Regions Financial (MEX:RF) Cyclically Adjusted PS Ratio: 3.34 (As of Jul. 05, 2026) — Near Median


MEX:RF Regions Financial Corp MEX:RF
64 GF Score
Price MXN501.00
GF Value MXN412.98
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Regions Financial Cyclically Adjusted PS Ratio?

Regions Financial MEX:RF 64 Cyclically Adjusted PS Ratio is 3.34 as of Jul. 05, 2026, which is 2% above its 10-year median of 3.26. GuruFocus rates MEX:RF with a GF Score™ of 64/100 and a GF Value™ of MXN412.98 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,301 Banks companies, Regions Financial ranks worse than 61.18% on this metric.

As of today (2026-07-05), Regions Financial's current share price is MXN501.00. Regions Financial's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was MXN150.11. Regions Financial's Cyclically Adjusted PS Ratio for today is 3.34.

The historical rank and industry rank for Regions Financial's Cyclically Adjusted PS Ratio or its related term are showing as below:

MEX:RF' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.31   Med: 3.26   Max: 4.65
Current: 3.9

During the past years, Regions Financial's highest Cyclically Adjusted PS Ratio was 4.65. The lowest was 1.31. And the median was 3.26.

MEX:RF's Cyclically Adjusted PS Ratio is ranked worse than
61.18% of 1301 companies
in the Banks industry
Industry Median: 3.32 vs MEX:RF: 3.90

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Regions Financial's adjusted revenue per share data for the three months ended in Mar. 2026 was MXN38.912. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is MXN150.11 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Regions Financial  (MEX:RF) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Regions Financial Cyclically Adjusted PS Ratio Related Terms


Regions Financial Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Regions Financial's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Regions Financial Cyclically Adjusted PS Ratio Chart

Regions Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.98 3.53 2.93 3.32 3.58

Regions Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.00 3.19 3.51 3.58 3.36

MEX:RF vs KEY, FCNCA, CFG: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Regions Financial's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Regions Financial Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Regions Financial's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Regions Financial's Cyclically Adjusted PS Ratio falls into.


MEX:RF
64GF Score
Regions Financial Corp MEX:RF
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Regions Financial Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Regions Financial's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=501.00/150.11
=3.34

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Regions Financial's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Regions Financial's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=38.912/330.2130*330.2130
=38.912

Current CPI (Mar. 2026) = 330.2130.

Regions Financial Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 20.419 241.018 27.976
201609 22.532 241.428 30.818
201612 20.968 241.432 28.678
201703 20.844 243.801 28.232
201706 20.731 244.955 27.947
201709 21.251 246.819 28.431
201712 23.905 246.524 32.020
201803 22.801 249.554 30.171
201806 25.328 251.989 33.190
201809 25.128 252.439 32.870
201812 26.362 251.233 34.649
201903 27.380 254.202 35.567
201906 27.295 256.143 35.188
201909 29.643 256.759 38.123
201912 28.661 256.974 36.830
202003 35.087 258.115 44.888
202006 36.763 257.797 47.090
202009 37.408 260.280 47.459
202012 34.610 260.474 43.876
202103 33.977 264.877 42.358
202106 32.633 271.696 39.661
202109 34.519 274.310 41.554
202112 34.919 278.802 41.358
202203 33.620 287.504 38.614
202206 37.411 296.311 41.691
202209 39.952 296.808 44.448
202212 40.379 296.797 44.925
202303 37.332 301.836 40.842
202306 35.730 305.109 38.670
202309 34.412 307.789 36.919
202312 32.983 306.746 35.506
202403 31.412 312.332 33.210
202406 34.545 314.175 36.308
202409 38.394 315.301 40.210
202412 41.370 315.605 43.285
202503 40.107 319.799 41.413
202506 39.855 322.561 40.800
202509 39.315 324.800 39.970
202512 39.395 324.054 40.144
202603 38.912 330.213 38.912

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 3.34 mean?
Regions Financial (MEX:RF) has a Cyclically Adjusted PS Ratio of 3.34 as of Jul. 05, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Regions Financial and its competitors. This is near median its historical median of 3.26. Over the past decade, Regions Financial's Cyclically Adjusted PS Ratio has ranged from 1.31 to 4.65. According to the industry distribution chart, Regions Financial ranks #796 out of 1301 companies in the Banks industry, placing it in the top 61.2%.
Is Regions Financial's Cyclically Adjusted PS Ratio too high?
Regions Financial's current Cyclically Adjusted PS Ratio of 3.34 is near median its 10-year median of 3.26. Over the past 10 years, this metric has ranged from a low of 1.31 to a high of 4.65. The Banks industry median Cyclically Adjusted PS Ratio is 3.32. Regions Financial's value of 3.34 is 0.6% above this industry median. Based on the distribution chart, Regions Financial ranks #796 out of 1301 companies in the Banks industry, which is below the industry midpoint. Overall, Regions Financial has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Regions Financial's Cyclically Adjusted PS Ratio compare to KEY and FCNCA?
According to the Banks industry distribution chart, Regions Financial ranks #796 out of 1301 companies for Cyclically Adjusted PS Ratio. This places Regions Financial in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.32. Regions Financial's value of 3.34 is 0.6% above this benchmark. Historically, Regions Financial's own Cyclically Adjusted PS Ratio has ranged from 1.31 to 4.65 over the past decade. While the company's 10-year median is 3.26 vs. the industry median of 3.32, Regions Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.32, based on 1,301 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Regions Financial's current Cyclically Adjusted PS Ratio of 3.34 is 0.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Regions Financial and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Regions Financial's current Cyclically Adjusted PS Ratio is 3.34, which is near median its own 10-year median of 3.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Regions Financial stock overvalued right now?
Based on GuruFocus' analysis, Regions Financial (MEX:RF) is currently considered Modestly Overvalued. The stock's GF Value™ is MXN412.98, compared to a current price of MXN501.00 — trading 21.3% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 3.34, which is near median its 10-year median of 3.26 and 0.6% above the Banks industry median of 3.32. Regions Financial's overall GF Score™ is 64/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Regions Financial (MEX:RF), the current Cyclically Adjusted PS Ratio is 3.34 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Regions Financial (MEX:RF) Overvalued in 2026?

Based on GuruFocus' analysis, Regions Financial stock appears to be overvalued. The current stock price of MXN501.00 is trading 21.3% above its estimated GF Value™ of MXN412.98. GuruFocus considers Regions Financial to be Modestly Overvalued.

Key valuation signals for MEX:RF:

  • Cyclically Adjusted PS Ratio: 3.34 (near median its 10-year median of 3.26)
  • GF Value™: MXN412.98 vs. price of MXN501.00 (21.3% above fair value)
  • GF Score™: 64/100 with 7 warning signs
  • Industry Position: 0.6% above the Banks median (#796 of 1301)

No single metric tells the full story. See the MEX:RF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Regions Financial Business Description

Address 1900 Fifth Avenue North, Birmingham, AL, USA, 35203
Regions Financial is one of the midsized regional banks in the US, with around $160 billion in total assets as of the end of first quarter of 2026. Headquartered in Birmingham, Alabama, Regions Financial has a footprint mostly in the US Southeast. The bank provides a diversified set of financial services in retail banking, commercial banking, card and treasury management, wealth management, and capital markets.
64GF Score

Get the complete analysis for MEX:RF

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN501.00
Price
MXN412.98
GF Value