Al Dhafra Insurance Co PSC (ADX:DHAFRA) FCF Yield %: -1.62 (As of Jul. 15, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ADX:DHAFRA Al Dhafra Insurance Co PSC ADX:DHAFRA
46 GF Score
Price د.إ7.79
GF Value د.إ5.63
Valuation Significantly Overvalued
! 10 Warning Signs
View Full Analysis

What is Al Dhafra Insurance Co PSC FCF Yield %?

Al Dhafra Insurance Co PSC ADX:DHAFRA 46 FCF Yield % is -1.62 as of Jul. 15, 2026. GuruFocus rates ADX:DHAFRA with a GF Score™ of 46/100 and a GF Value™ of د.إ5.63 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 505 Insurance companies, Al Dhafra Insurance Co PSC ranks worse than 81.19% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Al Dhafra Insurance Co PSC's Trailing 12-Month Free Cash Flow is د.إ-12.6 Mil, and Market Cap is د.إ779.0 Mil. Therefore, Al Dhafra Insurance Co PSC's FCF Yield % for today is -1.62%.

The historical rank and industry rank for Al Dhafra Insurance Co PSC's FCF Yield % or its related term are showing as below:

ADX:DHAFRA' s FCF Yield % Range Over the Past 10 Years
Min: -10.25   Med: 2.19   Max: 46.19
Current: -1.62


During the past 13 years, the highest FCF Yield % of Al Dhafra Insurance Co PSC was 46.19%. The lowest was -10.25%. And the median was 2.19%.

ADX:DHAFRA's FCF Yield % is ranked worse than
81.19% of 505 companies
in the Insurance industry
Industry Median: 6.93 vs ADX:DHAFRA: -1.62

Al Dhafra Insurance Co PSC's FCF Margin % for the quarter that ended in Mar. 2026 was -41.33%.


Al Dhafra Insurance Co PSC FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Al Dhafra Insurance Co PSC FCF Yield % Related Terms


Al Dhafra Insurance Co PSC FCF Yield % Historical Data

* Premium members only.

The historical data trend for Al Dhafra Insurance Co PSC's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Dhafra Insurance Co PSC FCF Yield % Chart

Al Dhafra Insurance Co PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.73 4.30 0.85 7.97 -1.23

Al Dhafra Insurance Co PSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -8.10 22.84 -51.29 31.63 -10.29

ADX:DHAFRA vs BRK.A, AIG, HIG: FCF Yield % Comparison

For the Insurance - Diversified subindustry, Al Dhafra Insurance Co PSC's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Dhafra Insurance Co PSC FCF Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, Al Dhafra Insurance Co PSC's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Al Dhafra Insurance Co PSC's FCF Yield % falls into.


ADX:DHAFRA
46GF Score
Al Dhafra Insurance Co PSC ADX:DHAFRA
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al Dhafra Insurance Co PSC FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Al Dhafra Insurance Co PSC's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-5.971 / 486
=-1.23%

Al Dhafra Insurance Co PSC's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=-16.496 * 4 / 641
=-10.29%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -1.62 mean?
Al Dhafra Insurance Co PSC (ADX:DHAFRA) has a FCF Yield % of -1.62 as of Jul. 15, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Al Dhafra Insurance Co PSC and its competitors. According to the industry distribution chart, Al Dhafra Insurance Co PSC ranks #410 out of 505 companies in the Insurance industry, placing it in the top 81.2%.
Is Al Dhafra Insurance Co PSC's FCF Yield % too high?
Al Dhafra Insurance Co PSC's current FCF Yield % is -1.62. Based on the distribution chart, Al Dhafra Insurance Co PSC ranks #410 out of 505 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Al Dhafra Insurance Co PSC has a GF Score™ of 46/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Al Dhafra Insurance Co PSC's FCF Yield % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Al Dhafra Insurance Co PSC ranks #410 out of 505 companies for FCF Yield %. This places Al Dhafra Insurance Co PSC in the lower half of its industry. The industry median FCF Yield % is 6.93. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 6.93, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Al Dhafra Insurance Co PSC and its competitors. For the Insurance industry, the median FCF Yield % is 6.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Dhafra Insurance Co PSC's current FCF Yield % is -1.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Dhafra Insurance Co PSC stock overvalued right now?
Based on GuruFocus' analysis, Al Dhafra Insurance Co PSC (ADX:DHAFRA) is currently considered Significantly Overvalued. The stock's GF Value™ is د.إ5.63, compared to a current price of د.إ7.79 — trading 38.4% above its estimated fair value. The current FCF Yield % is -1.62. Al Dhafra Insurance Co PSC's overall GF Score™ is 46/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Al Dhafra Insurance Co PSC (ADX:DHAFRA), the current FCF Yield % is -1.62 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Dhafra Insurance Co PSC (ADX:DHAFRA) Overvalued in 2026?

Based on GuruFocus' analysis, Al Dhafra Insurance Co PSC stock appears to be overvalued. The current stock price of د.إ7.79 is trading 38.4% above its estimated GF Value™ of د.إ5.63. GuruFocus considers Al Dhafra Insurance Co PSC to be Significantly Overvalued.

Key valuation signals for ADX:DHAFRA:

  • FCF Yield %: -1.62
  • GF Value™: د.إ5.63 vs. price of د.إ7.79 (38.4% above fair value)
  • GF Score™: 46/100 with 10 warning signs

No single metric tells the full story. See the ADX:DHAFRA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al Dhafra Insurance Co PSC Business Description

Address Zayed II Street, P.O. Box 319, Al Dhafra Insurance Company Building, Abu Dhabi, ARE
Al Dhafra Insurance Co PSC is a direct Insurer in the U.A.E. market, underwriting both Life and Non-Life business. The classes of business underwritten by the company are Fire & General Accident; Contract Works and Contractor's Plant & Equipment; Electronic Equipment & Machinery Breakdown; Workmen's Compensation & Employer's Liability; Public Liability, Medical Malpractice and other Professional Indemnity risks; Marine Cargo, Marine Hull & Pleasure Craft; Oil & Gas on and offshore operations; Personal Accident, Medical & Life; Visit visa and House maid policies; and Motor. It operates in two segments namely Underwriting of general insurance business that incorporates all classes of general insurance such as fire, marine, motor, medical, general accident and miscellaneous, and Investments.
46GF Score

Get the complete analysis for ADX:DHAFRA

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ7.79
Price
د.إ5.63
GF Value