Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Al Dhafra Insurance Co PSCADX:DHAFRA 46 Cyclically Adjusted PS Ratio is 4.08 as of Aug. 05, 2026, which is 84% above its 10-year median of 2.22. GuruFocus rates ADX:DHAFRA with a GF Score™ of 46/100 and a GF Value™ of د.إ5.66 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 410 Insurance companies, Al Dhafra Insurance Co PSC ranks worse than 88.54% on this metric.
The historical rank and industry rank for Al Dhafra Insurance Co PSC's Cyclically Adjusted PS Ratio or its related term are showing as below:
ADX:DHAFRA'
s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.28 Med: 2.22 Max: 4.29
Current: 4.08
During the past years, Al Dhafra Insurance Co PSC's highest Cyclically Adjusted PS Ratio was 4.29. The lowest was 0.28. And the median was 2.22.
ADX:DHAFRA's Cyclically Adjusted PS Ratio is ranked worse than 88.54% of 410
companies
in the Insurance industry
Industry Median: 1.235
vs ADX:DHAFRA: 4.08
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.
Al Dhafra Insurance Co PSC's adjusted revenue per share data for the three months ended in Mar. 2026 was د.إ0.399. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is د.إ1.91 for the trailing ten years ended in Mar. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Al Dhafra Insurance Co PSC (ADX:DHAFRA) Cyclically Adjusted PS Ratio Explanation
Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.
Al Dhafra Insurance Co PSC Cyclically Adjusted PS Ratio Related Terms
Al Dhafra Insurance Co PSC Cyclically Adjusted PS Ratio Historical Data
* Premium members only.
The historical data trend for Al Dhafra Insurance Co PSC's Cyclically Adjusted PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Dhafra Insurance Co PSC Cyclically Adjusted PS Ratio Chart
ADX:DHAFRA vs BRK.A, AIG, HIG: Cyclically Adjusted PS Ratio Comparison
For the Insurance - Diversified subindustry, Al Dhafra Insurance Co PSC's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Dhafra Insurance Co PSC Cyclically Adjusted PS Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Al Dhafra Insurance Co PSC's Cyclically Adjusted PS Ratio distribution charts can be found below:
* The bar in red indicates where Al Dhafra Insurance Co PSC's Cyclically Adjusted PS Ratio falls into.
Al Dhafra Insurance Co PSC Cyclically Adjusted PS Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PS Ratio of 4.08 mean?
Al Dhafra Insurance Co PSC (ADX:DHAFRA) has a Cyclically Adjusted PS Ratio of 4.08 as of Aug. 05, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Al Dhafra Insurance Co PSC and its competitors. This is 84% above median its historical median of 2.22. Over the past decade, Al Dhafra Insurance Co PSC's Cyclically Adjusted PS Ratio has ranged from 0.28 to 4.29. According to the industry distribution chart, Al Dhafra Insurance Co PSC ranks #363 out of 410 companies in the Insurance industry, placing it in the top 88.5%.
Is Al Dhafra Insurance Co PSC's Cyclically Adjusted PS Ratio too high?
Al Dhafra Insurance Co PSC's current Cyclically Adjusted PS Ratio of 4.08 is 84% above median its 10-year median of 2.22. Over the past 10 years, this metric has ranged from a low of 0.28 to a high of 4.29. The Insurance industry median Cyclically Adjusted PS Ratio is 1.24. Al Dhafra Insurance Co PSC's value of 4.08 is 230.4% above this industry median. Based on the distribution chart, Al Dhafra Insurance Co PSC ranks #363 out of 410 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Al Dhafra Insurance Co PSC has a GF Score™ of 46/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Al Dhafra Insurance Co PSC's Cyclically Adjusted PS Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Al Dhafra Insurance Co PSC ranks #363 out of 410 companies for Cyclically Adjusted PS Ratio. This places Al Dhafra Insurance Co PSC in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 1.24. Al Dhafra Insurance Co PSC's value of 4.08 is 230.4% above this benchmark. Historically, Al Dhafra Insurance Co PSC's own Cyclically Adjusted PS Ratio has ranged from 0.28 to 4.29 over the past decade. While the company's 10-year median is 2.22 vs. the industry median of 1.24, Al Dhafra Insurance Co PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.24, based on 410 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Dhafra Insurance Co PSC's current Cyclically Adjusted PS Ratio of 4.08 is 230.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Al Dhafra Insurance Co PSC and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Dhafra Insurance Co PSC's current Cyclically Adjusted PS Ratio is 4.08, which is 84% above median its own 10-year median of 2.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Dhafra Insurance Co PSC stock overvalued right now?
Based on GuruFocus' analysis, Al Dhafra Insurance Co PSC (ADX:DHAFRA) is currently considered Significantly Overvalued. The stock's GF Value™ is د.إ5.66, compared to a current price of د.إ7.79 — trading 37.6% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 4.08, which is 84% above median its 10-year median of 2.22 and 230.4% above the Insurance industry median of 1.24. Al Dhafra Insurance Co PSC's overall GF Score™ is 46/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Al Dhafra Insurance Co PSC (ADX:DHAFRA), the current Cyclically Adjusted PS Ratio is 4.08 as of Aug. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Dhafra Insurance Co PSC (ADX:DHAFRA) Overvalued in 2026?
Based on GuruFocus' analysis, Al Dhafra Insurance Co PSC stock appears to be overvalued.
The current stock price of د.إ7.79 is trading 37.6% above its estimated GF Value™ of د.إ5.66.
GuruFocus considers Al Dhafra Insurance Co PSC to be Significantly Overvalued.
Key valuation signals for ADX:DHAFRA:
Cyclically Adjusted PS Ratio: 4.08 (84% above median its 10-year median of 2.22)
GF Value™: د.إ5.66 vs. price of د.إ7.79 (37.6% above fair value)
Industry Position: 230.4% above the Insurance median (#363 of 410)
No single metric tells the full story. See the ADX:DHAFRA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Dhafra Insurance Co PSC is a direct Insurer in the U.A.E. market, underwriting both Life and Non-Life business. The classes of business underwritten by the company are Fire & General Accident; Contract Works and Contractor's Plant & Equipment; Electronic Equipment & Machinery Breakdown; Workmen's Compensation & Employer's Liability; Public Liability, Medical Malpractice and other Professional Indemnity risks; Marine Cargo, Marine Hull & Pleasure Craft; Oil & Gas on and offshore operations; Personal Accident, Medical & Life; Visit visa and House maid policies; and Motor. It operates in two segments namely Underwriting of general insurance business that incorporates all classes of general insurance such as fire, marine, motor, medical, general accident and miscellaneous, and Investments.
46GF Score
Get the complete analysis for ADX:DHAFRA
Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ADX:DHAFRA has been successfully added to your 
