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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
FBKIF'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.28 Med: 0.46 Max: 0.76
Current: 0.67
During the past 13 years, the highest Debt-to-Equity Ratio of First International Bank of Israel was 0.76. The lowest was 0.28. And the median was 0.46.
FBKIF's Debt-to-Equity is ranked worse than 55.03% of 1421
companies
in the Banks industry
Industry Median: 0.58
vs FBKIF: 0.67
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
First International Bank of Israel Debt-to-Equity Related Terms
First International Bank of Israel Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First International Bank of Israel Debt-to-Equity Chart
For the Banks - Regional subindustry, First International Bank of Israel's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First International Bank of Israel Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, First International Bank of Israel's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where First International Bank of Israel's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First International Bank of Israel (FBKIF) has a Debt-to-Equity of 0.67 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on First International Bank of Israel and its competitors. This is 46% above median its historical median of 0.46. Over the past decade, First International Bank of Israel's Debt-to-Equity has ranged from 0.28 to 0.76. According to the industry distribution chart, First International Bank of Israel ranks #782 out of 1421 companies in the Banks industry, placing it in the top 55%.
Is First International Bank of Israel's Debt-to-Equity too high?
First International Bank of Israel's current Debt-to-Equity of 0.67 is 46% above median its 10-year median of 0.46. Over the past 10 years, this metric has ranged from a low of 0.28 to a high of 0.76. The Banks industry median Debt-to-Equity is 0.58. First International Bank of Israel's value of 0.67 is 15.5% above this industry median. Based on the distribution chart, First International Bank of Israel ranks #782 out of 1421 companies in the Banks industry, which is below the industry midpoint. Overall, First International Bank of Israel has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does First International Bank of Israel's Debt-to-Equity compare to PNC and USB?
According to the Banks industry distribution chart, First International Bank of Israel ranks #782 out of 1421 companies for Debt-to-Equity. This places First International Bank of Israel in the lower half of its industry. The industry median Debt-to-Equity is 0.58. First International Bank of Israel's value of 0.67 is 15.5% above this benchmark. Historically, First International Bank of Israel's own Debt-to-Equity has ranged from 0.28 to 0.76 over the past decade. While the company's 10-year median is 0.46 vs. the industry median of 0.58, First International Bank of Israel has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First International Bank of Israel's current Debt-to-Equity of 0.67 is 15.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on First International Bank of Israel and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First International Bank of Israel's current Debt-to-Equity is 0.67, which is 46% above median its own 10-year median of 0.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First International Bank of Israel stock overvalued right now?
First International Bank of Israel (FBKIF) has a current Debt-to-Equity of 0.67. The stock's GF Value™ is $39.02, compared to a current price of $50.00 — trading 28.1% above its estimated fair value. The current Debt-to-Equity is 0.67, which is 46% above median its 10-year median of 0.46 and 15.5% above the Banks industry median of 0.58. First International Bank of Israel's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For First International Bank of Israel (FBKIF), the current Debt-to-Equity is 0.67 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First International Bank of Israel (FBKIF) Overvalued in 2026?
Based on GuruFocus' analysis, First International Bank of Israel stock appears to be overvalued.
The current stock price of $50.00 is trading 28.1% above its estimated GF Value™ of $39.02.
Key valuation signals for FBKIF:
Debt-to-Equity: 0.67 (46% above median its 10-year median of 0.46)
GF Value™: $39.02 vs. price of $50.00 (28.1% above fair value)
Industry Position: 15.5% above the Banks median (#782 of 1421)
No single metric tells the full story. See the FBKIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First International Bank of Israel Ltd is an Israel-based bank that primarily operates through six segments. The Corporate Banking segment focuses on providing financial services to large corporations in Israel. The Private Banking segment provides banking services to high-net-worth Israeli and foreign resident customers. The Commercial Banking segment serves middle-sized business clients. The Household segment provides relatively low cash volume services to private customers. The Small Business segment primarily serves small businesses. The Financial Management segment carries out asset and liability management activities and others. The company generates almost all of its interest and noninterest income from the Israeli domestic market.
64GF Score
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Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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