Anshin Guarantor Service Co (TSE:7183) Days Payable: 16.65 (As of Mar. 2026) — 36% Below Median


TSE:7183 Anshin Guarantor Service Co Ltd TSE:7183
74 GF Score
Price 円253.00
GF Value 円223.29
Valuation Modestly Overvalued
! 9 Warning Signs
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What is Anshin Guarantor Service Co Days Payable?

Anshin Guarantor Service Co TSE:7183 74 Days Payable is 16.65 as of Mar. 2026, which is 36% below its 10-year median of 26.10. GuruFocus rates TSE:7183 with a GF Score™ of 74/100 and a GF Value™ of 円223.29 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 300 Credit Services companies, Anshin Guarantor Service Co ranks worse than 61.33% on this metric.

Anshin Guarantor Service Co's average Accounts Payable for the six months ended in Mar. 2026 was 円272 Mil. Anshin Guarantor Service Co's Cost of Goods Sold for the six months ended in Mar. 2026 was 円2,982 Mil. Hence, Anshin Guarantor Service Co's Days Payable for the six months ended in Mar. 2026 was 16.65.

The historical rank and industry rank for Anshin Guarantor Service Co's Days Payable or its related term are showing as below:

TSE:7183' s Days Payable Range Over the Past 10 Years
Min: 18.58   Med: 26.1   Max: 27.73
Current: 18.58

During the past 12 years, Anshin Guarantor Service Co's highest Days Payable was 27.73. The lowest was 18.58. And the median was 26.10.

TSE:7183's Days Payable is ranked worse than
61.33% of 300 companies
in the Credit Services industry
Industry Median: 33.92 vs TSE:7183: 18.58

Anshin Guarantor Service Co's Days Payable declined from Mar. 2025 (17.66) to Mar. 2026 (16.65). It may suggest that Anshin Guarantor Service Co accelerated paying its suppliers.


Anshin Guarantor Service Co Days Payable Historical Data

* Premium members only.

The historical data trend for Anshin Guarantor Service Co's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Anshin Guarantor Service Co Days Payable Chart

Anshin Guarantor Service Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 26.76 26.08 25.12 23.17 21.91

Anshin Guarantor Service Co Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.17 17.89 17.66 17.20 16.65

TSE:7183 vs V, MA, AXP: Days Payable Comparison

For the Credit Services subindustry, Anshin Guarantor Service Co's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Anshin Guarantor Service Co Days Payable vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Anshin Guarantor Service Co's Days Payable distribution charts can be found below:

* The bar in red indicates where Anshin Guarantor Service Co's Days Payable falls into.


TSE:7183
74GF Score
Anshin Guarantor Service Co Ltd TSE:7183
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Anshin Guarantor Service Co Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Anshin Guarantor Service Co's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as

Days Payable (A: Mar. 2026 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Mar. 2025 ) + Accounts Payable (A: Mar. 2026 )) / count ) / Cost of Goods Sold (A: Mar. 2026 )*Days in Period
=( (357.753 + 351.028) / 2 ) / 5903.392*365
=354.3905 / 5903.392*365
=21.91

Anshin Guarantor Service Co's Days Payable for the quarter that ended in Mar. 2026 is calculated as:

Days Payable (Q: Mar. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Sep. 2025 ) + Accounts Payable (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (192.882 + 351.028) / 2 ) / 2981.52*365 / 2
=271.955 / 2981.52*365 / 2
=16.65

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 16.65 mean?
Anshin Guarantor Service Co (TSE:7183) has a Days Payable of 16.65 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Anshin Guarantor Service Co and its competitors. This is 36% below median its historical median of 26.10. Over the past decade, Anshin Guarantor Service Co's Days Payable has ranged from 18.58 to 27.73. According to the industry distribution chart, Anshin Guarantor Service Co ranks #184 out of 300 companies in the Credit Services industry, placing it in the top 61.3%.
Is Anshin Guarantor Service Co's Days Payable too high?
Anshin Guarantor Service Co's current Days Payable of 16.65 is 36% below median its 10-year median of 26.10. Over the past 10 years, this metric has ranged from a low of 18.58 to a high of 27.73. The Credit Services industry median Days Payable is 33.92. Anshin Guarantor Service Co's value of 16.65 is 50.9% below this industry median. Based on the distribution chart, Anshin Guarantor Service Co ranks #184 out of 300 companies in the Credit Services industry, which is below the industry midpoint. Overall, Anshin Guarantor Service Co has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Anshin Guarantor Service Co's Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, Anshin Guarantor Service Co ranks #184 out of 300 companies for Days Payable. This places Anshin Guarantor Service Co in the lower half of its industry. The industry median Days Payable is 33.92. Anshin Guarantor Service Co's value of 16.65 is 50.9% below this benchmark. Historically, Anshin Guarantor Service Co's own Days Payable has ranged from 18.58 to 27.73 over the past decade. While the company's 10-year median is 26.10 vs. the industry median of 33.92, Anshin Guarantor Service Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.92, based on 300 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Anshin Guarantor Service Co's current Days Payable of 16.65 is 50.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Anshin Guarantor Service Co and its competitors. For the Credit Services industry, the median Days Payable is 33.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Anshin Guarantor Service Co's current Days Payable is 16.65, which is 36% below median its own 10-year median of 26.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Anshin Guarantor Service Co stock overvalued right now?
Based on GuruFocus' analysis, Anshin Guarantor Service Co (TSE:7183) is currently considered Modestly Overvalued. The stock's GF Value™ is 円223.29, compared to a current price of 円253.00 — trading 13.3% above its estimated fair value. The current Days Payable is 16.65, which is 36% below median its 10-year median of 26.10 and 50.9% below the Credit Services industry median of 33.92. Anshin Guarantor Service Co's overall GF Score™ is 74/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Anshin Guarantor Service Co (TSE:7183), the current Days Payable is 16.65 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Anshin Guarantor Service Co (TSE:7183) Overvalued in 2026?

Based on GuruFocus' analysis, Anshin Guarantor Service Co stock appears to be overvalued. The current stock price of 円253.00 is trading 13.3% above its estimated GF Value™ of 円223.29. GuruFocus considers Anshin Guarantor Service Co to be Modestly Overvalued.

Key valuation signals for TSE:7183:

  • Days Payable: 16.65 (36% below median its 10-year median of 26.10)
  • GF Value™: 円223.29 vs. price of 円253.00 (13.3% above fair value)
  • GF Score™: 74/100 with 9 warning signs
  • Industry Position: 50.9% below the Credit Services median (#184 of 300)

No single metric tells the full story. See the TSE:7183 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Anshin Guarantor Service Co Business Description

Address 4-12-4 Higashishinagawa, Shinagawa-ku, Tokyo, JPN, 104-0031
Anshin Guarantor Service Co Ltd is engaged in providing guarantee business for rental debt. Its product list includes anshin plus, life anshin plus, ion card de rent and apulus anshin rent guarantee.
74GF Score

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Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円253.00
Price
円223.29
GF Value