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Al Dhafra Insurance Co PSCADX:DHAFRA 50 FCF Margin % is 478.61% as of Jun. 2026, which is 8326% above its 10-year median of 5.68. GuruFocus rates ADX:DHAFRA with a GF Score™ of 50/100 and a GF Value™ of د.إ5.98 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 500 Insurance companies, Al Dhafra Insurance Co PSC ranks better than 98% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ADX:DHAFRA vs BRK.A, AIG, HIG: FCF Margin % Comparison
For the Insurance - Diversified subindustry, Al Dhafra Insurance Co PSC's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Dhafra Insurance Co PSC FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Al Dhafra Insurance Co PSC's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Al Dhafra Insurance Co PSC's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Dhafra Insurance Co PSC (ADX:DHAFRA) has a FCF Margin % of 478.61% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Al Dhafra Insurance Co PSC and its competitors. This is 8326% above median its historical median of 5.68. According to the industry distribution chart, Al Dhafra Insurance Co PSC ranks #10 out of 500 companies in the Insurance industry, placing it in the top 2%.
Is Al Dhafra Insurance Co PSC's FCF Margin % too high?
Al Dhafra Insurance Co PSC's current FCF Margin % of 478.61% is 8326% above median its 10-year median of 5.68. The Insurance industry median FCF Margin % is 9.11. Al Dhafra Insurance Co PSC's value of 478.61% is 5156.6% above this industry median. Based on the distribution chart, Al Dhafra Insurance Co PSC ranks #10 out of 500 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Al Dhafra Insurance Co PSC has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Al Dhafra Insurance Co PSC's FCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Al Dhafra Insurance Co PSC ranks #10 out of 500 companies for FCF Margin %. This places Al Dhafra Insurance Co PSC in the top 2% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 9.11. Al Dhafra Insurance Co PSC's value of 478.61% is 5156.6% above this benchmark. While the company's 10-year median is 5.68 vs. the industry median of 9.11, Al Dhafra Insurance Co PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.11, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Dhafra Insurance Co PSC's current FCF Margin % of 478.61% is 5156.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Al Dhafra Insurance Co PSC and its competitors. For the Insurance industry, the median FCF Margin % is 9.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Dhafra Insurance Co PSC's current FCF Margin % is 478.61%, which is 8326% above median its own 10-year median of 5.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Dhafra Insurance Co PSC stock overvalued right now?
Based on GuruFocus' analysis, Al Dhafra Insurance Co PSC (ADX:DHAFRA) is currently considered Significantly Overvalued. The stock's GF Value™ is د.إ5.98, compared to a current price of د.إ8.95 — trading 49.7% above its estimated fair value. The current FCF Margin % is 478.61%, which is 8326% above median its 10-year median of 5.68 and 5156.6% above the Insurance industry median of 9.11. Al Dhafra Insurance Co PSC's overall GF Score™ is 50/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Al Dhafra Insurance Co PSC (ADX:DHAFRA), the current FCF Margin % is 478.61% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Dhafra Insurance Co PSC (ADX:DHAFRA) Overvalued in 2026?
Based on GuruFocus' analysis, Al Dhafra Insurance Co PSC stock appears to be overvalued.
The current stock price of د.إ8.95 is trading 49.7% above its estimated GF Value™ of د.إ5.98.
GuruFocus considers Al Dhafra Insurance Co PSC to be Significantly Overvalued.
Key valuation signals for ADX:DHAFRA:
FCF Margin %: 478.61% (8326% above median its 10-year median of 5.68)
GF Value™: د.إ5.98 vs. price of د.إ8.95 (49.7% above fair value)
Industry Position: 5156.6% above the Insurance median (#10 of 500)
No single metric tells the full story. See the ADX:DHAFRA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Dhafra Insurance Co PSC is a direct Insurer in the U.A.E. market, underwriting both Life and Non-Life business. The classes of business underwritten by the company are Fire & General Accident; Contract Works and Contractor's Plant & Equipment; Electronic Equipment & Machinery Breakdown; Workmen's Compensation & Employer's Liability; Public Liability, Medical Malpractice and other Professional Indemnity risks; Marine Cargo, Marine Hull & Pleasure Craft; Oil & Gas on and offshore operations; Personal Accident, Medical & Life; Visit visa and House maid policies; and Motor. It operates in two segments namely Underwriting of general insurance business that incorporates all classes of general insurance such as fire, marine, motor, medical, general accident and miscellaneous, and Investments.
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