FBKIF (First International Bank of Israel) Cyclically Adjusted PS Ratio: 4.23 (As of Aug. 06, 2026) — 40% Above Median

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FBKIF First International Bank of Israel Ltd FBKIF
62 GF Score
Price $50.00
GF Value $39.75
! 3 Warning Signs
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What is First International Bank of Israel Cyclically Adjusted PS Ratio?

First International Bank of Israel FBKIF +33.33% 62 Cyclically Adjusted PS Ratio is 4.23 as of Aug. 06, 2026, which is 40% above its 10-year median of 3.02. GuruFocus rates FBKIF with a GF Score™ of 62/100 and a GF Value™ of $39.75. The stock has 3 warning signs investors should review. Among 1,299 Banks companies, First International Bank of Israel ranks worse than 63.66% on this metric.

As of today (2026-08-06), First International Bank of Israel's current share price is $50.00. First International Bank of Israel's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $11.81. First International Bank of Israel's Cyclically Adjusted PS Ratio for today is 4.23.

The historical rank and industry rank for First International Bank of Israel's Cyclically Adjusted PS Ratio or its related term are showing as below:

FBKIF' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.75   Med: 3.02   Max: 5.28
Current: 4.04

During the past years, First International Bank of Israel's highest Cyclically Adjusted PS Ratio was 5.28. The lowest was 1.75. And the median was 3.02.

FBKIF's Cyclically Adjusted PS Ratio is ranked worse than
63.66% of 1299 companies
in the Banks industry
Industry Median: 3.41 vs FBKIF: 4.04

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

First International Bank of Israel's adjusted revenue per share data for the three months ended in Mar. 2026 was $5.446. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $11.81 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


First International Bank of Israel  (OTCPK:FBKIF) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


First International Bank of Israel Cyclically Adjusted PS Ratio Related Terms


First International Bank of Israel Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for First International Bank of Israel's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First International Bank of Israel Cyclically Adjusted PS Ratio Chart

First International Bank of Israel Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.03 3.02 3.05 3.43 4.49

First International Bank of Israel Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.50 4.46 4.26 4.49 4.23

FBKIF vs PNC, USB: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, First International Bank of Israel's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First International Bank of Israel Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, First International Bank of Israel's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where First International Bank of Israel's Cyclically Adjusted PS Ratio falls into.


FBKIF
62GF Score
First International Bank of Israel Ltd FBKIF
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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First International Bank of Israel Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

First International Bank of Israel's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=50.00/11.81
=4.23

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First International Bank of Israel's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, First International Bank of Israel's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=5.446/330.2130*330.2130
=5.446

Current CPI (Mar. 2026) = 330.2130.

First International Bank of Israel Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 3.113 241.018 4.265
201609 2.996 241.428 4.098
201612 2.560 241.432 3.501
201703 3.134 243.801 4.245
201706 3.100 244.955 4.179
201709 3.056 246.819 4.089
201712 2.600 246.524 3.483
201803 3.269 249.554 4.326
201806 3.432 251.989 4.497
201809 3.521 252.439 4.606
201812 2.821 251.233 3.708
201903 3.307 254.202 4.296
201906 3.475 256.143 4.480
201909 3.414 256.759 4.391
201912 3.058 256.974 3.930
202003 3.378 258.115 4.322
202006 3.478 257.797 4.455
202009 3.414 260.280 4.331
202012 2.974 260.474 3.770
202103 3.675 264.877 4.581
202106 3.757 271.696 4.566
202109 3.713 274.310 4.470
202112 3.381 278.802 4.004
202203 3.871 287.504 4.446
202206 3.997 296.311 4.454
202209 4.722 296.808 5.253
202212 4.796 296.797 5.336
202303 5.624 301.836 6.153
202306 5.738 305.109 6.210
202309 5.290 307.789 5.675
202312 4.714 306.746 5.075
202403 5.228 312.332 5.527
202406 5.421 314.175 5.698
202409 6.011 315.301 6.295
202412 5.034 315.605 5.267
202503 5.515 319.799 5.695
202506 6.090 322.561 6.234
202509 6.046 324.800 6.147
202512 4.303 324.054 4.385
202603 5.446 330.213 5.446

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 4.23 mean?
First International Bank of Israel (FBKIF) has a Cyclically Adjusted PS Ratio of 4.23 as of Aug. 06, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on First International Bank of Israel and its competitors. This is 40% above median its historical median of 3.02. Over the past decade, First International Bank of Israel's Cyclically Adjusted PS Ratio has ranged from 1.75 to 5.28. According to the industry distribution chart, First International Bank of Israel ranks #827 out of 1299 companies in the Banks industry, placing it in the top 63.7%.
Is First International Bank of Israel's Cyclically Adjusted PS Ratio too high?
First International Bank of Israel's current Cyclically Adjusted PS Ratio of 4.23 is 40% above median its 10-year median of 3.02. Over the past 10 years, this metric has ranged from a low of 1.75 to a high of 5.28. The Banks industry median Cyclically Adjusted PS Ratio is 3.41. First International Bank of Israel's value of 4.23 is 24% above this industry median. Based on the distribution chart, First International Bank of Israel ranks #827 out of 1299 companies in the Banks industry, which is below the industry midpoint. Overall, First International Bank of Israel has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does First International Bank of Israel's Cyclically Adjusted PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, First International Bank of Israel ranks #827 out of 1299 companies for Cyclically Adjusted PS Ratio. This places First International Bank of Israel in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.41. First International Bank of Israel's value of 4.23 is 24% above this benchmark. Historically, First International Bank of Israel's own Cyclically Adjusted PS Ratio has ranged from 1.75 to 5.28 over the past decade. While the company's 10-year median is 3.02 vs. the industry median of 3.41, First International Bank of Israel has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.41, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First International Bank of Israel's current Cyclically Adjusted PS Ratio of 4.23 is 24% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on First International Bank of Israel and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First International Bank of Israel's current Cyclically Adjusted PS Ratio is 4.23, which is 40% above median its own 10-year median of 3.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First International Bank of Israel stock overvalued right now?
First International Bank of Israel (FBKIF) has a current Cyclically Adjusted PS Ratio of 4.23. The stock's GF Value™ is $39.75, compared to a current price of $50.00 — trading 25.8% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 4.23, which is 40% above median its 10-year median of 3.02 and 24% above the Banks industry median of 3.41. First International Bank of Israel's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For First International Bank of Israel (FBKIF), the current Cyclically Adjusted PS Ratio is 4.23 as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First International Bank of Israel (FBKIF) Overvalued in 2026?

Based on GuruFocus' analysis, First International Bank of Israel stock appears to be overvalued. The current stock price of $50.00 is trading 25.8% above its estimated GF Value™ of $39.75.

Key valuation signals for FBKIF:

  • Cyclically Adjusted PS Ratio: 4.23 (40% above median its 10-year median of 3.02)
  • GF Value™: $39.75 vs. price of $50.00 (25.8% above fair value)
  • GF Score™: 62/100 with 3 warning signs
  • Industry Position: 24% above the Banks median (#827 of 1299)

No single metric tells the full story. See the FBKIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First International Bank of Israel Business Description

Other Exchanges FIBI:Israel
Address 42, Rothschild Boulevard, Tel Aviv, ISR, 6688310
First International Bank of Israel Ltd is an Israel-based bank that primarily operates through six segments. The Corporate Banking segment focuses on providing financial services to large corporations in Israel. The Private Banking segment provides banking services to high-net-worth Israeli and foreign resident customers. The Commercial Banking segment serves middle-sized business clients. The Household segment provides relatively low cash volume services to private customers. The Small Business segment primarily serves small businesses. The Financial Management segment carries out asset and liability management activities and others. The company generates almost all of its interest and noninterest income from the Israeli domestic market.
62GF Score

Get the complete analysis for FBKIF

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$50.00
Price
$39.75
GF Value