Anshin Guarantor Service Co (TSE:7183) 3-Year RORE % : -24.81% (As of Mar. 2026)

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TSE:7183 Anshin Guarantor Service Co Ltd TSE:7183
73 GF Score
Price 円254.00
GF Value 円226.15
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Anshin Guarantor Service Co 3-Year RORE %?

Anshin Guarantor Service Co TSE:7183 73 3-Year RORE % is -24.81 as of Mar. 2026. GuruFocus rates TSE:7183 with a GF Score™ of 73/100 and a GF Value™ of 円226.15 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 518 Credit Services companies, Anshin Guarantor Service Co ranks worse than 76.83% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Anshin Guarantor Service Co's 3-Year RORE % for the quarter that ended in Mar. 2026 was -24.81%.

The industry rank for Anshin Guarantor Service Co's 3-Year RORE % or its related term are showing as below:

TSE:7183's 3-Year RORE % is ranked worse than
76.83% of 518 companies
in the Credit Services industry
Industry Median: 8.19 vs TSE:7183: -24.81

Anshin Guarantor Service Co  (TSE:7183) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Anshin Guarantor Service Co 3-Year RORE % Related Terms


Anshin Guarantor Service Co 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for Anshin Guarantor Service Co's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Anshin Guarantor Service Co 3-Year RORE % Chart

Anshin Guarantor Service Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.07 -5.51 -1.47 -45.46 -24.81

Anshin Guarantor Service Co Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Mar25 Sep25 Dec25 Mar26
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -11.72 -45.46 0.00 -26.45 -24.81

TSE:7183 vs V, MA, AXP: 3-Year RORE % Comparison

For the Credit Services subindustry, Anshin Guarantor Service Co's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Anshin Guarantor Service Co 3-Year RORE % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Anshin Guarantor Service Co's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Anshin Guarantor Service Co's 3-Year RORE % falls into.


TSE:7183
73GF Score
Anshin Guarantor Service Co Ltd TSE:7183
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Anshin Guarantor Service Co 3-Year RORE % Calculation

Anshin Guarantor Service Co's 3-Year RORE % for the quarter that ended in Mar. 2026 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 10.15-21.4 )/( 51.336-6 )
=-11.25/45.336
=-24.81 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of -24.81 mean?
Anshin Guarantor Service Co (TSE:7183) has a 3-Year RORE % of -24.81 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Anshin Guarantor Service Co and its competitors. According to the industry distribution chart, Anshin Guarantor Service Co ranks #398 out of 518 companies in the Credit Services industry, placing it in the top 76.8%.
Is Anshin Guarantor Service Co's 3-Year RORE % too high?
Anshin Guarantor Service Co's current 3-Year RORE % is -24.81. Based on the distribution chart, Anshin Guarantor Service Co ranks #398 out of 518 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Anshin Guarantor Service Co has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Anshin Guarantor Service Co's 3-Year RORE % compare to V and MA?
According to the Credit Services industry distribution chart, Anshin Guarantor Service Co ranks #398 out of 518 companies for 3-Year RORE %. This places Anshin Guarantor Service Co in the lower half of its industry. The industry median 3-Year RORE % is 8.19. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Credit Services company?
The median 3-Year RORE % among Credit Services companies is 8.19, based on 518 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Anshin Guarantor Service Co and its competitors. For the Credit Services industry, the median 3-Year RORE % is 8.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Anshin Guarantor Service Co's current 3-Year RORE % is -24.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Anshin Guarantor Service Co stock overvalued right now?
Based on GuruFocus' analysis, Anshin Guarantor Service Co (TSE:7183) is currently considered Modestly Overvalued. The stock's GF Value™ is 円226.15, compared to a current price of 円254.00 — trading 12.3% above its estimated fair value. The current 3-Year RORE % is -24.81. Anshin Guarantor Service Co's overall GF Score™ is 73/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Anshin Guarantor Service Co (TSE:7183), the current 3-Year RORE % is -24.81 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Anshin Guarantor Service Co (TSE:7183) Overvalued in 2026?

Based on GuruFocus' analysis, Anshin Guarantor Service Co stock appears to be overvalued. The current stock price of 円254.00 is trading 12.3% above its estimated GF Value™ of 円226.15. GuruFocus considers Anshin Guarantor Service Co to be Modestly Overvalued.

Key valuation signals for TSE:7183:

  • 3-Year RORE %: -24.81
  • GF Value™: 円226.15 vs. price of 円254.00 (12.3% above fair value)
  • GF Score™: 73/100 with 8 warning signs

No single metric tells the full story. See the TSE:7183 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Anshin Guarantor Service Co Business Description

Address 4-12-4 Higashishinagawa, Shinagawa-ku, Tokyo, JPN, 104-0031
Anshin Guarantor Service Co Ltd is engaged in providing guarantee business for rental debt. Its product list includes anshin plus, life anshin plus, ion card de rent and apulus anshin rent guarantee.
73GF Score

Get the complete analysis for TSE:7183

3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円254.00
Price
円226.15
GF Value