Al Dhafra Insurance Co PSC (ADX:DHAFRA) Retained Earnings: د.إ124.3 Mil (As of Mar. 2026)

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ADX:DHAFRA Al Dhafra Insurance Co PSC ADX:DHAFRA
49 GF Score
Price د.إ7.79
GF Value د.إ5.68
Valuation Significantly Overvalued
! 10 Warning Signs
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What is Al Dhafra Insurance Co PSC Retained Earnings?

Al Dhafra Insurance Co PSC ADX:DHAFRA 49 Retained Earnings is د.إ124.3 Mil as of Mar. 2026. GuruFocus rates ADX:DHAFRA with a GF Score™ of 49/100 and a GF Value™ of د.إ5.68 (Significantly Overvalued). The stock has 10 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Al Dhafra Insurance Co PSC's retained earnings for the quarter that ended in Mar. 2026 was د.إ124.3 Mil.

Al Dhafra Insurance Co PSC's quarterly retained earnings increased from Sep. 2025 (د.إ132.6 Mil) to Dec. 2025 (د.إ135.5 Mil) but then declined from Dec. 2025 (د.إ135.5 Mil) to Mar. 2026 (د.إ124.3 Mil).

Al Dhafra Insurance Co PSC's annual retained earnings increased from Dec. 2023 (د.إ105.5 Mil) to Dec. 2024 (د.إ107.5 Mil) and increased from Dec. 2024 (د.إ107.5 Mil) to Dec. 2025 (د.إ135.5 Mil).


Al Dhafra Insurance Co PSC  (ADX:DHAFRA) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Al Dhafra Insurance Co PSC Retained Earnings Historical Data

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The historical data trend for Al Dhafra Insurance Co PSC's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Dhafra Insurance Co PSC Retained Earnings Chart

Al Dhafra Insurance Co PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 108.47 95.20 105.53 107.52 135.48

Al Dhafra Insurance Co PSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 100.07 109.70 132.61 135.48 124.26
ADX:DHAFRA
49GF Score
Al Dhafra Insurance Co PSC ADX:DHAFRA
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Al Dhafra Insurance Co PSC Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of د.إ124.3 Mil mean?
Al Dhafra Insurance Co PSC (ADX:DHAFRA) has a Retained Earnings of د.إ124.3 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Al Dhafra Insurance Co PSC and its competitors.
Is Al Dhafra Insurance Co PSC's Retained Earnings too high?
Al Dhafra Insurance Co PSC's current Retained Earnings is د.إ124.3 Mil. Overall, Al Dhafra Insurance Co PSC has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Al Dhafra Insurance Co PSC's Retained Earnings compare to BRK.A and AIG?
Al Dhafra Insurance Co PSC's Retained Earnings of د.إ124.3 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Insurance company?
A good Retained Earnings depends on the Insurance industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Al Dhafra Insurance Co PSC and its competitors. Al Dhafra Insurance Co PSC's current Retained Earnings is د.إ124.3 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Dhafra Insurance Co PSC stock overvalued right now?
Based on GuruFocus' analysis, Al Dhafra Insurance Co PSC (ADX:DHAFRA) is currently considered Significantly Overvalued. The stock's GF Value™ is د.إ5.68, compared to a current price of د.إ7.79 — trading 37.1% above its estimated fair value. The current Retained Earnings is د.إ124.3 Mil. Al Dhafra Insurance Co PSC's overall GF Score™ is 49/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Al Dhafra Insurance Co PSC (ADX:DHAFRA), the current Retained Earnings is د.إ124.3 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Dhafra Insurance Co PSC (ADX:DHAFRA) Overvalued in 2026?

Based on GuruFocus' analysis, Al Dhafra Insurance Co PSC stock appears to be overvalued. The current stock price of د.إ7.79 is trading 37.1% above its estimated GF Value™ of د.إ5.68. GuruFocus considers Al Dhafra Insurance Co PSC to be Significantly Overvalued.

Key valuation signals for ADX:DHAFRA:

  • Retained Earnings: د.إ124.3 Mil
  • GF Value™: د.إ5.68 vs. price of د.إ7.79 (37.1% above fair value)
  • GF Score™: 49/100 with 10 warning signs

No single metric tells the full story. See the ADX:DHAFRA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al Dhafra Insurance Co PSC Business Description

Address Zayed II Street, P.O. Box 319, Al Dhafra Insurance Company Building, Abu Dhabi, ARE
Al Dhafra Insurance Co PSC is a direct Insurer in the U.A.E. market, underwriting both Life and Non-Life business. The classes of business underwritten by the company are Fire & General Accident; Contract Works and Contractor's Plant & Equipment; Electronic Equipment & Machinery Breakdown; Workmen's Compensation & Employer's Liability; Public Liability, Medical Malpractice and other Professional Indemnity risks; Marine Cargo, Marine Hull & Pleasure Craft; Oil & Gas on and offshore operations; Personal Accident, Medical & Life; Visit visa and House maid policies; and Motor. It operates in two segments namely Underwriting of general insurance business that incorporates all classes of general insurance such as fire, marine, motor, medical, general accident and miscellaneous, and Investments.
49GF Score

Get the complete analysis for ADX:DHAFRA

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ7.79
Price
د.إ5.68
GF Value