FBKIF (First International Bank of Israel) Moat Score: 5/10 (As of Jul. 02, 2026)


FBKIF First International Bank of Israel Ltd FBKIF
67 GF Score
Price $50.00
GF Value $43.07
! 3 Warning Signs
View Full Analysis

What is First International Bank of Israel Moat Score?

First International Bank of Israel FBKIF +33.33% 67 Moat Score is 5 as of Jul. 02, 2026. GuruFocus rates FBKIF with a GF Score™ of 67/100 and a GF Value™ of $43.07. The stock has 3 warning signs investors should review. Among 1,612 Banks companies, First International Bank of Israel ranks better than 94.04% on this metric.

First International Bank of Israel has the Moat Score of 5, which implies that the company might have Narrow Moat - Solid narrow moat.

First International Bank of Israel has Narrow Moat: First International Bank of Israel Ltd benefits from strong brand strength and regulatory barriers in the Israeli banking sector. However, it lacks significant innovation capabilities or a superior distribution network to achieve a wide moat.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes First International Bank of Israel might have Narrow Moat - Solid narrow moat.

First International Bank of Israel  (OTCPK:FBKIF) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

First International Bank of Israel Moat Score Related Terms

FBKIF vs PNC, USB: Moat Score Comparison

For the Banks - Regional subindustry, First International Bank of Israel's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

First International Bank of Israel Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, First International Bank of Israel's Moat Score distribution charts can be found below:

* The bar in red indicates where First International Bank of Israel's Moat Score falls into.


FBKIF
67GF Score
First International Bank of Israel Ltd FBKIF
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 5 mean?
First International Bank of Israel (FBKIF) has a Moat Score of 5 as of Jul. 02, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, First International Bank of Israel ranks #96 out of 1612 companies in the Banks industry, placing it in the top 6%.
Is First International Bank of Israel's Moat Score too high?
First International Bank of Israel's current Moat Score is 5. Based on the distribution chart, First International Bank of Israel ranks #96 out of 1612 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, First International Bank of Israel has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does First International Bank of Israel's Moat Score compare to PNC and USB?
According to the Banks industry distribution chart, First International Bank of Israel ranks #96 out of 1612 companies for Moat Score. This places First International Bank of Israel in the top 6% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. First International Bank of Israel's current Moat Score is 5. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First International Bank of Israel stock overvalued right now?
First International Bank of Israel (FBKIF) has a current Moat Score of 5. The stock's GF Value™ is $43.07, compared to a current price of $50.00 — trading 16.1% above its estimated fair value. The current Moat Score is 5. First International Bank of Israel's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For First International Bank of Israel (FBKIF), the current Moat Score is 5 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First International Bank of Israel (FBKIF) Overvalued in 2026?

Based on GuruFocus' analysis, First International Bank of Israel stock appears to be overvalued. The current stock price of $50.00 is trading 16.1% above its estimated GF Value™ of $43.07.

Key valuation signals for FBKIF:

  • Moat Score: 5
  • GF Value™: $43.07 vs. price of $50.00 (16.1% above fair value)
  • GF Score™: 67/100 with 3 warning signs

No single metric tells the full story. See the FBKIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First International Bank of Israel Business Description

Other Exchanges FIBI:Israel
Address 42, Rothschild Boulevard, Tel Aviv, ISR, 6688310
First International Bank of Israel Ltd is an Israel-based bank that primarily operates through six segments. The Corporate Banking segment focuses on providing financial services to large corporations in Israel. The Private Banking segment provides banking services to high-net-worth Israeli and foreign resident customers. The Commercial Banking segment serves middle-sized business clients. The Household segment provides relatively low cash volume services to private customers. The Small Business segment primarily serves small businesses. The Financial Management segment carries out asset and liability management activities and others. The company generates almost all of its interest and noninterest income from the Israeli domestic market.
67GF Score

Get the complete analysis for FBKIF

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$50.00
Price
$43.07
GF Value