Regions FinancialMEX:RF 64 5-Year Yield-on-Cost % is 6.65 as of Jul. 05, 2026, which is 10% above its 10-year median of 6.05. GuruFocus rates MEX:RF with a GF Score™ of 64/100 and a GF Value™ of MXN412.98 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,256 Banks companies, Regions Financial ranks better than 73.57% on this metric.
Regions Financial's yield on cost for the quarter that ended in Mar. 2026 was 6.65.
The historical rank and industry rank for Regions Financial's 5-Year Yield-on-Cost % or its related term are showing as below:
MEX:RF'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.75 Med: 6.05 Max: 13.16
Current: 6.65
During the past 13 years, Regions Financial's highest Yield on Cost was 13.16. The lowest was 2.75. And the median was 6.05.
MEX:RF's 5-Year Yield-on-Cost % is ranked better than 73.57% of 1256
companies
in the Banks industry
Industry Median: 3.905
vs MEX:RF: 6.65
Regions Financial (MEX:RF) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Regions Financial 5-Year Yield-on-Cost % Related Terms
MEX:RF vs KEY, FCNCA, CFG: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Regions Financial's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Regions Financial 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Regions Financial's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Regions Financial's 5-Year Yield-on-Cost % falls into.
Regions Financial 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Regions Financial (MEX:RF) has a 5-Year Yield-on-Cost % of 6.65 as of Jul. 05, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Regions Financial and its competitors. This is 10% above median its historical median of 6.05. Over the past decade, Regions Financial's 5-Year Yield-on-Cost % has ranged from 2.75 to 13.16. According to the industry distribution chart, Regions Financial ranks #332 out of 1256 companies in the Banks industry, placing it in the top 26.4%.
Is Regions Financial's 5-Year Yield-on-Cost % too high?
Regions Financial's current 5-Year Yield-on-Cost % of 6.65 is 10% above median its 10-year median of 6.05. Over the past 10 years, this metric has ranged from a low of 2.75 to a high of 13.16. The Banks industry median 5-Year Yield-on-Cost % is 3.91. Regions Financial's value of 6.65 is 70.3% above this industry median. Based on the distribution chart, Regions Financial ranks #332 out of 1256 companies in the Banks industry, which is above the industry midpoint. Overall, Regions Financial has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Regions Financial's 5-Year Yield-on-Cost % compare to KEY and FCNCA?
According to the Banks industry distribution chart, Regions Financial ranks #332 out of 1256 companies for 5-Year Yield-on-Cost %. This puts Regions Financial in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.91. Regions Financial's value of 6.65 is 70.3% above this benchmark. Historically, Regions Financial's own 5-Year Yield-on-Cost % has ranged from 2.75 to 13.16 over the past decade. While the company's 10-year median is 6.05 vs. the industry median of 3.91, Regions Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.91, based on 1,256 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Regions Financial's current 5-Year Yield-on-Cost % of 6.65 is 70.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Regions Financial and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Regions Financial's current 5-Year Yield-on-Cost % is 6.65, which is 10% above median its own 10-year median of 6.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Regions Financial stock overvalued right now?
Based on GuruFocus' analysis, Regions Financial (MEX:RF) is currently considered Modestly Overvalued. The stock's GF Value™ is MXN412.98, compared to a current price of MXN501.00 — trading 21.3% above its estimated fair value. The current 5-Year Yield-on-Cost % is 6.65, which is 10% above median its 10-year median of 6.05 and 70.3% above the Banks industry median of 3.91. Regions Financial's overall GF Score™ is 64/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Regions Financial (MEX:RF), the current 5-Year Yield-on-Cost % is 6.65 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Regions Financial (MEX:RF) Overvalued in 2026?
Based on GuruFocus' analysis, Regions Financial stock appears to be overvalued.
The current stock price of MXN501.00 is trading 21.3% above its estimated GF Value™ of MXN412.98.
GuruFocus considers Regions Financial to be Modestly Overvalued.
Key valuation signals for MEX:RF:
5-Year Yield-on-Cost %: 6.65 (10% above median its 10-year median of 6.05)
GF Value™: MXN412.98 vs. price of MXN501.00 (21.3% above fair value)
Industry Position: 70.3% above the Banks median (#332 of 1256)
No single metric tells the full story. See the MEX:RF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Regions Financial is one of the midsized regional banks in the US, with around $160 billion in total assets as of the end of first quarter of 2026. Headquartered in Birmingham, Alabama, Regions Financial has a footprint mostly in the US Southeast. The bank provides a diversified set of financial services in retail banking, commercial banking, card and treasury management, wealth management, and capital markets.
64GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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