FBKIF (First International Bank of Israel) Cyclically Adjusted PS Ratio: 4.23 (As of Jul. 18, 2026) — 40% Above Median

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FBKIF First International Bank of Israel Ltd FBKIF
66 GF Score
Price $50.00
GF Value $40.49
! 3 Warning Signs
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What is First International Bank of Israel Cyclically Adjusted PS Ratio?

First International Bank of Israel FBKIF +33.33% 66 Cyclically Adjusted PS Ratio is 4.23 as of Jul. 18, 2026, which is 40% above its 10-year median of 3.02. GuruFocus rates FBKIF with a GF Score™ of 66/100 and a GF Value™ of $40.49. The stock has 3 warning signs investors should review. Among 1,303 Banks companies, First International Bank of Israel ranks worse than 60.94% on this metric.

As of today (2026-07-18), First International Bank of Israel's current share price is $50.00. First International Bank of Israel's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $11.81. First International Bank of Israel's Cyclically Adjusted PS Ratio for today is 4.23.

The historical rank and industry rank for First International Bank of Israel's Cyclically Adjusted PS Ratio or its related term are showing as below:

FBKIF' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.75   Med: 3.02   Max: 5.28
Current: 3.95

During the past years, First International Bank of Israel's highest Cyclically Adjusted PS Ratio was 5.28. The lowest was 1.75. And the median was 3.02.

FBKIF's Cyclically Adjusted PS Ratio is ranked worse than
60.94% of 1303 companies
in the Banks industry
Industry Median: 3.37 vs FBKIF: 3.95

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

First International Bank of Israel's adjusted revenue per share data for the three months ended in Mar. 2026 was $5.403. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $11.81 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


First International Bank of Israel  (OTCPK:FBKIF) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


First International Bank of Israel Cyclically Adjusted PS Ratio Related Terms


First International Bank of Israel Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for First International Bank of Israel's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First International Bank of Israel Cyclically Adjusted PS Ratio Chart

First International Bank of Israel Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.03 3.02 3.05 3.43 4.49

First International Bank of Israel Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.50 4.46 4.26 4.49 4.23

FBKIF vs PNC, USB: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, First International Bank of Israel's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First International Bank of Israel Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, First International Bank of Israel's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where First International Bank of Israel's Cyclically Adjusted PS Ratio falls into.


FBKIF
66GF Score
First International Bank of Israel Ltd FBKIF
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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First International Bank of Israel Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

First International Bank of Israel's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=50.00/11.81
=4.23

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First International Bank of Israel's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, First International Bank of Israel's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=5.403/330.2130*330.2130
=5.403

Current CPI (Mar. 2026) = 330.2130.

First International Bank of Israel Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 3.088 241.018 4.231
201609 2.972 241.428 4.065
201612 2.540 241.432 3.474
201703 3.109 243.801 4.211
201706 3.075 244.955 4.145
201709 3.032 246.819 4.056
201712 2.579 246.524 3.455
201803 3.243 249.554 4.291
201806 3.405 251.989 4.462
201809 3.493 252.439 4.569
201812 2.799 251.233 3.679
201903 3.281 254.202 4.262
201906 3.447 256.143 4.444
201909 3.386 256.759 4.355
201912 3.034 256.974 3.899
202003 3.351 258.115 4.287
202006 3.450 257.797 4.419
202009 3.387 260.280 4.297
202012 2.950 260.474 3.740
202103 3.646 264.877 4.545
202106 3.727 271.696 4.530
202109 3.683 274.310 4.434
202112 3.353 278.802 3.971
202203 3.840 287.504 4.410
202206 3.965 296.311 4.419
202209 4.684 296.808 5.211
202212 4.758 296.797 5.294
202303 5.579 301.836 6.104
202306 5.692 305.109 6.160
202309 5.247 307.789 5.629
202312 4.676 306.746 5.034
202403 5.187 312.332 5.484
202406 5.378 314.175 5.653
202409 5.962 315.301 6.244
202412 4.994 315.605 5.225
202503 5.471 319.799 5.649
202506 6.042 322.561 6.185
202509 5.997 324.800 6.097
202512 4.269 324.054 4.350
202603 5.403 330.213 5.403

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 4.23 mean?
First International Bank of Israel (FBKIF) has a Cyclically Adjusted PS Ratio of 4.23 as of Jul. 18, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on First International Bank of Israel and its competitors. This is 40% above median its historical median of 3.02. Over the past decade, First International Bank of Israel's Cyclically Adjusted PS Ratio has ranged from 1.75 to 5.28. According to the industry distribution chart, First International Bank of Israel ranks #794 out of 1303 companies in the Banks industry, placing it in the top 60.9%.
Is First International Bank of Israel's Cyclically Adjusted PS Ratio too high?
First International Bank of Israel's current Cyclically Adjusted PS Ratio of 4.23 is 40% above median its 10-year median of 3.02. Over the past 10 years, this metric has ranged from a low of 1.75 to a high of 5.28. The Banks industry median Cyclically Adjusted PS Ratio is 3.37. First International Bank of Israel's value of 4.23 is 25.5% above this industry median. Based on the distribution chart, First International Bank of Israel ranks #794 out of 1303 companies in the Banks industry, which is below the industry midpoint. Overall, First International Bank of Israel has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does First International Bank of Israel's Cyclically Adjusted PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, First International Bank of Israel ranks #794 out of 1303 companies for Cyclically Adjusted PS Ratio. This places First International Bank of Israel in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.37. First International Bank of Israel's value of 4.23 is 25.5% above this benchmark. Historically, First International Bank of Israel's own Cyclically Adjusted PS Ratio has ranged from 1.75 to 5.28 over the past decade. While the company's 10-year median is 3.02 vs. the industry median of 3.37, First International Bank of Israel has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.37, based on 1,303 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First International Bank of Israel's current Cyclically Adjusted PS Ratio of 4.23 is 25.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on First International Bank of Israel and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First International Bank of Israel's current Cyclically Adjusted PS Ratio is 4.23, which is 40% above median its own 10-year median of 3.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First International Bank of Israel stock overvalued right now?
First International Bank of Israel (FBKIF) has a current Cyclically Adjusted PS Ratio of 4.23. The stock's GF Value™ is $40.49, compared to a current price of $50.00 — trading 23.5% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 4.23, which is 40% above median its 10-year median of 3.02 and 25.5% above the Banks industry median of 3.37. First International Bank of Israel's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For First International Bank of Israel (FBKIF), the current Cyclically Adjusted PS Ratio is 4.23 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First International Bank of Israel (FBKIF) Overvalued in 2026?

Based on GuruFocus' analysis, First International Bank of Israel stock appears to be overvalued. The current stock price of $50.00 is trading 23.5% above its estimated GF Value™ of $40.49.

Key valuation signals for FBKIF:

  • Cyclically Adjusted PS Ratio: 4.23 (40% above median its 10-year median of 3.02)
  • GF Value™: $40.49 vs. price of $50.00 (23.5% above fair value)
  • GF Score™: 66/100 with 3 warning signs
  • Industry Position: 25.5% above the Banks median (#794 of 1303)

No single metric tells the full story. See the FBKIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First International Bank of Israel Business Description

Other Exchanges FIBI:Israel
Address 42, Rothschild Boulevard, Tel Aviv, ISR, 6688310
First International Bank of Israel Ltd is an Israel-based bank that primarily operates through six segments. The Corporate Banking segment focuses on providing financial services to large corporations in Israel. The Private Banking segment provides banking services to high-net-worth Israeli and foreign resident customers. The Commercial Banking segment serves middle-sized business clients. The Household segment provides relatively low cash volume services to private customers. The Small Business segment primarily serves small businesses. The Financial Management segment carries out asset and liability management activities and others. The company generates almost all of its interest and noninterest income from the Israeli domestic market.
66GF Score

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Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$50.00
Price
$40.49
GF Value