FBKIF (First International Bank of Israel) Return-on-Tangible-Equity: 13.58% (As of Mar. 2026) — Near Median


FBKIF First International Bank of Israel Ltd FBKIF
65 GF Score
Price $50.00
GF Value $42.84
! 3 Warning Signs
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What is First International Bank of Israel Return-on-Tangible-Equity?

First International Bank of Israel FBKIF +33.33% 65 Return-on-Tangible-Equity is 13.58% as of Mar. 2026, which is 5% above its 10-year median of 12.92. GuruFocus rates FBKIF with a GF Score™ of 65/100 and a GF Value™ of $42.84. The stock has 3 warning signs investors should review. Among 1,523 Banks companies, First International Bank of Israel ranks better than 78.33% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. First International Bank of Israel's annualized net income for the quarter that ended in Mar. 2026 was $641 Mil. First International Bank of Israel's average shareholder tangible equity for the quarter that ended in Mar. 2026 was $4,718 Mil. Therefore, First International Bank of Israel's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 13.58%.

The historical rank and industry rank for First International Bank of Israel's Return-on-Tangible-Equity or its related term are showing as below:

FBKIF' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 7.17   Med: 12.92   Max: 19.76
Current: 15.83

During the past 13 years, First International Bank of Israel's highest Return-on-Tangible-Equity was 19.76%. The lowest was 7.17%. And the median was 12.92%.

FBKIF's Return-on-Tangible-Equity is ranked better than
78.33% of 1523 companies
in the Banks industry
Industry Median: 11.19 vs FBKIF: 15.83

First International Bank of Israel  (OTCPK:FBKIF) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


First International Bank of Israel Return-on-Tangible-Equity Related Terms


First International Bank of Israel Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for First International Bank of Israel's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First International Bank of Israel Return-on-Tangible-Equity Chart

First International Bank of Israel Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.13 16.72 19.76 19.11 16.57

First International Bank of Israel Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16.01 18.65 16.55 14.43 13.58

FBKIF vs PNC, USB: Return-on-Tangible-Equity Comparison

For the Banks - Regional subindustry, First International Bank of Israel's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First International Bank of Israel Return-on-Tangible-Equity vs Banks Industry

For the Banks industry and Financial Services sector, First International Bank of Israel's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where First International Bank of Israel's Return-on-Tangible-Equity falls into.


FBKIF
65GF Score
First International Bank of Israel Ltd FBKIF
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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First International Bank of Israel Return-on-Tangible-Equity Calculation

First International Bank of Israel's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=753.962/( (4359.301+4740.619 )/ 2 )
=753.962/4549.96
=16.57 %

First International Bank of Israel's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=640.532/( (4740.619+4696.249)/ 2 )
=640.532/4718.434
=13.58 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 13.58% mean?
First International Bank of Israel (FBKIF) has a Return-on-Tangible-Equity of 13.58% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on First International Bank of Israel and its competitors. This is near median its historical median of 12.92. Over the past decade, First International Bank of Israel's Return-on-Tangible-Equity has ranged from 7.17 to 19.76. According to the industry distribution chart, First International Bank of Israel ranks #330 out of 1523 companies in the Banks industry, placing it in the top 21.7%.
Is First International Bank of Israel's Return-on-Tangible-Equity too high?
First International Bank of Israel's current Return-on-Tangible-Equity of 13.58% is near median its 10-year median of 12.92. Over the past 10 years, this metric has ranged from a low of 7.17 to a high of 19.76. The Banks industry median Return-on-Tangible-Equity is 11.19. First International Bank of Israel's value of 13.58% is 21.4% above this industry median. Based on the distribution chart, First International Bank of Israel ranks #330 out of 1523 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, First International Bank of Israel has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does First International Bank of Israel's Return-on-Tangible-Equity compare to PNC and USB?
According to the Banks industry distribution chart, First International Bank of Israel ranks #330 out of 1523 companies for Return-on-Tangible-Equity. This places First International Bank of Israel in the top 22% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 11.19. First International Bank of Israel's value of 13.58% is 21.4% above this benchmark. Historically, First International Bank of Israel's own Return-on-Tangible-Equity has ranged from 7.17 to 19.76 over the past decade. While the company's 10-year median is 12.92 vs. the industry median of 11.19, First International Bank of Israel has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.19, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First International Bank of Israel's current Return-on-Tangible-Equity of 13.58% is 21.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on First International Bank of Israel and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First International Bank of Israel's current Return-on-Tangible-Equity is 13.58%, which is near median its own 10-year median of 12.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First International Bank of Israel stock overvalued right now?
First International Bank of Israel (FBKIF) has a current Return-on-Tangible-Equity of 13.58%. The stock's GF Value™ is $42.84, compared to a current price of $50.00 — trading 16.7% above its estimated fair value. The current Return-on-Tangible-Equity is 13.58%, which is near median its 10-year median of 12.92 and 21.4% above the Banks industry median of 11.19. First International Bank of Israel's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For First International Bank of Israel (FBKIF), the current Return-on-Tangible-Equity is 13.58% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First International Bank of Israel (FBKIF) Overvalued in 2026?

Based on GuruFocus' analysis, First International Bank of Israel stock appears to be overvalued. The current stock price of $50.00 is trading 16.7% above its estimated GF Value™ of $42.84.

Key valuation signals for FBKIF:

  • Return-on-Tangible-Equity: 13.58% (near median its 10-year median of 12.92)
  • GF Value™: $42.84 vs. price of $50.00 (16.7% above fair value)
  • GF Score™: 65/100 with 3 warning signs
  • Industry Position: 21.4% above the Banks median (#330 of 1523)

No single metric tells the full story. See the FBKIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First International Bank of Israel Business Description

Other Exchanges FIBI:Israel
Address 42, Rothschild Boulevard, Tel Aviv, ISR, 6688310
First International Bank of Israel Ltd is an Israel-based bank that primarily operates through six segments. The Corporate Banking segment focuses on providing financial services to large corporations in Israel. The Private Banking segment provides banking services to high-net-worth Israeli and foreign resident customers. The Commercial Banking segment serves middle-sized business clients. The Household segment provides relatively low cash volume services to private customers. The Small Business segment primarily serves small businesses. The Financial Management segment carries out asset and liability management activities and others. The company generates almost all of its interest and noninterest income from the Israeli domestic market.
65GF Score

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Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$50.00
Price
$42.84
GF Value