Regions Financial (MEX:RF) Moat Score: 5/10 (As of Jun. 27, 2026)


MEX:RF Regions Financial Corp MEX:RF
65 GF Score
Price MXN501.00
GF Value MXN415.33
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Regions Financial Moat Score?

Regions Financial MEX:RF 65 Moat Score is 5 as of Jun. 27, 2026. GuruFocus rates MEX:RF with a GF Score™ of 65/100 and a GF Value™ of MXN415.33 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,610 Banks companies, Regions Financial ranks better than 93.98% on this metric.

Regions Financial has the Moat Score of 5, which implies that the company might have Narrow Moat - Solid narrow moat.

Regions Financial has Narrow Moat: Regions Financial Corp benefits from a solid regional market presence and customer loyalty. It has some cost advantages through economies of scale and a strong distribution network. However, it lacks significant network effects or unique intellectual property that would elevate it to a wide moat.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Regions Financial might have Narrow Moat - Solid narrow moat.

Regions Financial  (MEX:RF) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Regions Financial Moat Score Related Terms

MEX:RF vs KEY, FCNCA, CFG: Moat Score Comparison

For the Banks - Regional subindustry, Regions Financial's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Regions Financial Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, Regions Financial's Moat Score distribution charts can be found below:

* The bar in red indicates where Regions Financial's Moat Score falls into.


MEX:RF
65GF Score
Regions Financial Corp MEX:RF
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 5 mean?
Regions Financial (MEX:RF) has a Moat Score of 5 as of Jun. 27, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Regions Financial ranks #97 out of 1610 companies in the Banks industry, placing it in the top 6%.
Is Regions Financial's Moat Score too high?
Regions Financial's current Moat Score is 5. Based on the distribution chart, Regions Financial ranks #97 out of 1610 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Regions Financial has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Regions Financial's Moat Score compare to KEY and FCNCA?
According to the Banks industry distribution chart, Regions Financial ranks #97 out of 1610 companies for Moat Score. This places Regions Financial in the top 6% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Regions Financial's current Moat Score is 5. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Regions Financial stock overvalued right now?
Based on GuruFocus' analysis, Regions Financial (MEX:RF) is currently considered Modestly Overvalued. The stock's GF Value™ is MXN415.33, compared to a current price of MXN501.00 — trading 20.6% above its estimated fair value. The current Moat Score is 5. Regions Financial's overall GF Score™ is 65/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Regions Financial (MEX:RF), the current Moat Score is 5 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Regions Financial (MEX:RF) Overvalued in 2026?

Based on GuruFocus' analysis, Regions Financial stock appears to be overvalued. The current stock price of MXN501.00 is trading 20.6% above its estimated GF Value™ of MXN415.33. GuruFocus considers Regions Financial to be Modestly Overvalued.

Key valuation signals for MEX:RF:

  • Moat Score: 5
  • GF Value™: MXN415.33 vs. price of MXN501.00 (20.6% above fair value)
  • GF Score™: 65/100 with 7 warning signs

No single metric tells the full story. See the MEX:RF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Regions Financial Business Description

Address 1900 Fifth Avenue North, Birmingham, AL, USA, 35203
Regions Financial is one of the midsized regional banks in the US, with around $160 billion in total assets as of the end of first quarter of 2026. Headquartered in Birmingham, Alabama, Regions Financial has a footprint mostly in the US Southeast. The bank provides a diversified set of financial services in retail banking, commercial banking, card and treasury management, wealth management, and capital markets.
65GF Score

Get the complete analysis for MEX:RF

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN501.00
Price
MXN415.33
GF Value