Regions Financial (MEX:RF) Debt-to-Asset : 0.05 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MEX:RF Regions Financial Corp MEX:RF
64 GF Score
Price MXN501.00
GF Value MXN435.73
Valuation Modestly Overvalued
! 7 Warning Signs
View Full Analysis

What is Regions Financial Debt-to-Asset?

Regions Financial MEX:RF 64 Debt-to-Asset is 0.05 as of Jun. 2026. GuruFocus rates MEX:RF with a GF Score™ of 64/100 and a GF Value™ of MXN435.73 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Regions Financial's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was MXN48,857 Mil. Regions Financial's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was MXN80,754 Mil. Regions Financial's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jun. 2026 was MXN2,814,506 Mil. Regions Financial's debt to asset for the quarter that ended in Jun. 2026 was 0.05.


Regions Financial  (MEX:RF) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.


Regions Financial Debt-to-Asset Related Terms


Regions Financial Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Regions Financial's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Regions Financial Debt-to-Asset Chart

Regions Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.02 0.02 0.02 0.04 0.03

Regions Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.03 0.04 0.03 0.03 0.05

MEX:RF vs FCNCA, KEY, CFG: Debt-to-Asset Comparison

For the Banks - Regional subindustry, Regions Financial's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Regions Financial Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Regions Financial's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Regions Financial's Debt-to-Asset falls into.


MEX:RF
64GF Score
Regions Financial Corp MEX:RF
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Regions Financial Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Regions Financial's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(13504.275 + 74435.564) / 2859557.241
=0.03

Regions Financial's Debt-to-Asset for the quarter that ended in Jun. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(48857.2 + 80753.972) / 2814506.251
=0.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.05 mean?
Regions Financial (MEX:RF) has a Debt-to-Asset of 0.05 as of Jun. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Regions Financial and its competitors.
Is Regions Financial's Debt-to-Asset too high?
Regions Financial's current Debt-to-Asset is 0.05. Overall, Regions Financial has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Regions Financial's Debt-to-Asset compare to FCNCA and KEY?
Regions Financial's Debt-to-Asset of 0.05 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Regions Financial and its competitors. Regions Financial's current Debt-to-Asset is 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Regions Financial stock overvalued right now?
Based on GuruFocus' analysis, Regions Financial (MEX:RF) is currently considered Modestly Overvalued. The stock's GF Value™ is MXN435.73, compared to a current price of MXN501.00 — trading 15% above its estimated fair value. The current Debt-to-Asset is 0.05. Regions Financial's overall GF Score™ is 64/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Regions Financial (MEX:RF), the current Debt-to-Asset is 0.05 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Regions Financial (MEX:RF) Overvalued in 2026?

Based on GuruFocus' analysis, Regions Financial stock appears to be overvalued. The current stock price of MXN501.00 is trading 15% above its estimated GF Value™ of MXN435.73. GuruFocus considers Regions Financial to be Modestly Overvalued.

Key valuation signals for MEX:RF:

  • Debt-to-Asset: 0.05
  • GF Value™: MXN435.73 vs. price of MXN501.00 (15% above fair value)
  • GF Score™: 64/100 with 7 warning signs

No single metric tells the full story. See the MEX:RF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Regions Financial Business Description

Address 1900 Fifth Avenue North, Birmingham, AL, USA, 35203
Regions Financial is one of the midsized regional banks in the US, with around $160 billion in total assets as of the end of first quarter of 2026. Headquartered in Birmingham, Alabama, Regions Financial has a footprint mostly in the US Southeast. The bank provides a diversified set of financial services in retail banking, commercial banking, card and treasury management, wealth management, and capital markets.
64GF Score

Get the complete analysis for MEX:RF

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN501.00
Price
MXN435.73
GF Value