Anshin Guarantor Service Co (TSE:7183) ROC (Joel Greenblatt) %: 7.35% (As of Mar. 2026) — 85% Below Median

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TSE:7183 Anshin Guarantor Service Co Ltd TSE:7183
73 GF Score
Price 円254.00
GF Value 円226.52
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Anshin Guarantor Service Co ROC (Joel Greenblatt) %?

Anshin Guarantor Service Co TSE:7183 73 ROC (Joel Greenblatt) % is 7.35% as of Mar. 2026, which is 85% below its 10-year median of 49.72. GuruFocus rates TSE:7183 with a GF Score™ of 73/100 and a GF Value™ of 円226.52 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 416 Credit Services companies, Anshin Guarantor Service Co ranks worse than 52.16% on this metric.

Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits). He defines ROC (Joel Greenblatt) % as EBIT divided by the total of Property, Plant and Equipment and net working capital. Anshin Guarantor Service Co's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 7.35%.

The historical rank and industry rank for Anshin Guarantor Service Co's ROC (Joel Greenblatt) % or its related term are showing as below:

TSE:7183' s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: 13.58   Med: 49.72   Max: 1422.67
Current: 29.71

During the past 12 years, Anshin Guarantor Service Co's highest ROC (Joel Greenblatt) % was 1422.67%. The lowest was 13.58%. And the median was 49.72%.

TSE:7183's ROC (Joel Greenblatt) % is ranked worse than
52.16% of 416 companies
in the Credit Services industry
Industry Median: 38.59 vs TSE:7183: 29.71

Anshin Guarantor Service Co's 5-Year average Growth Rate of ROC (Joel Greenblatt) % was -12.00% per year.


Anshin Guarantor Service Co  (TSE:7183) ROC (Joel Greenblatt) % Explanation

The way Joel Greenblatt defines Return on Capital is a more accurate measure of how efficiently the company generates returns onthe capital actually invested in the business. EBIT is used instead of net income because the tax and interest payment may be affected by factors other than the core business operation. Intangible assets are not included in the calculation because they don't need to be replaced.

Joel Greenblatt uses his definition of Return on Capital and Earnings Yield (Joel Greenblatt) % to rank companies.


Anshin Guarantor Service Co ROC (Joel Greenblatt) % Related Terms


Anshin Guarantor Service Co ROC (Joel Greenblatt) % Historical Data

* Premium members only.

The historical data trend for Anshin Guarantor Service Co's ROC (Joel Greenblatt) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Anshin Guarantor Service Co ROC (Joel Greenblatt) % Chart

Anshin Guarantor Service Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROC (Joel Greenblatt) %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 73.64 1,422.67 234.55 30.11 55.71

Anshin Guarantor Service Co Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Mar25 Sep25 Dec25 Mar26
ROC (Joel Greenblatt) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 114.16 0.00 0.00 99.02 7.35

TSE:7183 vs V, MA, AXP: ROC (Joel Greenblatt) % Comparison

For the Credit Services subindustry, Anshin Guarantor Service Co's ROC (Joel Greenblatt) %, along with its competitors' market caps and ROC (Joel Greenblatt) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Anshin Guarantor Service Co ROC (Joel Greenblatt) % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Anshin Guarantor Service Co's ROC (Joel Greenblatt) % distribution charts can be found below:

* The bar in red indicates where Anshin Guarantor Service Co's ROC (Joel Greenblatt) % falls into.


TSE:7183
73GF Score
Anshin Guarantor Service Co Ltd TSE:7183
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Anshin Guarantor Service Co ROC (Joel Greenblatt) % Calculation

Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits) . He defines Return on Capital as follows:

ROC (Joel Greenblatt) %=EBIT/Average of (Net fixed Assets + Net Working Capital)

EBIT stands for Earnings Before Interest and Taxes.

Fixed Assets are also known as non-current assets. They include the Property, Plant and Equipment that the firm needs in its operation.

GuruFocus calculates net working capital as: (Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Deferred Revenue + Other Current Liabilities). We're trying to account for OPERATING assets and liabilities (part of daily business) when calculating working capital. Cash and marketable securities are considered NON-OPERATING assets and are not included in calculation. We will also back out all interest bearing debt, short term debt and the portion of long term debt that is due in the current period from the current liabilities. This debt will be considered when computing cost of capital and it would be inappropriate to count it twice.

Working Capital(Q: Dec. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(310.876 + 0 + 11361.714) - (256.397 + 0 + 10303.782)
=1112.411

Working Capital(Q: Mar. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(633.754 + 0 + 11739.603) - (597.989 + 0 + 10854.761)
=920.607

When net working capital is negative, 0 is used.

So ROC (Joel Greenblatt) % of Anshin Guarantor Service Co for the quarter that ended in Mar. 2026 can be restated as:

ROC (Joel Greenblatt) %(Q: Mar. 2026 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Dec. 2025  Q: Mar. 2026
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=78.072/( ( (52.044 + max(1112.411, 0)) + (40.622 + max(920.607, 0)) )/ 2 )
=78.072/( ( 1164.455 + 961.229 )/ 2 )
=78.072/1062.842
=7.35 %

Note: The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROC (Joel Greenblatt) % of 7.35% mean?
Anshin Guarantor Service Co (TSE:7183) has a ROC (Joel Greenblatt) % of 7.35% as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Anshin Guarantor Service Co and its competitors. This is 85% below median its historical median of 49.72. Over the past decade, Anshin Guarantor Service Co's ROC (Joel Greenblatt) % has ranged from 13.58 to 1,422.67. According to the industry distribution chart, Anshin Guarantor Service Co ranks #217 out of 416 companies in the Credit Services industry, placing it in the top 52.2%.
Is Anshin Guarantor Service Co's ROC (Joel Greenblatt) % too high?
Anshin Guarantor Service Co's current ROC (Joel Greenblatt) % of 7.35% is 85% below median its 10-year median of 49.72. Over the past 10 years, this metric has ranged from a low of 13.58 to a high of 1,422.67. The Credit Services industry median ROC (Joel Greenblatt) % is 38.59. Anshin Guarantor Service Co's value of 7.35% is 81% below this industry median. Based on the distribution chart, Anshin Guarantor Service Co ranks #217 out of 416 companies in the Credit Services industry, which is below the industry midpoint. Overall, Anshin Guarantor Service Co has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Anshin Guarantor Service Co's ROC (Joel Greenblatt) % compare to V and MA?
According to the Credit Services industry distribution chart, Anshin Guarantor Service Co ranks #217 out of 416 companies for ROC (Joel Greenblatt) %. This places Anshin Guarantor Service Co in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 38.59. Anshin Guarantor Service Co's value of 7.35% is 81% below this benchmark. Historically, Anshin Guarantor Service Co's own ROC (Joel Greenblatt) % has ranged from 13.58 to 1,422.67 over the past decade. While the company's 10-year median is 49.72 vs. the industry median of 38.59, Anshin Guarantor Service Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Credit Services company?
The median ROC (Joel Greenblatt) % among Credit Services companies is 38.59, based on 416 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Anshin Guarantor Service Co's current ROC (Joel Greenblatt) % of 7.35% is 81% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Anshin Guarantor Service Co and its competitors. For the Credit Services industry, the median ROC (Joel Greenblatt) % is 38.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Anshin Guarantor Service Co's current ROC (Joel Greenblatt) % is 7.35%, which is 85% below median its own 10-year median of 49.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Anshin Guarantor Service Co stock overvalued right now?
Based on GuruFocus' analysis, Anshin Guarantor Service Co (TSE:7183) is currently considered Modestly Overvalued. The stock's GF Value™ is 円226.52, compared to a current price of 円254.00 — trading 12.1% above its estimated fair value. The current ROC (Joel Greenblatt) % is 7.35%, which is 85% below median its 10-year median of 49.72 and 81% below the Credit Services industry median of 38.59. Anshin Guarantor Service Co's overall GF Score™ is 73/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Anshin Guarantor Service Co (TSE:7183), the current ROC (Joel Greenblatt) % is 7.35% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Anshin Guarantor Service Co (TSE:7183) Overvalued in 2026?

Based on GuruFocus' analysis, Anshin Guarantor Service Co stock appears to be overvalued. The current stock price of 円254.00 is trading 12.1% above its estimated GF Value™ of 円226.52. GuruFocus considers Anshin Guarantor Service Co to be Modestly Overvalued.

Key valuation signals for TSE:7183:

  • ROC (Joel Greenblatt) %: 7.35% (85% below median its 10-year median of 49.72)
  • GF Value™: 円226.52 vs. price of 円254.00 (12.1% above fair value)
  • GF Score™: 73/100 with 8 warning signs
  • Industry Position: 81% below the Credit Services median (#217 of 416)

No single metric tells the full story. See the TSE:7183 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Anshin Guarantor Service Co Business Description

Address 4-12-4 Higashishinagawa, Shinagawa-ku, Tokyo, JPN, 104-0031
Anshin Guarantor Service Co Ltd is engaged in providing guarantee business for rental debt. Its product list includes anshin plus, life anshin plus, ion card de rent and apulus anshin rent guarantee.
73GF Score

Get the complete analysis for TSE:7183

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円254.00
Price
円226.52
GF Value