FBKIF (First International Bank of Israel) E10: $3.22 (As of Mar. 2026)


FBKIF First International Bank of Israel Ltd FBKIF
67 GF Score
Price $50.00
GF Value $41.90
! 3 Warning Signs
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What is First International Bank of Israel E10?

First International Bank of Israel FBKIF +33.33% 67 E10 is $3.22 as of Mar. 2026. GuruFocus rates FBKIF with a GF Score™ of 67/100 and a GF Value™ of $41.90. The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

First International Bank of Israel's adjusted earnings per share data for the three months ended in Mar. 2026 was $1.613. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $3.22 for the trailing ten years ended in Mar. 2026.

During the past 12 months, First International Bank of Israel's average E10 Growth Rate was 15.00% per year. During the past 3 years, the average E10 Growth Rate was 17.90% per year. During the past 5 years, the average E10 Growth Rate was 18.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of First International Bank of Israel was 19.00% per year. The lowest was 13.20% per year. And the median was 18.35% per year.

As of today (2026-06-26), First International Bank of Israel's current stock price is $50.00. First International Bank of Israel's E10 for the quarter that ended in Mar. 2026 was $3.22. First International Bank of Israel's Shiller PE Ratio of today is 15.53.

During the past 13 years, the highest Shiller PE Ratio of First International Bank of Israel was 19.56. The lowest was 10.82. And the median was 14.82.


First International Bank of Israel  (OTCPK:FBKIF) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

First International Bank of Israel's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=50.00/3.22
=15.53

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of First International Bank of Israel was 19.56. The lowest was 10.82. And the median was 14.82.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


First International Bank of Israel E10 Related Terms


First International Bank of Israel E10 Historical Data

* Premium members only.

The historical data trend for First International Bank of Israel's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First International Bank of Israel E10 Chart

First International Bank of Israel Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.14 2.37 2.62 2.73 3.00

First International Bank of Israel Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.62 2.91 3.10 3.00 3.22

FBKIF vs PNC: E10 Comparison

For the Banks - Regional subindustry, First International Bank of Israel's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First International Bank of Israel Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, First International Bank of Israel's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where First International Bank of Israel's Shiller PE Ratio falls into.


FBKIF
67GF Score
First International Bank of Israel Ltd FBKIF
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
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First International Bank of Israel E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, First International Bank of Israel's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.613/330.2130*330.2130
=1.613

Current CPI (Mar. 2026) = 330.2130.

First International Bank of Israel Quarterly Data

per share eps CPI Adj_EPS
201606 0.452 241.018 0.619
201609 0.429 241.428 0.587
201612 0.375 241.432 0.513
201703 0.557 243.801 0.754
201706 0.509 244.955 0.686
201709 0.678 246.819 0.907
201712 0.531 246.524 0.711
201803 0.462 249.554 0.611
201806 0.736 251.989 0.964
201809 0.712 252.439 0.931
201812 0.555 251.233 0.729
201903 0.614 254.202 0.798
201906 0.756 256.143 0.975
201909 0.793 256.759 1.020
201912 0.746 256.974 0.959
202003 0.574 258.115 0.734
202006 0.567 257.797 0.726
202009 0.675 260.280 0.856
202012 0.706 260.474 0.895
202103 1.022 264.877 1.274
202106 1.360 271.696 1.653
202109 1.221 274.310 1.470
202112 1.120 278.802 1.327
202203 1.083 287.504 1.244
202206 1.151 296.311 1.283
202209 1.569 296.808 1.746
202212 1.803 296.797 2.006
202303 2.122 301.836 2.321
202306 1.974 305.109 2.136
202309 1.528 307.789 1.639
202312 1.678 306.746 1.806
202403 1.913 312.332 2.023
202406 2.048 314.175 2.153
202409 2.085 315.301 2.184
202412 1.927 315.605 2.016
202503 1.782 319.799 1.840
202506 2.143 322.561 2.194
202509 1.954 324.800 1.987
202512 1.722 324.054 1.755
202603 1.613 330.213 1.613

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $3.22 mean?
First International Bank of Israel (FBKIF) has a E10 of $3.22 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on First International Bank of Israel and its competitors.
Is First International Bank of Israel's E10 too high?
First International Bank of Israel's current E10 is $3.22. Overall, First International Bank of Israel has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does First International Bank of Israel's E10 compare to PNC?
First International Bank of Israel's E10 of $3.22 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on First International Bank of Israel and its competitors. First International Bank of Israel's current E10 is $3.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First International Bank of Israel stock overvalued right now?
First International Bank of Israel (FBKIF) has a current E10 of $3.22. The stock's GF Value™ is $41.90, compared to a current price of $50.00 — trading 19.3% above its estimated fair value. The current E10 is $3.22. First International Bank of Israel's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For First International Bank of Israel (FBKIF), the current E10 is $3.22 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First International Bank of Israel (FBKIF) Overvalued in 2026?

Based on GuruFocus' analysis, First International Bank of Israel stock appears to be overvalued. The current stock price of $50.00 is trading 19.3% above its estimated GF Value™ of $41.90.

Key valuation signals for FBKIF:

  • E10: $3.22
  • GF Value™: $41.90 vs. price of $50.00 (19.3% above fair value)
  • GF Score™: 67/100 with 3 warning signs

No single metric tells the full story. See the FBKIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First International Bank of Israel Business Description

Other Exchanges FIBI:Israel
Address 42, Rothschild Boulevard, Tel Aviv, ISR, 6688310
First International Bank of Israel Ltd is an Israel-based bank that primarily operates through six segments. The Corporate Banking segment focuses on providing financial services to large corporations in Israel. The Private Banking segment provides banking services to high-net-worth Israeli and foreign resident customers. The Commercial Banking segment serves middle-sized business clients. The Household segment provides relatively low cash volume services to private customers. The Small Business segment primarily serves small businesses. The Financial Management segment carries out asset and liability management activities and others. The company generates almost all of its interest and noninterest income from the Israeli domestic market.
67GF Score

Get the complete analysis for FBKIF

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$50.00
Price
$41.90
GF Value