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Al Dhafra Insurance Co PSCADX:DHAFRA 46 5-Year Yield-on-Cost % is 3.78 as of Aug. 08, 2026, which is 38% below its 10-year median of 6.06. GuruFocus rates ADX:DHAFRA with a GF Score™ of 46/100 and a GF Value™ of د.إ5.67 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 420 Insurance companies, Al Dhafra Insurance Co PSC ranks worse than 50.95% on this metric.
Al Dhafra Insurance Co PSC (ADX:DHAFRA) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Al Dhafra Insurance Co PSC 5-Year Yield-on-Cost % Related Terms
ADX:DHAFRA vs BRK.A, AIG, HIG: 5-Year Yield-on-Cost % Comparison
For the Insurance - Diversified subindustry, Al Dhafra Insurance Co PSC's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Dhafra Insurance Co PSC 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, Al Dhafra Insurance Co PSC's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Al Dhafra Insurance Co PSC's 5-Year Yield-on-Cost % falls into.
Al Dhafra Insurance Co PSC 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Al Dhafra Insurance Co PSC (ADX:DHAFRA) has a 5-Year Yield-on-Cost % of 3.78 as of Aug. 08, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Al Dhafra Insurance Co PSC and its competitors. This is 38% below median its historical median of 6.06. Over the past decade, Al Dhafra Insurance Co PSC's 5-Year Yield-on-Cost % has ranged from 3.28 to 47.33. According to the industry distribution chart, Al Dhafra Insurance Co PSC ranks #214 out of 420 companies in the Insurance industry, placing it in the top 51%.
Is Al Dhafra Insurance Co PSC's 5-Year Yield-on-Cost % too high?
Al Dhafra Insurance Co PSC's current 5-Year Yield-on-Cost % of 3.78 is 38% below median its 10-year median of 6.06. Over the past 10 years, this metric has ranged from a low of 3.28 to a high of 47.33. The Insurance industry median 5-Year Yield-on-Cost % is 3.87. Al Dhafra Insurance Co PSC's value of 3.78 is 2.3% below this industry median. Based on the distribution chart, Al Dhafra Insurance Co PSC ranks #214 out of 420 companies in the Insurance industry, which is below the industry midpoint. Overall, Al Dhafra Insurance Co PSC has a GF Score™ of 46/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Al Dhafra Insurance Co PSC's 5-Year Yield-on-Cost % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Al Dhafra Insurance Co PSC ranks #214 out of 420 companies for 5-Year Yield-on-Cost %. This places Al Dhafra Insurance Co PSC in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.87. Al Dhafra Insurance Co PSC's value of 3.78 is 2.3% below this benchmark. Historically, Al Dhafra Insurance Co PSC's own 5-Year Yield-on-Cost % has ranged from 3.28 to 47.33 over the past decade. While the company's 10-year median is 6.06 vs. the industry median of 3.87, Al Dhafra Insurance Co PSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.87, based on 420 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Dhafra Insurance Co PSC's current 5-Year Yield-on-Cost % of 3.78 is 2.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Al Dhafra Insurance Co PSC and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Dhafra Insurance Co PSC's current 5-Year Yield-on-Cost % is 3.78, which is 38% below median its own 10-year median of 6.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Dhafra Insurance Co PSC stock overvalued right now?
Based on GuruFocus' analysis, Al Dhafra Insurance Co PSC (ADX:DHAFRA) is currently considered Significantly Overvalued. The stock's GF Value™ is د.إ5.67, compared to a current price of د.إ7.79 — trading 37.4% above its estimated fair value. The current 5-Year Yield-on-Cost % is 3.78, which is 38% below median its 10-year median of 6.06 and 2.3% below the Insurance industry median of 3.87. Al Dhafra Insurance Co PSC's overall GF Score™ is 46/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Al Dhafra Insurance Co PSC (ADX:DHAFRA), the current 5-Year Yield-on-Cost % is 3.78 as of Aug. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Dhafra Insurance Co PSC (ADX:DHAFRA) Overvalued in 2026?
Based on GuruFocus' analysis, Al Dhafra Insurance Co PSC stock appears to be overvalued.
The current stock price of د.إ7.79 is trading 37.4% above its estimated GF Value™ of د.إ5.67.
GuruFocus considers Al Dhafra Insurance Co PSC to be Significantly Overvalued.
Key valuation signals for ADX:DHAFRA:
5-Year Yield-on-Cost %: 3.78 (38% below median its 10-year median of 6.06)
GF Value™: د.إ5.67 vs. price of د.إ7.79 (37.4% above fair value)
Industry Position: 2.3% below the Insurance median (#214 of 420)
No single metric tells the full story. See the ADX:DHAFRA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Dhafra Insurance Co PSC is a direct Insurer in the U.A.E. market, underwriting both Life and Non-Life business. The classes of business underwritten by the company are Fire & General Accident; Contract Works and Contractor's Plant & Equipment; Electronic Equipment & Machinery Breakdown; Workmen's Compensation & Employer's Liability; Public Liability, Medical Malpractice and other Professional Indemnity risks; Marine Cargo, Marine Hull & Pleasure Craft; Oil & Gas on and offshore operations; Personal Accident, Medical & Life; Visit visa and House maid policies; and Motor. It operates in two segments namely Underwriting of general insurance business that incorporates all classes of general insurance such as fire, marine, motor, medical, general accident and miscellaneous, and Investments.
46GF Score
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