Al Dhafra Insurance Co PSC (ADX:DHAFRA) OCF Margin %: -41.21% (As of Mar. 2026)

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ADX:DHAFRA Al Dhafra Insurance Co PSC ADX:DHAFRA
46 GF Score
Price د.إ7.79
GF Value د.إ5.63
Valuation Significantly Overvalued
! 10 Warning Signs
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What is Al Dhafra Insurance Co PSC OCF Margin %?

Al Dhafra Insurance Co PSC ADX:DHAFRA 46 OCF Margin % is -41.21% as of Mar. 2026. GuruFocus rates ADX:DHAFRA with a GF Score™ of 46/100 and a GF Value™ of د.إ5.63 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 502 Insurance companies, Al Dhafra Insurance Co PSC ranks worse than 89.84% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Al Dhafra Insurance Co PSC's Cash Flow from Operations for the three months ended in Mar. 2026 was د.إ-16.4 Mil. Al Dhafra Insurance Co PSC's Revenue for the three months ended in Mar. 2026 was د.إ39.9 Mil. Therefore, Al Dhafra Insurance Co PSC's OCF Margin % for the quarter that ended in Mar. 2026 was -41.21%.

As of today, Al Dhafra Insurance Co PSC's current OCF Yield % is -1.51%.

The historical rank and industry rank for Al Dhafra Insurance Co PSC's OCF Margin % or its related term are showing as below:

ADX:DHAFRA' s OCF Margin % Range Over the Past 10 Years
Min: -4.52   Med: 7.12   Max: 38.47
Current: -9.01


During the past 13 years, the highest OCF Margin % of Al Dhafra Insurance Co PSC was 38.47%. The lowest was -4.52%. And the median was 7.12%.

ADX:DHAFRA's OCF Margin % is ranked worse than
89.84% of 502 companies
in the Insurance industry
Industry Median: 10.855 vs ADX:DHAFRA: -9.01


Al Dhafra Insurance Co PSC OCF Margin % Related Terms


Al Dhafra Insurance Co PSC OCF Margin % Historical Data

* Premium members only.

The historical data trend for Al Dhafra Insurance Co PSC's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Dhafra Insurance Co PSC OCF Margin % Chart

Al Dhafra Insurance Co PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.17 25.06 4.58 38.47 -2.82

Al Dhafra Insurance Co PSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -20.01 94.16 -194.14 134.49 -41.21

ADX:DHAFRA vs BRK.A, AIG, HIG: OCF Margin % Comparison

For the Insurance - Diversified subindustry, Al Dhafra Insurance Co PSC's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Dhafra Insurance Co PSC OCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Al Dhafra Insurance Co PSC's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Al Dhafra Insurance Co PSC's OCF Margin % falls into.


ADX:DHAFRA
46GF Score
Al Dhafra Insurance Co PSC ADX:DHAFRA
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al Dhafra Insurance Co PSC OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Al Dhafra Insurance Co PSC's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-3.745/132.916
=-2.82 %

Al Dhafra Insurance Co PSC's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-16.448/39.912
=-41.21 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -41.21% mean?
Al Dhafra Insurance Co PSC (ADX:DHAFRA) has a OCF Margin % of -41.21% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Al Dhafra Insurance Co PSC and its competitors. According to the industry distribution chart, Al Dhafra Insurance Co PSC ranks #451 out of 502 companies in the Insurance industry, placing it in the top 89.8%.
Is Al Dhafra Insurance Co PSC's OCF Margin % too high?
Al Dhafra Insurance Co PSC's current OCF Margin % is -41.21%. Based on the distribution chart, Al Dhafra Insurance Co PSC ranks #451 out of 502 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Al Dhafra Insurance Co PSC has a GF Score™ of 46/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Al Dhafra Insurance Co PSC's OCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Al Dhafra Insurance Co PSC ranks #451 out of 502 companies for OCF Margin %. This places Al Dhafra Insurance Co PSC in the lower half of its industry. The industry median OCF Margin % is 10.86. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.86, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Al Dhafra Insurance Co PSC and its competitors. For the Insurance industry, the median OCF Margin % is 10.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Dhafra Insurance Co PSC's current OCF Margin % is -41.21%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Dhafra Insurance Co PSC stock overvalued right now?
Based on GuruFocus' analysis, Al Dhafra Insurance Co PSC (ADX:DHAFRA) is currently considered Significantly Overvalued. The stock's GF Value™ is د.إ5.63, compared to a current price of د.إ7.79 — trading 38.4% above its estimated fair value. The current OCF Margin % is -41.21%. Al Dhafra Insurance Co PSC's overall GF Score™ is 46/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Al Dhafra Insurance Co PSC (ADX:DHAFRA), the current OCF Margin % is -41.21% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Dhafra Insurance Co PSC (ADX:DHAFRA) Overvalued in 2026?

Based on GuruFocus' analysis, Al Dhafra Insurance Co PSC stock appears to be overvalued. The current stock price of د.إ7.79 is trading 38.4% above its estimated GF Value™ of د.إ5.63. GuruFocus considers Al Dhafra Insurance Co PSC to be Significantly Overvalued.

Key valuation signals for ADX:DHAFRA:

  • OCF Margin %: -41.21%
  • GF Value™: د.إ5.63 vs. price of د.إ7.79 (38.4% above fair value)
  • GF Score™: 46/100 with 10 warning signs

No single metric tells the full story. See the ADX:DHAFRA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al Dhafra Insurance Co PSC Business Description

Address Zayed II Street, P.O. Box 319, Al Dhafra Insurance Company Building, Abu Dhabi, ARE
Al Dhafra Insurance Co PSC is a direct Insurer in the U.A.E. market, underwriting both Life and Non-Life business. The classes of business underwritten by the company are Fire & General Accident; Contract Works and Contractor's Plant & Equipment; Electronic Equipment & Machinery Breakdown; Workmen's Compensation & Employer's Liability; Public Liability, Medical Malpractice and other Professional Indemnity risks; Marine Cargo, Marine Hull & Pleasure Craft; Oil & Gas on and offshore operations; Personal Accident, Medical & Life; Visit visa and House maid policies; and Motor. It operates in two segments namely Underwriting of general insurance business that incorporates all classes of general insurance such as fire, marine, motor, medical, general accident and miscellaneous, and Investments.
46GF Score

Get the complete analysis for ADX:DHAFRA

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ7.79
Price
د.إ5.63
GF Value