Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Al Dhafra Insurance Co PSCADX:DHAFRA 50 EV-to-EBITDA is 12.25 as of Sep. 01, 2026, which is 43% above its 10-year median of 8.59. GuruFocus rates ADX:DHAFRA with a GF Score™ of 50/100 and a GF Value™ of د.إ5.98 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 346 Insurance companies, Al Dhafra Insurance Co PSC ranks worse than 73.12% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Al Dhafra Insurance Co PSC's enterprise value is د.إ667.5 Mil.
Al Dhafra Insurance Co PSC's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was د.إ54.5 Mil. Therefore, Al Dhafra Insurance Co PSC's EV-to-EBITDA for today is 12.25.
The historical rank and industry rank for Al Dhafra Insurance Co PSC's EV-to-EBITDA or its related term are showing as below:
ADX:DHAFRA'
s EV-to-EBITDA Range Over the Past 10 Years
Min: 0.57 Med: 8.59 Max: 26.08
Current: 12.25
During the past 13 years, the highest EV-to-EBITDA of Al Dhafra Insurance Co PSC was 26.08. The lowest was 0.57. And the median was 8.59.
ADX:DHAFRA's EV-to-EBITDA is ranked worse than 73.12% of 346
companies
in the Insurance industry
Industry Median: 8.26
vs ADX:DHAFRA: 12.25
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
Al Dhafra Insurance Co PSC (ADX:DHAFRA) EV-to-EBITDA Explanation
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Al Dhafra Insurance Co PSC's PE Ratio (TTM) for today is calculated as:
Al Dhafra Insurance Co PSC's share price for today is د.إ8.95.
Al Dhafra Insurance Co PSC's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ0.490.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ADX:DHAFRA vs BRK.A, AIG, HIG: EV-to-EBITDA Comparison
For the Insurance - Diversified subindustry, Al Dhafra Insurance Co PSC's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Dhafra Insurance Co PSC EV-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Al Dhafra Insurance Co PSC's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Al Dhafra Insurance Co PSC's EV-to-EBITDA falls into.
Al Dhafra Insurance Co PSC's current Enterprise Value is د.إ667.5 Mil.
Al Dhafra Insurance Co PSC's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ54.5 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Dhafra Insurance Co PSC (ADX:DHAFRA) has a EV-to-EBITDA of 12.25 as of Sep. 01, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Al Dhafra Insurance Co PSC. This is 43% above median its historical median of 8.59. Over the past decade, Al Dhafra Insurance Co PSC's EV-to-EBITDA has ranged from 0.57 to 26.08. According to the industry distribution chart, Al Dhafra Insurance Co PSC ranks #253 out of 346 companies in the Insurance industry, placing it in the top 73.1%.
Is Al Dhafra Insurance Co PSC's EV-to-EBITDA too high?
Al Dhafra Insurance Co PSC's current EV-to-EBITDA of 12.25 is 43% above median its 10-year median of 8.59. Over the past 10 years, this metric has ranged from a low of 0.57 to a high of 26.08. The Insurance industry median EV-to-EBITDA is 8.26. Al Dhafra Insurance Co PSC's value of 12.25 is 48.3% above this industry median. Based on the distribution chart, Al Dhafra Insurance Co PSC ranks #253 out of 346 companies in the Insurance industry, which is below the industry midpoint. Overall, Al Dhafra Insurance Co PSC has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Al Dhafra Insurance Co PSC's EV-to-EBITDA compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Al Dhafra Insurance Co PSC ranks #253 out of 346 companies for EV-to-EBITDA. This places Al Dhafra Insurance Co PSC in the lower half of its industry. The industry median EV-to-EBITDA is 8.26. Al Dhafra Insurance Co PSC's value of 12.25 is 48.3% above this benchmark. Historically, Al Dhafra Insurance Co PSC's own EV-to-EBITDA has ranged from 0.57 to 26.08 over the past decade. While the company's 10-year median is 8.59 vs. the industry median of 8.26, Al Dhafra Insurance Co PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 8.26, based on 346 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Dhafra Insurance Co PSC's current EV-to-EBITDA of 12.25 is 48.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Al Dhafra Insurance Co PSC. For the Insurance industry, the median EV-to-EBITDA is 8.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Dhafra Insurance Co PSC's current EV-to-EBITDA is 12.25, which is 43% above median its own 10-year median of 8.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Dhafra Insurance Co PSC stock overvalued right now?
Based on GuruFocus' analysis, Al Dhafra Insurance Co PSC (ADX:DHAFRA) is currently considered Significantly Overvalued. The stock's GF Value™ is د.إ5.98, compared to a current price of د.إ8.95 — trading 49.7% above its estimated fair value. The current EV-to-EBITDA is 12.25, which is 43% above median its 10-year median of 8.59 and 48.3% above the Insurance industry median of 8.26. Al Dhafra Insurance Co PSC's overall GF Score™ is 50/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Al Dhafra Insurance Co PSC (ADX:DHAFRA), the current EV-to-EBITDA is 12.25 as of Sep. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Dhafra Insurance Co PSC (ADX:DHAFRA) Overvalued in 2026?
Based on GuruFocus' analysis, Al Dhafra Insurance Co PSC stock appears to be overvalued.
The current stock price of د.إ8.95 is trading 49.7% above its estimated GF Value™ of د.إ5.98.
GuruFocus considers Al Dhafra Insurance Co PSC to be Significantly Overvalued.
Key valuation signals for ADX:DHAFRA:
EV-to-EBITDA: 12.25 (43% above median its 10-year median of 8.59)
GF Value™: د.إ5.98 vs. price of د.إ8.95 (49.7% above fair value)
Industry Position: 48.3% above the Insurance median (#253 of 346)
No single metric tells the full story. See the ADX:DHAFRA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Dhafra Insurance Co PSC is a direct Insurer in the U.A.E. market, underwriting both Life and Non-Life business. The classes of business underwritten by the company are Fire & General Accident; Contract Works and Contractor's Plant & Equipment; Electronic Equipment & Machinery Breakdown; Workmen's Compensation & Employer's Liability; Public Liability, Medical Malpractice and other Professional Indemnity risks; Marine Cargo, Marine Hull & Pleasure Craft; Oil & Gas on and offshore operations; Personal Accident, Medical & Life; Visit visa and House maid policies; and Motor. It operates in two segments namely Underwriting of general insurance business that incorporates all classes of general insurance such as fire, marine, motor, medical, general accident and miscellaneous, and Investments.
50GF Score
Get the complete analysis for ADX:DHAFRA
EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ADX:DHAFRA has been successfully added to your 
