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Al Dhafra Insurance Co PSCADX:DHAFRA 46 Dividend Yield % is 4.49% as of Jul. 15, 2026, which is 38% below its 10-year median of 7.20. GuruFocus rates ADX:DHAFRA with a GF Score™ of 46/100 and a GF Value™ of د.إ5.63 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 418 Insurance companies, Al Dhafra Insurance Co PSC ranks better than 68.42% on this metric.
If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Al Dhafra Insurance Co PSC is 0.80, which seems too high.
During the past 13 years, the highest Dividend Payout Ratio of Al Dhafra Insurance Co PSC was 1.52. The lowest was 0.29. And the median was 0.73.
During the past 5 years, the average Dividends Per Share Growth Rate was -3.40% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Al Dhafra Insurance Co PSC was 38.70% per year. The lowest was -27.90% per year. And the median was 0.00% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Al Dhafra Insurance Co PSC (ADX:DHAFRA) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ADX:DHAFRA vs BRK.A, AIG, HIG: Dividend Yield % Comparison
For the Insurance - Diversified subindustry, Al Dhafra Insurance Co PSC's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Dhafra Insurance Co PSC Dividend Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Al Dhafra Insurance Co PSC's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Al Dhafra Insurance Co PSC's Dividend Yield % falls into.
Al Dhafra Insurance Co PSC Dividend Yield % Calculation
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Al Dhafra Insurance Co PSC Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
AED 0.350000
2026-04-03
2026-04-06
2026-04-25
Cash Dividend
annually
AED:AED 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Dhafra Insurance Co PSC (ADX:DHAFRA) has a Dividend Yield % of 4.49% as of Jul. 15, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Al Dhafra Insurance Co PSC and its competitors. This is 38% below median its historical median of 7.20. Over the past decade, Al Dhafra Insurance Co PSC's Dividend Yield % has ranged from 3.90 to 56.27. According to the industry distribution chart, Al Dhafra Insurance Co PSC ranks #132 out of 418 companies in the Insurance industry, placing it in the top 31.6%.
Is Al Dhafra Insurance Co PSC's Dividend Yield % too high?
Al Dhafra Insurance Co PSC's current Dividend Yield % of 4.49% is 38% below median its 10-year median of 7.20. Over the past 10 years, this metric has ranged from a low of 3.90 to a high of 56.27. The Insurance industry median Dividend Yield % is 3.22. Al Dhafra Insurance Co PSC's value of 4.49% is 39.7% above this industry median. Based on the distribution chart, Al Dhafra Insurance Co PSC ranks #132 out of 418 companies in the Insurance industry, which is above the industry midpoint. Overall, Al Dhafra Insurance Co PSC has a GF Score™ of 46/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Al Dhafra Insurance Co PSC's Dividend Yield % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Al Dhafra Insurance Co PSC ranks #132 out of 418 companies for Dividend Yield %. This puts Al Dhafra Insurance Co PSC in the upper half of its industry. The industry median Dividend Yield % is 3.22. Al Dhafra Insurance Co PSC's value of 4.49% is 39.7% above this benchmark. Historically, Al Dhafra Insurance Co PSC's own Dividend Yield % has ranged from 3.90 to 56.27 over the past decade. While the company's 10-year median is 7.20 vs. the industry median of 3.22, Al Dhafra Insurance Co PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for an Insurance company?
The median Dividend Yield % among Insurance companies is 3.22, based on 418 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Dhafra Insurance Co PSC's current Dividend Yield % of 4.49% is 39.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Al Dhafra Insurance Co PSC and its competitors. For the Insurance industry, the median Dividend Yield % is 3.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Dhafra Insurance Co PSC's current Dividend Yield % is 4.49%, which is 38% below median its own 10-year median of 7.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Dhafra Insurance Co PSC stock overvalued right now?
Based on GuruFocus' analysis, Al Dhafra Insurance Co PSC (ADX:DHAFRA) is currently considered Significantly Overvalued. The stock's GF Value™ is د.إ5.63, compared to a current price of د.إ7.79 — trading 38.4% above its estimated fair value. The current Dividend Yield % is 4.49%, which is 38% below median its 10-year median of 7.20 and 39.7% above the Insurance industry median of 3.22. Al Dhafra Insurance Co PSC's overall GF Score™ is 46/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Al Dhafra Insurance Co PSC (ADX:DHAFRA), the current Dividend Yield % is 4.49% as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Dhafra Insurance Co PSC (ADX:DHAFRA) Overvalued in 2026?
Based on GuruFocus' analysis, Al Dhafra Insurance Co PSC stock appears to be overvalued.
The current stock price of د.إ7.79 is trading 38.4% above its estimated GF Value™ of د.إ5.63.
GuruFocus considers Al Dhafra Insurance Co PSC to be Significantly Overvalued.
Key valuation signals for ADX:DHAFRA:
Dividend Yield %: 4.49% (38% below median its 10-year median of 7.20)
GF Value™: د.إ5.63 vs. price of د.إ7.79 (38.4% above fair value)
Industry Position: 39.7% above the Insurance median (#132 of 418)
No single metric tells the full story. See the ADX:DHAFRA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Dhafra Insurance Co PSC is a direct Insurer in the U.A.E. market, underwriting both Life and Non-Life business. The classes of business underwritten by the company are Fire & General Accident; Contract Works and Contractor's Plant & Equipment; Electronic Equipment & Machinery Breakdown; Workmen's Compensation & Employer's Liability; Public Liability, Medical Malpractice and other Professional Indemnity risks; Marine Cargo, Marine Hull & Pleasure Craft; Oil & Gas on and offshore operations; Personal Accident, Medical & Life; Visit visa and House maid policies; and Motor. It operates in two segments namely Underwriting of general insurance business that incorporates all classes of general insurance such as fire, marine, motor, medical, general accident and miscellaneous, and Investments.
46GF Score
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