FBKIF (First International Bank of Israel) Net Margin %: 29.13% (As of Mar. 2026) — Near Median


FBKIF First International Bank of Israel Ltd FBKIF
67 GF Score
Price $50.00
GF Value $41.90
! 3 Warning Signs
View Full Analysis

What is First International Bank of Israel Net Margin %?

First International Bank of Israel FBKIF +33.33% 67 Net Margin % is 29.13% as of Mar. 2026, which is 9% above its 10-year median of 26.65. GuruFocus rates FBKIF with a GF Score™ of 67/100 and a GF Value™ of $41.90. The stock has 3 warning signs investors should review. Among 1,527 Banks companies, First International Bank of Israel ranks better than 71.45% on this metric.

Net margin is calculated as Net Income divided by its Revenue. First International Bank of Israel's Net Income for the three months ended in Mar. 2026 was $162 Mil. First International Bank of Israel's Revenue for the three months ended in Mar. 2026 was $556 Mil. Therefore, First International Bank of Israel's net margin for the quarter that ended in Mar. 2026 was 29.13%.

The historical rank and industry rank for First International Bank of Israel's Net Margin % or its related term are showing as below:

FBKIF' s Net Margin % Range Over the Past 10 Years
Min: 14.79   Med: 26.65   Max: 36.15
Current: 33.39


FBKIF's Net Margin % is ranked better than
71.45% of 1527 companies
in the Banks industry
Industry Median: 26.95 vs FBKIF: 33.39

First International Bank of Israel  (OTCPK:FBKIF) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


First International Bank of Israel Net Margin % Related Terms


First International Bank of Israel Net Margin % Historical Data

* Premium members only.

The historical data trend for First International Bank of Israel's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First International Bank of Israel Net Margin % Chart

First International Bank of Israel Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 31.98 31.71 33.62 36.15 34.04

First International Bank of Israel Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 31.77 34.60 31.78 39.35 29.13

FBKIF vs PNC: Net Margin % Comparison

For the Banks - Regional subindustry, First International Bank of Israel's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First International Bank of Israel Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, First International Bank of Israel's Net Margin % distribution charts can be found below:

* The bar in red indicates where First International Bank of Israel's Net Margin % falls into.


FBKIF
67GF Score
First International Bank of Israel Ltd FBKIF
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

First International Bank of Israel Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

First International Bank of Israel's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=762.558/2240.098
=34.04 %

First International Bank of Israel's Net Margin for the quarter that ended in Mar. 2026 is calculated as

Net Margin=Net Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=161.959/556.06
=29.13 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 29.13% mean?
First International Bank of Israel (FBKIF) has a Net Margin % of 29.13% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on First International Bank of Israel and its competitors. This is near median its historical median of 26.65. Over the past decade, First International Bank of Israel's Net Margin % has ranged from 14.79 to 36.15. According to the industry distribution chart, First International Bank of Israel ranks #436 out of 1527 companies in the Banks industry, placing it in the top 28.6%.
Is First International Bank of Israel's Net Margin % too high?
First International Bank of Israel's current Net Margin % of 29.13% is near median its 10-year median of 26.65. Over the past 10 years, this metric has ranged from a low of 14.79 to a high of 36.15. The Banks industry median Net Margin % is 26.95. First International Bank of Israel's value of 29.13% is 8.1% above this industry median. Based on the distribution chart, First International Bank of Israel ranks #436 out of 1527 companies in the Banks industry, which is above the industry midpoint. Overall, First International Bank of Israel has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does First International Bank of Israel's Net Margin % compare to PNC?
According to the Banks industry distribution chart, First International Bank of Israel ranks #436 out of 1527 companies for Net Margin %. This puts First International Bank of Israel in the upper half of its industry. The industry median Net Margin % is 26.95. First International Bank of Israel's value of 29.13% is 8.1% above this benchmark. Historically, First International Bank of Israel's own Net Margin % has ranged from 14.79 to 36.15 over the past decade. While the company's 10-year median is 26.65 vs. the industry median of 26.95, First International Bank of Israel has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First International Bank of Israel's current Net Margin % of 29.13% is 8.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on First International Bank of Israel and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First International Bank of Israel's current Net Margin % is 29.13%, which is near median its own 10-year median of 26.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First International Bank of Israel stock overvalued right now?
First International Bank of Israel (FBKIF) has a current Net Margin % of 29.13%. The stock's GF Value™ is $41.90, compared to a current price of $50.00 — trading 19.3% above its estimated fair value. The current Net Margin % is 29.13%, which is near median its 10-year median of 26.65 and 8.1% above the Banks industry median of 26.95. First International Bank of Israel's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For First International Bank of Israel (FBKIF), the current Net Margin % is 29.13% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First International Bank of Israel (FBKIF) Overvalued in 2026?

Based on GuruFocus' analysis, First International Bank of Israel stock appears to be overvalued. The current stock price of $50.00 is trading 19.3% above its estimated GF Value™ of $41.90.

Key valuation signals for FBKIF:

  • Net Margin %: 29.13% (near median its 10-year median of 26.65)
  • GF Value™: $41.90 vs. price of $50.00 (19.3% above fair value)
  • GF Score™: 67/100 with 3 warning signs
  • Industry Position: 8.1% above the Banks median (#436 of 1527)

No single metric tells the full story. See the FBKIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First International Bank of Israel Business Description

Other Exchanges FIBI:Israel
Address 42, Rothschild Boulevard, Tel Aviv, ISR, 6688310
First International Bank of Israel Ltd is an Israel-based bank that primarily operates through six segments. The Corporate Banking segment focuses on providing financial services to large corporations in Israel. The Private Banking segment provides banking services to high-net-worth Israeli and foreign resident customers. The Commercial Banking segment serves middle-sized business clients. The Household segment provides relatively low cash volume services to private customers. The Small Business segment primarily serves small businesses. The Financial Management segment carries out asset and liability management activities and others. The company generates almost all of its interest and noninterest income from the Israeli domestic market.
67GF Score

Get the complete analysis for FBKIF

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$50.00
Price
$41.90
GF Value