-to-Graham-Number falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Anshin Guarantor Service Co (TSE:7183) has a Graham Number of 円173.36 as of Mar. 2026. The Graham Number values a company based on its per-share earnings and book value. View historical data on Anshin Guarantor Service Co and its competitors. This is 13659% above median its historical median of 1.26. Over the past decade, Anshin Guarantor Service Co's Graham Number has ranged from 0.90 to 4.02. According to the industry distribution chart, Anshin Guarantor Service Co ranks #298 out of 405 companies in the Credit Services industry, placing it in the top 73.6%.
Is Anshin Guarantor Service Co's Graham Number too high?
Anshin Guarantor Service Co's current Graham Number of 円173.36 is 13659% above median its 10-year median of 1.26. Over the past 10 years, this metric has ranged from a low of 0.90 to a high of 4.02. Based on the distribution chart, Anshin Guarantor Service Co ranks #298 out of 405 companies in the Credit Services industry, which is below the industry midpoint. Overall, Anshin Guarantor Service Co has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Anshin Guarantor Service Co's Graham Number compare to V and MA?
According to the Credit Services industry distribution chart, Anshin Guarantor Service Co ranks #298 out of 405 companies for Graham Number. This places Anshin Guarantor Service Co in the lower half of its industry. The industry median Graham Number is 0.80. Historically, Anshin Guarantor Service Co's own Graham Number has ranged from 0.90 to 4.02 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Graham Number for a Credit Services company?
The median Graham Number among Credit Services companies is 0.80, based on 405 companies in the industry. Companies in the top quartile (top 25%) have a Graham Number significantly above this median, while those in the bottom quartile fall well below. However, Graham Number should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Graham Number mean?
A high Graham Number can signal that a stock is expensive relative to its fundamentals. The Graham Number values a company based on its per-share earnings and book value. View historical data on Anshin Guarantor Service Co and its competitors. For the Credit Services industry, the median Graham Number is 0.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Anshin Guarantor Service Co's current Graham Number is 円173.36, which is 13659% above median its own 10-year median of 1.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Anshin Guarantor Service Co stock overvalued right now?
Based on GuruFocus' analysis, Anshin Guarantor Service Co (TSE:7183) is currently considered Modestly Overvalued. The stock's GF Value™ is 円228.28, compared to a current price of 円254.00 — trading 11.3% above its estimated fair value. The current Graham Number is 円173.36, which is 13659% above median its 10-year median of 1.26. Anshin Guarantor Service Co's overall GF Score™ is 71/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Graham Number calculated?
Graham Number is calculated from a company's financial statements. For Anshin Guarantor Service Co (TSE:7183), the current Graham Number is 円173.36 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Anshin Guarantor Service Co (TSE:7183) Overvalued in 2026?
Based on GuruFocus' analysis, Anshin Guarantor Service Co stock appears to be overvalued.
The current stock price of 円254.00 is trading 11.3% above its estimated GF Value™ of 円228.28.
GuruFocus considers Anshin Guarantor Service Co to be Modestly Overvalued.
Key valuation signals for TSE:7183:
Graham Number: 円173.36 (13659% above median its 10-year median of 1.26)
GF Value™: 円228.28 vs. price of 円254.00 (11.3% above fair value)
No single metric tells the full story. See the TSE:7183 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Anshin Guarantor Service Co Ltd is engaged in providing guarantee business for rental debt. Its product list includes anshin plus, life anshin plus, ion card de rent and apulus anshin rent guarantee.
71GF Score
Get the complete analysis for TSE:7183
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