Al Dhafra Insurance Co PSC (ADX:DHAFRA) Dividend Payout Ratio: 1.52 (As of Mar. 2026) — 108% Above Median

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ADX:DHAFRA Al Dhafra Insurance Co PSC ADX:DHAFRA
46 GF Score
Price د.إ7.79
GF Value د.إ5.63
Valuation Significantly Overvalued
! 10 Warning Signs
View Full Analysis

What is Al Dhafra Insurance Co PSC Dividend Payout Ratio?

Al Dhafra Insurance Co PSC ADX:DHAFRA 46 Dividend Payout Ratio is 1.52 as of Mar. 2026, which is 108% above its 10-year median of 0.73. GuruFocus rates ADX:DHAFRA with a GF Score™ of 46/100 and a GF Value™ of د.إ5.63 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 334 Insurance companies, Al Dhafra Insurance Co PSC ranks worse than 85.33% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Al Dhafra Insurance Co PSC's Dividend Payout Ratio for the months ended in Mar. 2026 was 1.52.

Warning Sign:

If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Al Dhafra Insurance Co PSC is 0.80, which seems too high.

The historical rank and industry rank for Al Dhafra Insurance Co PSC's Dividend Payout Ratio or its related term are showing as below:

ADX:DHAFRA' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.29   Med: 0.73   Max: 1.52
Current: 0.8

During the past 13 years, the highest Dividend Payout Ratio of Al Dhafra Insurance Co PSC was 1.52. The lowest was 0.29. And the median was 0.73.

ADX:DHAFRA's Dividend Payout Ratio is ranked worse than
85.33% of 334 companies
in the Insurance industry
Industry Median: 0.38 vs ADX:DHAFRA: 0.80

As of today (2026-07-15), the Dividend Yield % of Al Dhafra Insurance Co PSC is 4.49%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Al Dhafra Insurance Co PSC was 56.27%. The lowest was 3.90%. And the median was 7.20%.

Al Dhafra Insurance Co PSC's Dividends per Share for the months ended in Mar. 2026 was د.إ0.35.

During the past 5 years, the average Dividends Per Share Growth Rate was -3.40% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Al Dhafra Insurance Co PSC was 38.70% per year. The lowest was -27.90% per year. And the median was 0.00% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Al Dhafra Insurance Co PSC (ADX:DHAFRA) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Al Dhafra Insurance Co PSC Dividend Payout Ratio Related Terms

Al Dhafra Insurance Co PSC Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Al Dhafra Insurance Co PSC's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Dhafra Insurance Co PSC Dividend Payout Ratio Chart

Al Dhafra Insurance Co PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.03 1.52 0.73 0.92 0.71

Al Dhafra Insurance Co PSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.25 0.00 0.00 0.00 1.52

ADX:DHAFRA vs BRK.A, AIG, HIG: Dividend Payout Ratio Comparison

For the Insurance - Diversified subindustry, Al Dhafra Insurance Co PSC's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Al Dhafra Insurance Co PSC Dividend Payout Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Al Dhafra Insurance Co PSC's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Al Dhafra Insurance Co PSC's Dividend Payout Ratio falls into.


ADX:DHAFRA
46GF Score
Al Dhafra Insurance Co PSC ADX:DHAFRA
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al Dhafra Insurance Co PSC Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Al Dhafra Insurance Co PSC's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0.35/ 0.49
=0.71

Al Dhafra Insurance Co PSC's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0.35/ 0.23
=1.52

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 1.52 mean?
Al Dhafra Insurance Co PSC (ADX:DHAFRA) has a Dividend Payout Ratio of 1.52 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Al Dhafra Insurance Co PSC and its competitors. This is 108% above median its historical median of 0.73. Over the past decade, Al Dhafra Insurance Co PSC's Dividend Payout Ratio has ranged from 0.29 to 1.52. According to the industry distribution chart, Al Dhafra Insurance Co PSC ranks #285 out of 334 companies in the Insurance industry, placing it in the top 85.3%.
Is Al Dhafra Insurance Co PSC's Dividend Payout Ratio too high?
Al Dhafra Insurance Co PSC's current Dividend Payout Ratio of 1.52 is 108% above median its 10-year median of 0.73. Over the past 10 years, this metric has ranged from a low of 0.29 to a high of 1.52. The Insurance industry median Dividend Payout Ratio is 0.38. Al Dhafra Insurance Co PSC's value of 1.52 is 300% above this industry median. Based on the distribution chart, Al Dhafra Insurance Co PSC ranks #285 out of 334 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Al Dhafra Insurance Co PSC has a GF Score™ of 46/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Al Dhafra Insurance Co PSC's Dividend Payout Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Al Dhafra Insurance Co PSC ranks #285 out of 334 companies for Dividend Payout Ratio. This places Al Dhafra Insurance Co PSC in the lower half of its industry. The industry median Dividend Payout Ratio is 0.38. Al Dhafra Insurance Co PSC's value of 1.52 is 300% above this benchmark. Historically, Al Dhafra Insurance Co PSC's own Dividend Payout Ratio has ranged from 0.29 to 1.52 over the past decade. While the company's 10-year median is 0.73 vs. the industry median of 0.38, Al Dhafra Insurance Co PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Insurance company?
The median Dividend Payout Ratio among Insurance companies is 0.38, based on 334 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Dhafra Insurance Co PSC's current Dividend Payout Ratio of 1.52 is 300% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Al Dhafra Insurance Co PSC and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Dhafra Insurance Co PSC's current Dividend Payout Ratio is 1.52, which is 108% above median its own 10-year median of 0.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Dhafra Insurance Co PSC stock overvalued right now?
Based on GuruFocus' analysis, Al Dhafra Insurance Co PSC (ADX:DHAFRA) is currently considered Significantly Overvalued. The stock's GF Value™ is د.إ5.63, compared to a current price of د.إ7.79 — trading 38.4% above its estimated fair value. The current Dividend Payout Ratio is 1.52, which is 108% above median its 10-year median of 0.73 and 300% above the Insurance industry median of 0.38. Al Dhafra Insurance Co PSC's overall GF Score™ is 46/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Al Dhafra Insurance Co PSC (ADX:DHAFRA), the current Dividend Payout Ratio is 1.52 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Dhafra Insurance Co PSC (ADX:DHAFRA) Overvalued in 2026?

Based on GuruFocus' analysis, Al Dhafra Insurance Co PSC stock appears to be overvalued. The current stock price of د.إ7.79 is trading 38.4% above its estimated GF Value™ of د.إ5.63. GuruFocus considers Al Dhafra Insurance Co PSC to be Significantly Overvalued.

Key valuation signals for ADX:DHAFRA:

  • Dividend Payout Ratio: 1.52 (108% above median its 10-year median of 0.73)
  • GF Value™: د.إ5.63 vs. price of د.إ7.79 (38.4% above fair value)
  • GF Score™: 46/100 with 10 warning signs
  • Industry Position: 300% above the Insurance median (#285 of 334)

No single metric tells the full story. See the ADX:DHAFRA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Al Dhafra Insurance Co PSC Business Description

Address Zayed II Street, P.O. Box 319, Al Dhafra Insurance Company Building, Abu Dhabi, ARE
Al Dhafra Insurance Co PSC is a direct Insurer in the U.A.E. market, underwriting both Life and Non-Life business. The classes of business underwritten by the company are Fire & General Accident; Contract Works and Contractor's Plant & Equipment; Electronic Equipment & Machinery Breakdown; Workmen's Compensation & Employer's Liability; Public Liability, Medical Malpractice and other Professional Indemnity risks; Marine Cargo, Marine Hull & Pleasure Craft; Oil & Gas on and offshore operations; Personal Accident, Medical & Life; Visit visa and House maid policies; and Motor. It operates in two segments namely Underwriting of general insurance business that incorporates all classes of general insurance such as fire, marine, motor, medical, general accident and miscellaneous, and Investments.
46GF Score

Get the complete analysis for ADX:DHAFRA

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ7.79
Price
د.إ5.63
GF Value