Regions Financial (MEX:RF) LT-Debt-to-Total-Asset: 0.02 (As of Mar. 2026)

What is Regions Financial LT-Debt-to-Total-Asset?

Regions Financial MEX:RF 65 LT-Debt-to-Total-Asset is 0.02 as of Mar. 2026. GuruFocus rates MEX:RF with a GF Score™ of 65/100 and a GF Value™ of MXN415.33 (Modestly Overvalued). The stock has 7 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Regions Financial's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.02.

Regions Financial's long-term debt to total assets ratio declined from Mar. 2025 (0.04) to Mar. 2026 (0.02). It may suggest that Regions Financial is progressively becoming less dependent on debt to grow their business.

Regions Financial (MEX:RF) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Regions Financial LT-Debt-to-Total-Asset Related Terms

Regions Financial LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Regions Financial's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Regions Financial LT-Debt-to-Total-Asset Chart

Regions Financial Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.02

0.04

0.03

Regions Financial Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.04	0.03	0.03	0.03	0.02

65GF Score

Regions Financial Corp MEX:RF

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

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Regions Financial LT-Debt-to-Total-Asset Calculation

Regions Financial's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	74435.564	/	2859557.241
	=	0.03

Regions Financial's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	56568.58	/	2898594.233
	=	0.02

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.02 mean?

Regions Financial (MEX:RF) has a LT-Debt-to-Total-Asset of 0.02 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Regions Financial and its competitors.

Is Regions Financial's LT-Debt-to-Total-Asset too high?

Regions Financial's current LT-Debt-to-Total-Asset is 0.02. Overall, Regions Financial has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Regions Financial's LT-Debt-to-Total-Asset compare to KEY and FCNCA?

Regions Financial's LT-Debt-to-Total-Asset of 0.02 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Regions Financial and its competitors. Regions Financial's current LT-Debt-to-Total-Asset is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Regions Financial stock overvalued right now?

Based on GuruFocus' analysis, Regions Financial (MEX:RF) is currently considered Modestly Overvalued. The stock's GF Value™ is MXN415.33, compared to a current price of MXN501.00 — trading 20.6% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.02. Regions Financial's overall GF Score™ is 65/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Regions Financial (MEX:RF), the current LT-Debt-to-Total-Asset is 0.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Regions Financial (MEX:RF) Overvalued in 2026?

Based on GuruFocus' analysis, Regions Financial stock appears to be overvalued. The current stock price of MXN501.00 is trading 20.6% above its estimated GF Value™ of MXN415.33. GuruFocus considers Regions Financial to be Modestly Overvalued.

Key valuation signals for MEX:RF:

LT-Debt-to-Total-Asset: 0.02
GF Value™: MXN415.33 vs. price of MXN501.00 (20.6% above fair value)
GF Score™: 65/100 with 7 warning signs

No single metric tells the full story. See the MEX:RF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Regions Financial Business Description

Industry Financial Services Banks

Comparable Companies KEY FCNCA CFG BAP EWBC MTB PNFP HBAN WBS FHN SHSE:600036 SGX:D05 MIL:UCG NSE:HDFCBANK XPAR:BNP MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK XMAD:CABK

Other Exchanges RFpE.PFD:USA RFpC.PFD:USA RF:USA 0KV3:UK R1FC34:Brazil

Address 1900 Fifth Avenue North, Birmingham, AL, USA, 35203

Website https://www.regions.com

Regions Financial is one of the midsized regional banks in the US, with around $160 billion in total assets as of the end of first quarter of 2026. Headquartered in Birmingham, Alabama, Regions Financial has a footprint mostly in the US Southeast. The bank provides a diversified set of financial services in retail banking, commercial banking, card and treasury management, wealth management, and capital markets.

65GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN501.00

Price

MXN415.33

GF Value

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