FBKIF (First International Bank of Israel) Cyclically Adjusted FCF per Share: $2.83 (As of Mar. 2026)


FBKIF First International Bank of Israel Ltd FBKIF
67 GF Score
Price $50.00
GF Value $40.49
! 3 Warning Signs
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What is First International Bank of Israel Cyclically Adjusted FCF per Share?

First International Bank of Israel FBKIF +33.33% 67 Cyclically Adjusted FCF per Share is $2.83 as of Mar. 2026. GuruFocus rates FBKIF with a GF Score™ of 67/100 and a GF Value™ of $40.49. The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

First International Bank of Israel's adjusted free cash flow per share for the three months ended in Mar. 2026 was $1.965. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $2.83 for the trailing ten years ended in Mar. 2026.

During the past 12 months, First International Bank of Israel's average Cyclically Adjusted FCF Growth Rate was -22.40% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was -24.10% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was -14.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of First International Bank of Israel was -4.20% per year. The lowest was -24.10% per year. And the median was -8.75% per year.

As of today (2026-07-12), First International Bank of Israel's current stock price is $50.00. First International Bank of Israel's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was $2.83. First International Bank of Israel's Cyclically Adjusted Price-to-FCF of today is 17.67.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of First International Bank of Israel was 24.66. The lowest was 2.28. And the median was 5.07.


First International Bank of Israel  (OTCPK:FBKIF) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

First International Bank of Israel's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=50.00/2.83
=17.67

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of First International Bank of Israel was 24.66. The lowest was 2.28. And the median was 5.07.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


First International Bank of Israel Cyclically Adjusted FCF per Share Related Terms


First International Bank of Israel Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for First International Bank of Israel's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First International Bank of Israel Cyclically Adjusted FCF per Share Chart

First International Bank of Israel Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.26 7.05 5.57 3.86 2.38

First International Bank of Israel Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.72 3.51 2.81 2.38 2.83

FBKIF vs PNC, USB: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, First International Bank of Israel's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First International Bank of Israel Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, First International Bank of Israel's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where First International Bank of Israel's Cyclically Adjusted Price-to-FCF falls into.


FBKIF
67GF Score
First International Bank of Israel Ltd FBKIF
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

First International Bank of Israel Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, First International Bank of Israel's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.965/330.2130*330.2130
=1.965

Current CPI (Mar. 2026) = 330.2130.

First International Bank of Israel Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 -1.976 241.018 -2.707
201609 -8.018 241.428 -10.967
201612 15.275 241.432 20.892
201703 4.338 243.801 5.876
201706 0.937 244.955 1.263
201709 -0.612 246.819 -0.819
201712 -2.522 246.524 -3.378
201803 1.717 249.554 2.272
201806 2.212 251.989 2.899
201809 1.788 252.439 2.339
201812 3.271 251.233 4.299
201903 5.708 254.202 7.415
201906 0.651 256.143 0.839
201909 1.783 256.759 2.293
201912 -6.240 256.974 -8.018
202003 2.047 258.115 2.619
202006 0.654 257.797 0.838
202009 -0.288 260.280 -0.365
202012 -0.877 260.474 -1.112
202103 0.334 264.877 0.416
202106 0.232 271.696 0.282
202109 -6.434 274.310 -7.745
202112 1.668 278.802 1.976
202203 0.788 287.504 0.905
202206 3.908 296.311 4.355
202209 3.641 296.808 4.051
202212 2.450 296.797 2.726
202303 2.970 301.836 3.249
202306 2.522 305.109 2.730
202309 2.361 307.789 2.533
202312 -4.062 306.746 -4.373
202403 -2.016 312.332 -2.131
202406 7.465 314.175 7.846
202409 5.833 315.301 6.109
202412 -7.197 315.605 -7.530
202503 2.369 319.799 2.446
202506 4.903 322.561 5.019
202509 -4.250 324.800 -4.321
202512 -1.466 324.054 -1.494
202603 1.965 330.213 1.965

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of $2.83 mean?
First International Bank of Israel (FBKIF) has a Cyclically Adjusted FCF per Share of $2.83 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on First International Bank of Israel and its competitors.
Is First International Bank of Israel's Cyclically Adjusted FCF per Share too high?
First International Bank of Israel's current Cyclically Adjusted FCF per Share is $2.83. Overall, First International Bank of Israel has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does First International Bank of Israel's Cyclically Adjusted FCF per Share compare to PNC and USB?
First International Bank of Israel's Cyclically Adjusted FCF per Share of $2.83 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on First International Bank of Israel and its competitors. First International Bank of Israel's current Cyclically Adjusted FCF per Share is $2.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First International Bank of Israel stock overvalued right now?
First International Bank of Israel (FBKIF) has a current Cyclically Adjusted FCF per Share of $2.83. The stock's GF Value™ is $40.49, compared to a current price of $50.00 — trading 23.5% above its estimated fair value. The current Cyclically Adjusted FCF per Share is $2.83. First International Bank of Israel's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For First International Bank of Israel (FBKIF), the current Cyclically Adjusted FCF per Share is $2.83 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First International Bank of Israel (FBKIF) Overvalued in 2026?

Based on GuruFocus' analysis, First International Bank of Israel stock appears to be overvalued. The current stock price of $50.00 is trading 23.5% above its estimated GF Value™ of $40.49.

Key valuation signals for FBKIF:

  • Cyclically Adjusted FCF per Share: $2.83
  • GF Value™: $40.49 vs. price of $50.00 (23.5% above fair value)
  • GF Score™: 67/100 with 3 warning signs

No single metric tells the full story. See the FBKIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First International Bank of Israel Business Description

Other Exchanges FIBI:Israel
Address 42, Rothschild Boulevard, Tel Aviv, ISR, 6688310
First International Bank of Israel Ltd is an Israel-based bank that primarily operates through six segments. The Corporate Banking segment focuses on providing financial services to large corporations in Israel. The Private Banking segment provides banking services to high-net-worth Israeli and foreign resident customers. The Commercial Banking segment serves middle-sized business clients. The Household segment provides relatively low cash volume services to private customers. The Small Business segment primarily serves small businesses. The Financial Management segment carries out asset and liability management activities and others. The company generates almost all of its interest and noninterest income from the Israeli domestic market.
67GF Score

Get the complete analysis for FBKIF

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$50.00
Price
$40.49
GF Value