FBKIF (First International Bank of Israel) Net Debt Paydown Yield % : -9.53% (As of Jul. 12, 2026)


FBKIF First International Bank of Israel Ltd FBKIF
67 GF Score
Price $50.00
GF Value $40.49
! 3 Warning Signs
View Full Analysis

What is First International Bank of Israel Net Debt Paydown Yield %?

First International Bank of Israel FBKIF +33.33% 67 Net Debt Paydown Yield % is -9.53% as of Jul. 12, 2026. GuruFocus rates FBKIF with a GF Score™ of 67/100 and a GF Value™ of $40.49. The stock has 3 warning signs investors should review. Among 1,421 Banks companies, First International Bank of Israel ranks worse than 71.64% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, First International Bank of Israel's Net Debt Paydown Yield % was -9.53%.


First International Bank of Israel  (OTCPK:FBKIF) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


First International Bank of Israel Net Debt Paydown Yield % Related Terms


First International Bank of Israel Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for First International Bank of Israel's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First International Bank of Israel Net Debt Paydown Yield % Chart

First International Bank of Israel Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.06 -8.81 -2.24 0.91 -3.17

First International Bank of Israel Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.19 1.07 -0.63 -3.17 -8.88

FBKIF vs PNC, USB: Net Debt Paydown Yield % Comparison

For the Banks - Regional subindustry, First International Bank of Israel's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First International Bank of Israel Net Debt Paydown Yield % vs Banks Industry

For the Banks industry and Financial Services sector, First International Bank of Israel's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where First International Bank of Israel's Net Debt Paydown Yield % falls into.


FBKIF
67GF Score
First International Bank of Israel Ltd FBKIF
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

First International Bank of Israel Net Debt Paydown Yield % Calculation

First International Bank of Israel's Net Debt Paydown Yield % for the quarter that ended in Mar. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 1530.94-2247.75 )/5016.5
=-14.29 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of -9.53% mean?
First International Bank of Israel (FBKIF) has a Net Debt Paydown Yield % of -9.53% as of Jul. 12, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on First International Bank of Israel and its competitors. According to the industry distribution chart, First International Bank of Israel ranks #1018 out of 1421 companies in the Banks industry, placing it in the top 71.6%.
Is First International Bank of Israel's Net Debt Paydown Yield % too high?
First International Bank of Israel's current Net Debt Paydown Yield % is -9.53%. Based on the distribution chart, First International Bank of Israel ranks #1018 out of 1421 companies in the Banks industry, which is below the industry midpoint. Overall, First International Bank of Israel has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does First International Bank of Israel's Net Debt Paydown Yield % compare to PNC and USB?
According to the Banks industry distribution chart, First International Bank of Israel ranks #1018 out of 1421 companies for Net Debt Paydown Yield %. This places First International Bank of Israel in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Banks company?
A good Net Debt Paydown Yield % depends on the Banks industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on First International Bank of Israel and its competitors. First International Bank of Israel's current Net Debt Paydown Yield % is -9.53%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First International Bank of Israel stock overvalued right now?
First International Bank of Israel (FBKIF) has a current Net Debt Paydown Yield % of -9.53%. The stock's GF Value™ is $40.49, compared to a current price of $50.00 — trading 23.5% above its estimated fair value. The current Net Debt Paydown Yield % is -9.53%. First International Bank of Israel's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For First International Bank of Israel (FBKIF), the current Net Debt Paydown Yield % is -9.53% as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First International Bank of Israel (FBKIF) Overvalued in 2026?

Based on GuruFocus' analysis, First International Bank of Israel stock appears to be overvalued. The current stock price of $50.00 is trading 23.5% above its estimated GF Value™ of $40.49.

Key valuation signals for FBKIF:

  • Net Debt Paydown Yield %: -9.53%
  • GF Value™: $40.49 vs. price of $50.00 (23.5% above fair value)
  • GF Score™: 67/100 with 3 warning signs

No single metric tells the full story. See the FBKIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First International Bank of Israel Business Description

Other Exchanges FIBI:Israel
Address 42, Rothschild Boulevard, Tel Aviv, ISR, 6688310
First International Bank of Israel Ltd is an Israel-based bank that primarily operates through six segments. The Corporate Banking segment focuses on providing financial services to large corporations in Israel. The Private Banking segment provides banking services to high-net-worth Israeli and foreign resident customers. The Commercial Banking segment serves middle-sized business clients. The Household segment provides relatively low cash volume services to private customers. The Small Business segment primarily serves small businesses. The Financial Management segment carries out asset and liability management activities and others. The company generates almost all of its interest and noninterest income from the Israeli domestic market.
67GF Score

Get the complete analysis for FBKIF

Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$50.00
Price
$40.49
GF Value