FBKIF (First International Bank of Israel) Cyclically Adjusted PB Ratio: 2.05 (As of Jul. 22, 2026) — 39% Above Median

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FBKIF First International Bank of Israel Ltd FBKIF
66 GF Score
Price $50.00
GF Value $39.69
! 3 Warning Signs
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What is First International Bank of Israel Cyclically Adjusted PB Ratio?

First International Bank of Israel FBKIF +33.33% 66 Cyclically Adjusted PB Ratio is 2.05 as of Jul. 22, 2026, which is 39% above its 10-year median of 1.47. GuruFocus rates FBKIF with a GF Score™ of 66/100 and a GF Value™ of $39.69. The stock has 3 warning signs investors should review. Among 1,290 Banks companies, First International Bank of Israel ranks worse than 79.15% on this metric.

As of today (2026-07-22), First International Bank of Israel's current share price is $50.00. First International Bank of Israel's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was $24.40. First International Bank of Israel's Cyclically Adjusted PB Ratio for today is 2.05.

The historical rank and industry rank for First International Bank of Israel's Cyclically Adjusted PB Ratio or its related term are showing as below:

FBKIF' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.74   Med: 1.47   Max: 2.56
Current: 1.95

During the past years, First International Bank of Israel's highest Cyclically Adjusted PB Ratio was 2.56. The lowest was 0.74. And the median was 1.47.

FBKIF's Cyclically Adjusted PB Ratio is ranked worse than
79.15% of 1290 companies
in the Banks industry
Industry Median: 1.26 vs FBKIF: 1.95

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

First International Bank of Israel's adjusted book value per share data for the three months ended in Mar. 2026 was $47.080. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $24.40 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


First International Bank of Israel  (OTCPK:FBKIF) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


First International Bank of Israel Cyclically Adjusted PB Ratio Related Terms


First International Bank of Israel Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for First International Bank of Israel's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First International Bank of Israel Cyclically Adjusted PB Ratio Chart

First International Bank of Israel Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.46 1.46 1.48 1.66 2.18

First International Bank of Israel Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.70 2.17 2.08 2.18 2.05

FBKIF vs PNC, USB: Cyclically Adjusted PB Ratio Comparison

For the Banks - Regional subindustry, First International Bank of Israel's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First International Bank of Israel Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, First International Bank of Israel's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where First International Bank of Israel's Cyclically Adjusted PB Ratio falls into.


FBKIF
66GF Score
First International Bank of Israel Ltd FBKIF
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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First International Bank of Israel Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

First International Bank of Israel's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=50.00/24.40
=2.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First International Bank of Israel's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, First International Bank of Israel's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=47.08/330.2130*330.2130
=47.080

Current CPI (Mar. 2026) = 330.2130.

First International Bank of Israel Quarterly Data

Book Value per Share CPI Adj_Book
201606 24.948 241.018 34.181
201609 25.192 241.428 34.456
201612 24.902 241.432 34.059
201703 25.345 243.801 34.328
201706 25.709 244.955 34.657
201709 26.175 246.819 35.019
201712 26.344 246.524 35.287
201803 25.296 249.554 33.472
201806 25.911 251.989 33.954
201809 26.351 252.439 34.469
201812 26.341 251.233 34.622
201903 26.715 254.202 34.703
201906 27.229 256.143 35.103
201909 27.539 256.759 35.417
201912 27.887 256.974 35.835
202003 27.802 258.115 35.568
202006 28.356 257.797 36.321
202009 29.111 260.280 36.933
202012 29.752 260.474 37.718
202103 30.849 264.877 38.458
202106 32.056 271.696 38.960
202109 32.619 274.310 39.267
202112 32.558 278.802 38.562
202203 32.063 287.504 36.826
202206 32.460 296.311 36.174
202209 33.319 296.808 37.069
202212 34.367 296.797 38.236
202303 35.438 301.836 38.770
202306 36.753 305.109 39.777
202309 37.700 307.789 40.447
202312 39.288 306.746 42.294
202403 40.213 312.332 42.515
202406 41.059 314.175 43.155
202409 42.527 315.301 44.538
202412 43.712 315.605 45.735
202503 44.825 319.799 46.285
202506 46.407 322.561 47.508
202509 47.334 324.800 48.123
202512 47.565 324.054 48.469
202603 47.080 330.213 47.080

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 2.05 mean?
First International Bank of Israel (FBKIF) has a Cyclically Adjusted PB Ratio of 2.05 as of Jul. 22, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on First International Bank of Israel and its competitors. This is 39% above median its historical median of 1.47. Over the past decade, First International Bank of Israel's Cyclically Adjusted PB Ratio has ranged from 0.74 to 2.56. According to the industry distribution chart, First International Bank of Israel ranks #1021 out of 1290 companies in the Banks industry, placing it in the top 79.1%.
Is First International Bank of Israel's Cyclically Adjusted PB Ratio too high?
First International Bank of Israel's current Cyclically Adjusted PB Ratio of 2.05 is 39% above median its 10-year median of 1.47. Over the past 10 years, this metric has ranged from a low of 0.74 to a high of 2.56. The Banks industry median Cyclically Adjusted PB Ratio is 1.26. First International Bank of Israel's value of 2.05 is 62.7% above this industry median. Based on the distribution chart, First International Bank of Israel ranks #1021 out of 1290 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, First International Bank of Israel has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does First International Bank of Israel's Cyclically Adjusted PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, First International Bank of Israel ranks #1021 out of 1290 companies for Cyclically Adjusted PB Ratio. This places First International Bank of Israel in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.26. First International Bank of Israel's value of 2.05 is 62.7% above this benchmark. Historically, First International Bank of Israel's own Cyclically Adjusted PB Ratio has ranged from 0.74 to 2.56 over the past decade. While the company's 10-year median is 1.47 vs. the industry median of 1.26, First International Bank of Israel has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.26, based on 1,290 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First International Bank of Israel's current Cyclically Adjusted PB Ratio of 2.05 is 62.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on First International Bank of Israel and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First International Bank of Israel's current Cyclically Adjusted PB Ratio is 2.05, which is 39% above median its own 10-year median of 1.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First International Bank of Israel stock overvalued right now?
First International Bank of Israel (FBKIF) has a current Cyclically Adjusted PB Ratio of 2.05. The stock's GF Value™ is $39.69, compared to a current price of $50.00 — trading 26% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 2.05, which is 39% above median its 10-year median of 1.47 and 62.7% above the Banks industry median of 1.26. First International Bank of Israel's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For First International Bank of Israel (FBKIF), the current Cyclically Adjusted PB Ratio is 2.05 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First International Bank of Israel (FBKIF) Overvalued in 2026?

Based on GuruFocus' analysis, First International Bank of Israel stock appears to be overvalued. The current stock price of $50.00 is trading 26% above its estimated GF Value™ of $39.69.

Key valuation signals for FBKIF:

  • Cyclically Adjusted PB Ratio: 2.05 (39% above median its 10-year median of 1.47)
  • GF Value™: $39.69 vs. price of $50.00 (26% above fair value)
  • GF Score™: 66/100 with 3 warning signs
  • Industry Position: 62.7% above the Banks median (#1021 of 1290)

No single metric tells the full story. See the FBKIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First International Bank of Israel Business Description

Other Exchanges FIBI:Israel
Address 42, Rothschild Boulevard, Tel Aviv, ISR, 6688310
First International Bank of Israel Ltd is an Israel-based bank that primarily operates through six segments. The Corporate Banking segment focuses on providing financial services to large corporations in Israel. The Private Banking segment provides banking services to high-net-worth Israeli and foreign resident customers. The Commercial Banking segment serves middle-sized business clients. The Household segment provides relatively low cash volume services to private customers. The Small Business segment primarily serves small businesses. The Financial Management segment carries out asset and liability management activities and others. The company generates almost all of its interest and noninterest income from the Israeli domestic market.
66GF Score

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Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$50.00
Price
$39.69
GF Value