Al Dhafra Insurance Co PSC (ADX:DHAFRA) EV-to-EBIT: 13.05 (As of Aug. 31, 2026) — 45% Above Median

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ADX:DHAFRA Al Dhafra Insurance Co PSC ADX:DHAFRA
50 GF Score
Price د.إ8.95
GF Value د.إ5.98
Valuation Significantly Overvalued
! 9 Warning Signs
View Full Analysis

What is Al Dhafra Insurance Co PSC EV-to-EBIT?

Al Dhafra Insurance Co PSC ADX:DHAFRA 50 EV-to-EBIT is 13.05 as of Aug. 31, 2026, which is 45% above its 10-year median of 9.02. GuruFocus rates ADX:DHAFRA with a GF Score™ of 50/100 and a GF Value™ of د.إ5.98 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 343 Insurance companies, Al Dhafra Insurance Co PSC ranks worse than 72.59% on this metric.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Al Dhafra Insurance Co PSC's Enterprise Value is د.إ667.5 Mil. Al Dhafra Insurance Co PSC's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 was د.إ51.2 Mil. Therefore, Al Dhafra Insurance Co PSC's EV-to-EBIT for today is 13.05.

The historical rank and industry rank for Al Dhafra Insurance Co PSC's EV-to-EBIT or its related term are showing as below:

ADX:DHAFRA' s EV-to-EBIT Range Over the Past 10 Years
Min: 0.61   Med: 9.02   Max: 30.06
Current: 13.05

During the past 13 years, the highest EV-to-EBIT of Al Dhafra Insurance Co PSC was 30.06. The lowest was 0.61. And the median was 9.02.

ADX:DHAFRA's EV-to-EBIT is ranked worse than
72.59% of 343 companies
in the Insurance industry
Industry Median: 8.75 vs ADX:DHAFRA: 13.05

Joel Greenblatt calls the inversion of this ratio Earnings Yield (Joel Greenblatt) %. Al Dhafra Insurance Co PSC's Enterprise Value for the quarter that ended in Jun. 2026 was د.إ591.5 Mil. Al Dhafra Insurance Co PSC's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 was د.إ51.2 Mil. Al Dhafra Insurance Co PSC's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Jun. 2026 was 8.65%.


Al Dhafra Insurance Co PSC  (ADX:DHAFRA) EV-to-EBIT Explanation

This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.

Joel Greenblatt calls the inversion of this ratio Earnings Yield (Joel Greenblatt) %.

Al Dhafra Insurance Co PSC's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Jun. 2026 is calculated as:

Earnings Yield (Joel Greenblatt) % (Q: Jun. 2026 ) =EBIT / Enterprise Value (Q: Jun. 2026 )
=51.167/591.547
=8.65 %

Al Dhafra Insurance Co PSC's Enterprise Value for the quarter that ended in Jun. 2026 was د.إ591.5 Mil.
Al Dhafra Insurance Co PSC's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ51.2 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Al Dhafra Insurance Co PSC EV-to-EBIT Related Terms


Al Dhafra Insurance Co PSC EV-to-EBIT Historical Data

* Premium members only.

The historical data trend for Al Dhafra Insurance Co PSC's EV-to-EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Dhafra Insurance Co PSC EV-to-EBIT Chart

Al Dhafra Insurance Co PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.12 22.58 10.11 11.80 8.45

Al Dhafra Insurance Co PSC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.86 10.69 8.45 12.23 11.56

ADX:DHAFRA vs BRK.A, AIG, HIG: EV-to-EBIT Comparison

For the Insurance - Diversified subindustry, Al Dhafra Insurance Co PSC's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Dhafra Insurance Co PSC EV-to-EBIT vs Insurance Industry

For the Insurance industry and Financial Services sector, Al Dhafra Insurance Co PSC's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Al Dhafra Insurance Co PSC's EV-to-EBIT falls into.


ADX:DHAFRA
50GF Score
Al Dhafra Insurance Co PSC ADX:DHAFRA
EV-to-EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al Dhafra Insurance Co PSC EV-to-EBIT Calculation

Al Dhafra Insurance Co PSC's EV-to-EBIT for today is calculated as:

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=667.548/51.167
=13.05

Al Dhafra Insurance Co PSC's current Enterprise Value is د.إ667.5 Mil.
Al Dhafra Insurance Co PSC's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ51.2 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBIT →
What does a EV-to-EBIT of 13.05 mean?
Al Dhafra Insurance Co PSC (ADX:DHAFRA) has a EV-to-EBIT of 13.05 as of Aug. 31, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Al Dhafra Insurance Co PSC and its competitors. This is 45% above median its historical median of 9.02. Over the past decade, Al Dhafra Insurance Co PSC's EV-to-EBIT has ranged from 0.61 to 30.06. According to the industry distribution chart, Al Dhafra Insurance Co PSC ranks #249 out of 343 companies in the Insurance industry, placing it in the top 72.6%.
Is Al Dhafra Insurance Co PSC's EV-to-EBIT too high?
Al Dhafra Insurance Co PSC's current EV-to-EBIT of 13.05 is 45% above median its 10-year median of 9.02. Over the past 10 years, this metric has ranged from a low of 0.61 to a high of 30.06. The Insurance industry median EV-to-EBIT is 8.75. Al Dhafra Insurance Co PSC's value of 13.05 is 49.1% above this industry median. Based on the distribution chart, Al Dhafra Insurance Co PSC ranks #249 out of 343 companies in the Insurance industry, which is below the industry midpoint. Overall, Al Dhafra Insurance Co PSC has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Al Dhafra Insurance Co PSC's EV-to-EBIT compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Al Dhafra Insurance Co PSC ranks #249 out of 343 companies for EV-to-EBIT. This places Al Dhafra Insurance Co PSC in the lower half of its industry. The industry median EV-to-EBIT is 8.75. Al Dhafra Insurance Co PSC's value of 13.05 is 49.1% above this benchmark. Historically, Al Dhafra Insurance Co PSC's own EV-to-EBIT has ranged from 0.61 to 30.06 over the past decade. While the company's 10-year median is 9.02 vs. the industry median of 8.75, Al Dhafra Insurance Co PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for an Insurance company?
The median EV-to-EBIT among Insurance companies is 8.75, based on 343 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Dhafra Insurance Co PSC's current EV-to-EBIT of 13.05 is 49.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Al Dhafra Insurance Co PSC and its competitors. For the Insurance industry, the median EV-to-EBIT is 8.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Dhafra Insurance Co PSC's current EV-to-EBIT is 13.05, which is 45% above median its own 10-year median of 9.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Dhafra Insurance Co PSC stock overvalued right now?
Based on GuruFocus' analysis, Al Dhafra Insurance Co PSC (ADX:DHAFRA) is currently considered Significantly Overvalued. The stock's GF Value™ is د.إ5.98, compared to a current price of د.إ8.95 — trading 49.7% above its estimated fair value. The current EV-to-EBIT is 13.05, which is 45% above median its 10-year median of 9.02 and 49.1% above the Insurance industry median of 8.75. Al Dhafra Insurance Co PSC's overall GF Score™ is 50/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Al Dhafra Insurance Co PSC (ADX:DHAFRA), the current EV-to-EBIT is 13.05 as of Aug. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Dhafra Insurance Co PSC (ADX:DHAFRA) Overvalued in 2026?

Based on GuruFocus' analysis, Al Dhafra Insurance Co PSC stock appears to be overvalued. The current stock price of د.إ8.95 is trading 49.7% above its estimated GF Value™ of د.إ5.98. GuruFocus considers Al Dhafra Insurance Co PSC to be Significantly Overvalued.

Key valuation signals for ADX:DHAFRA:

  • EV-to-EBIT: 13.05 (45% above median its 10-year median of 9.02)
  • GF Value™: د.إ5.98 vs. price of د.إ8.95 (49.7% above fair value)
  • GF Score™: 50/100 with 9 warning signs
  • Industry Position: 49.1% above the Insurance median (#249 of 343)

No single metric tells the full story. See the ADX:DHAFRA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al Dhafra Insurance Co PSC Business Description

Address Zayed II Street, P.O. Box 319, Al Dhafra Insurance Company Building, Abu Dhabi, ARE
Al Dhafra Insurance Co PSC is a direct Insurer in the U.A.E. market, underwriting both Life and Non-Life business. The classes of business underwritten by the company are Fire & General Accident; Contract Works and Contractor's Plant & Equipment; Electronic Equipment & Machinery Breakdown; Workmen's Compensation & Employer's Liability; Public Liability, Medical Malpractice and other Professional Indemnity risks; Marine Cargo, Marine Hull & Pleasure Craft; Oil & Gas on and offshore operations; Personal Accident, Medical & Life; Visit visa and House maid policies; and Motor. It operates in two segments namely Underwriting of general insurance business that incorporates all classes of general insurance such as fire, marine, motor, medical, general accident and miscellaneous, and Investments.
50GF Score

Get the complete analysis for ADX:DHAFRA

EV-to-EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ8.95
Price
د.إ5.98
GF Value