FBKIF (First International Bank of Israel) 5-Year RORE % : 15.55% (As of Mar. 2026)


FBKIF First International Bank of Israel Ltd FBKIF
67 GF Score
Price $50.00
GF Value $40.49
! 3 Warning Signs
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What is First International Bank of Israel 5-Year RORE %?

First International Bank of Israel FBKIF +33.33% 67 5-Year RORE % is 15.55 as of Mar. 2026. GuruFocus rates FBKIF with a GF Score™ of 67/100 and a GF Value™ of $40.49. The stock has 3 warning signs investors should review. Among 1,414 Banks companies, First International Bank of Israel ranks better than 65.63% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. First International Bank of Israel's 5-Year RORE % for the quarter that ended in Mar. 2026 was 15.55%.

The industry rank for First International Bank of Israel's 5-Year RORE % or its related term are showing as below:

FBKIF's 5-Year RORE % is ranked better than
65.63% of 1414 companies
in the Banks industry
Industry Median: 9.78 vs FBKIF: 15.55

First International Bank of Israel  (OTCPK:FBKIF) 5-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 5-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


First International Bank of Israel 5-Year RORE % Related Terms


First International Bank of Israel 5-Year RORE % Historical Data

* Premium members only.

The historical data trend for First International Bank of Israel's 5-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First International Bank of Israel 5-Year RORE % Chart

First International Bank of Israel Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
5-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 23.86 26.54 31.43 31.87 15.85

First International Bank of Israel Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
5-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 27.77 22.68 18.78 15.85 15.55

FBKIF vs PNC, USB: 5-Year RORE % Comparison

For the Banks - Regional subindustry, First International Bank of Israel's 5-Year RORE %, along with its competitors' market caps and 5-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First International Bank of Israel 5-Year RORE % vs Banks Industry

For the Banks industry and Financial Services sector, First International Bank of Israel's 5-Year RORE % distribution charts can be found below:

* The bar in red indicates where First International Bank of Israel's 5-Year RORE % falls into.


FBKIF
67GF Score
First International Bank of Israel Ltd FBKIF
5-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
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First International Bank of Israel 5-Year RORE % Calculation

First International Bank of Israel's 5-Year RORE % for the quarter that ended in Mar. 2026 is calculated as:

5-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 5-year -Cumulative Dividends per Share for 5-year )
=( 7.315-4.708 )/( 33.265-16.499 )
=2.607/16.766
=15.55 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 5-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 5-year before.

Frequently Asked Questions Learn more about 5-Year RORE % →
What does a 5-Year RORE % of 15.55 mean?
First International Bank of Israel (FBKIF) has a 5-Year RORE % of 15.55 as of Mar. 2026. 5-Year RORE % shows how much a company earns by reinvesting its retained earnings in 5-year. View historical data on First International Bank of Israel and its competitors. According to the industry distribution chart, First International Bank of Israel ranks #486 out of 1414 companies in the Banks industry, placing it in the top 34.4%.
Is First International Bank of Israel's 5-Year RORE % too high?
First International Bank of Israel's current 5-Year RORE % is 15.55. The Banks industry median 5-Year RORE % is 9.78. First International Bank of Israel's value of 15.55 is 59% above this industry median. Based on the distribution chart, First International Bank of Israel ranks #486 out of 1414 companies in the Banks industry, which is above the industry midpoint. Overall, First International Bank of Israel has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does First International Bank of Israel's 5-Year RORE % compare to PNC and USB?
According to the Banks industry distribution chart, First International Bank of Israel ranks #486 out of 1414 companies for 5-Year RORE %. This puts First International Bank of Israel in the upper half of its industry. The industry median 5-Year RORE % is 9.78. First International Bank of Israel's value of 15.55 is 59% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year RORE % for a Banks company?
The median 5-Year RORE % among Banks companies is 9.78, based on 1,414 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First International Bank of Israel's current 5-Year RORE % of 15.55 is 59% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year RORE % mean?
A high 5-Year RORE % can signal that a stock is expensive relative to its fundamentals. 5-Year RORE % shows how much a company earns by reinvesting its retained earnings in 5-year. View historical data on First International Bank of Israel and its competitors. For the Banks industry, the median 5-Year RORE % is 9.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First International Bank of Israel's current 5-Year RORE % is 15.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First International Bank of Israel stock overvalued right now?
First International Bank of Israel (FBKIF) has a current 5-Year RORE % of 15.55. The stock's GF Value™ is $40.49, compared to a current price of $50.00 — trading 23.5% above its estimated fair value. The current 5-Year RORE % is 15.55 and 59% above the Banks industry median of 9.78. First International Bank of Israel's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year RORE % calculated?
5-Year RORE % is calculated from a company's financial statements. For First International Bank of Israel (FBKIF), the current 5-Year RORE % is 15.55 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First International Bank of Israel (FBKIF) Overvalued in 2026?

Based on GuruFocus' analysis, First International Bank of Israel stock appears to be overvalued. The current stock price of $50.00 is trading 23.5% above its estimated GF Value™ of $40.49.

Key valuation signals for FBKIF:

  • 5-Year RORE %: 15.55
  • GF Value™: $40.49 vs. price of $50.00 (23.5% above fair value)
  • GF Score™: 67/100 with 3 warning signs
  • Industry Position: 59% above the Banks median (#486 of 1414)

No single metric tells the full story. See the FBKIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First International Bank of Israel Business Description

Other Exchanges FIBI:Israel
Address 42, Rothschild Boulevard, Tel Aviv, ISR, 6688310
First International Bank of Israel Ltd is an Israel-based bank that primarily operates through six segments. The Corporate Banking segment focuses on providing financial services to large corporations in Israel. The Private Banking segment provides banking services to high-net-worth Israeli and foreign resident customers. The Commercial Banking segment serves middle-sized business clients. The Household segment provides relatively low cash volume services to private customers. The Small Business segment primarily serves small businesses. The Financial Management segment carries out asset and liability management activities and others. The company generates almost all of its interest and noninterest income from the Israeli domestic market.
67GF Score

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5-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$50.00
Price
$40.49
GF Value