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Regions FinancialMEX:RF 64 Debt-to-Equity is 0.27 as of Mar. 2026, which is 23% below its 10-year median of 0.35. GuruFocus rates MEX:RF with a GF Score™ of 64/100 and a GF Value™ of MXN398.03 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,423 Banks companies, Regions Financial ranks better than 70.06% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Regions Financial's Debt-to-Equity or its related term are showing as below:
MEX:RF'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.13 Med: 0.35 Max: 0.98
Current: 0.27
During the past 13 years, the highest Debt-to-Equity Ratio of Regions Financial was 0.98. The lowest was 0.13. And the median was 0.35.
MEX:RF's Debt-to-Equity is ranked better than 70.06% of 1423
companies
in the Banks industry
Industry Median: 0.56
vs MEX:RF: 0.27
Regions Financial (MEX:RF) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Regions Financial Debt-to-Equity Related Terms
Regions Financial Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Regions Financial's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MEX:RF vs KEY, FCNCA, CFG: Debt-to-Equity Comparison
For the Banks - Regional subindustry, Regions Financial's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Regions Financial Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Regions Financial's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Regions Financial's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Regions Financial (MEX:RF) has a Debt-to-Equity of 0.27 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Regions Financial and its competitors. This is 23% below median its historical median of 0.35. Over the past decade, Regions Financial's Debt-to-Equity has ranged from 0.13 to 0.98. According to the industry distribution chart, Regions Financial ranks #426 out of 1423 companies in the Banks industry, placing it in the top 29.9%.
Is Regions Financial's Debt-to-Equity too high?
Regions Financial's current Debt-to-Equity of 0.27 is 23% below median its 10-year median of 0.35. Over the past 10 years, this metric has ranged from a low of 0.13 to a high of 0.98. The Banks industry median Debt-to-Equity is 0.56. Regions Financial's value of 0.27 is 51.8% below this industry median. Based on the distribution chart, Regions Financial ranks #426 out of 1423 companies in the Banks industry, which is above the industry midpoint. Overall, Regions Financial has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Regions Financial's Debt-to-Equity compare to KEY and FCNCA?
According to the Banks industry distribution chart, Regions Financial ranks #426 out of 1423 companies for Debt-to-Equity. This puts Regions Financial in the upper half of its industry. The industry median Debt-to-Equity is 0.56. Regions Financial's value of 0.27 is 51.8% below this benchmark. Historically, Regions Financial's own Debt-to-Equity has ranged from 0.13 to 0.98 over the past decade. While the company's 10-year median is 0.35 vs. the industry median of 0.56, Regions Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.56, based on 1,423 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Regions Financial's current Debt-to-Equity of 0.27 is 51.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Regions Financial and its competitors. For the Banks industry, the median Debt-to-Equity is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Regions Financial's current Debt-to-Equity is 0.27, which is 23% below median its own 10-year median of 0.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Regions Financial stock overvalued right now?
Based on GuruFocus' analysis, Regions Financial (MEX:RF) is currently considered Modestly Overvalued. The stock's GF Value™ is MXN398.03, compared to a current price of MXN501.00 — trading 25.9% above its estimated fair value. The current Debt-to-Equity is 0.27, which is 23% below median its 10-year median of 0.35 and 51.8% below the Banks industry median of 0.56. Regions Financial's overall GF Score™ is 64/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Regions Financial (MEX:RF), the current Debt-to-Equity is 0.27 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Regions Financial (MEX:RF) Overvalued in 2026?
Based on GuruFocus' analysis, Regions Financial stock appears to be overvalued.
The current stock price of MXN501.00 is trading 25.9% above its estimated GF Value™ of MXN398.03.
GuruFocus considers Regions Financial to be Modestly Overvalued.
Key valuation signals for MEX:RF:
Debt-to-Equity: 0.27 (23% below median its 10-year median of 0.35)
GF Value™: MXN398.03 vs. price of MXN501.00 (25.9% above fair value)
Industry Position: 51.8% below the Banks median (#426 of 1423)
No single metric tells the full story. See the MEX:RF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Regions Financial is one of the midsized regional banks in the US, with around $160 billion in total assets as of the end of first quarter of 2026. Headquartered in Birmingham, Alabama, Regions Financial has a footprint mostly in the US Southeast. The bank provides a diversified set of financial services in retail banking, commercial banking, card and treasury management, wealth management, and capital markets.
64GF Score
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