FBKIF (First International Bank of Israel) FCF Margin %: 36.04% (As of Mar. 2026) — 102% Above Median


FBKIF First International Bank of Israel Ltd FBKIF
67 GF Score
Price $50.00
GF Value $41.90
! 3 Warning Signs
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What is First International Bank of Israel FCF Margin %?

First International Bank of Israel FBKIF +33.33% 67 FCF Margin % is 36.04% as of Mar. 2026, which is 102% above its 10-year median of 17.87. GuruFocus rates FBKIF with a GF Score™ of 67/100 and a GF Value™ of $41.90. The stock has 3 warning signs investors should review. Among 1,505 Banks companies, First International Bank of Israel ranks worse than 70.96% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. First International Bank of Israel's Free Cash Flow for the three months ended in Mar. 2026 was $200 Mil. First International Bank of Israel's Revenue for the three months ended in Mar. 2026 was $556 Mil. Therefore, First International Bank of Israel's FCF Margin % for the quarter that ended in Mar. 2026 was 36.04%.

As of today, First International Bank of Israel's current FCF Yield % is 1.60%.

The historical rank and industry rank for First International Bank of Israel's FCF Margin % or its related term are showing as below:

FBKIF' s FCF Margin % Range Over the Past 10 Years
Min: -28.98   Med: 17.87   Max: 68.86
Current: 5.26


During the past 13 years, the highest FCF Margin % of First International Bank of Israel was 68.86%. The lowest was -28.98%. And the median was 17.87%.

FBKIF's FCF Margin % is ranked worse than
70.96% of 1505 companies
in the Banks industry
Industry Median: 26.55 vs FBKIF: 5.26


First International Bank of Israel FCF Margin % Related Terms


First International Bank of Israel FCF Margin % Historical Data

* Premium members only.

The historical data trend for First International Bank of Israel's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First International Bank of Israel FCF Margin % Chart

First International Bank of Israel Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -28.98 61.99 17.74 18.81 7.08

First International Bank of Israel Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 42.93 80.45 -70.24 -34.05 36.04

FBKIF vs PNC: FCF Margin % Comparison

For the Banks - Regional subindustry, First International Bank of Israel's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First International Bank of Israel FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, First International Bank of Israel's FCF Margin % distribution charts can be found below:

* The bar in red indicates where First International Bank of Israel's FCF Margin % falls into.


FBKIF
67GF Score
First International Bank of Israel Ltd FBKIF
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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First International Bank of Israel FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

First International Bank of Israel's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=158.585/2240.098
=7.08 %

First International Bank of Israel's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=200.425/556.06
=36.04 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 36.04% mean?
First International Bank of Israel (FBKIF) has a FCF Margin % of 36.04% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on First International Bank of Israel and its competitors. This is 102% above median its historical median of 17.87. According to the industry distribution chart, First International Bank of Israel ranks #1068 out of 1505 companies in the Banks industry, placing it in the top 71%.
Is First International Bank of Israel's FCF Margin % too high?
First International Bank of Israel's current FCF Margin % of 36.04% is 102% above median its 10-year median of 17.87. The Banks industry median FCF Margin % is 26.55. First International Bank of Israel's value of 36.04% is 35.7% above this industry median. Based on the distribution chart, First International Bank of Israel ranks #1068 out of 1505 companies in the Banks industry, which is below the industry midpoint. Overall, First International Bank of Israel has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does First International Bank of Israel's FCF Margin % compare to PNC?
According to the Banks industry distribution chart, First International Bank of Israel ranks #1068 out of 1505 companies for FCF Margin %. This places First International Bank of Israel in the lower half of its industry. The industry median FCF Margin % is 26.55. First International Bank of Israel's value of 36.04% is 35.7% above this benchmark. While the company's 10-year median is 17.87 vs. the industry median of 26.55, First International Bank of Israel has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First International Bank of Israel's current FCF Margin % of 36.04% is 35.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on First International Bank of Israel and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First International Bank of Israel's current FCF Margin % is 36.04%, which is 102% above median its own 10-year median of 17.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First International Bank of Israel stock overvalued right now?
First International Bank of Israel (FBKIF) has a current FCF Margin % of 36.04%. The stock's GF Value™ is $41.90, compared to a current price of $50.00 — trading 19.3% above its estimated fair value. The current FCF Margin % is 36.04%, which is 102% above median its 10-year median of 17.87 and 35.7% above the Banks industry median of 26.55. First International Bank of Israel's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For First International Bank of Israel (FBKIF), the current FCF Margin % is 36.04% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First International Bank of Israel (FBKIF) Overvalued in 2026?

Based on GuruFocus' analysis, First International Bank of Israel stock appears to be overvalued. The current stock price of $50.00 is trading 19.3% above its estimated GF Value™ of $41.90.

Key valuation signals for FBKIF:

  • FCF Margin %: 36.04% (102% above median its 10-year median of 17.87)
  • GF Value™: $41.90 vs. price of $50.00 (19.3% above fair value)
  • GF Score™: 67/100 with 3 warning signs
  • Industry Position: 35.7% above the Banks median (#1068 of 1505)

No single metric tells the full story. See the FBKIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First International Bank of Israel Business Description

Other Exchanges FIBI:Israel
Address 42, Rothschild Boulevard, Tel Aviv, ISR, 6688310
First International Bank of Israel Ltd is an Israel-based bank that primarily operates through six segments. The Corporate Banking segment focuses on providing financial services to large corporations in Israel. The Private Banking segment provides banking services to high-net-worth Israeli and foreign resident customers. The Commercial Banking segment serves middle-sized business clients. The Household segment provides relatively low cash volume services to private customers. The Small Business segment primarily serves small businesses. The Financial Management segment carries out asset and liability management activities and others. The company generates almost all of its interest and noninterest income from the Israeli domestic market.
67GF Score

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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$50.00
Price
$41.90
GF Value