Regions Financial (MEX:RF) Scaled Net Operating Assets: -0.07 (As of Mar. 2026)


MEX:RF Regions Financial Corp MEX:RF
65 GF Score
Price MXN501.00
GF Value MXN415.33
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Regions Financial Scaled Net Operating Assets?

Regions Financial MEX:RF 65 Scaled Net Operating Assets is -0.07 as of Mar. 2026. GuruFocus rates MEX:RF with a GF Score™ of 65/100 and a GF Value™ of MXN415.33 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Regions Financial's operating assets for the quarter that ended in Mar. 2026 was MXN2,258,073 Mil. Regions Financial's operating liabilities for the quarter that ended in Mar. 2026 was MXN2,466,152 Mil. Regions Financial's Total Assets for the quarter that ended in Dec. 2025 was MXN2,859,557 Mil. Therefore, Regions Financial's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was -0.07.

MEX:RF
65GF Score
Regions Financial Corp MEX:RF
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Regions Financial Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Regions Financial's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(2663169.071-2427654.515)/3280643.319
=0.07

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=2859557.241 - 196388.17
=2663169.071

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=2515594.354 - 74435.564 - 13504.275
=2427654.515

Regions Financial's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(2258072.729-2466152.054)/2859557.241
=-0.07

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=2898594.233 - 640521.504
=2258072.729

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=2558786.034 - 56568.58 - 36065.4
=2466152.054

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.07 mean?
Regions Financial (MEX:RF) has a Scaled Net Operating Assets of -0.07 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Regions Financial and its competitors.
Is Regions Financial's Scaled Net Operating Assets too high?
Regions Financial's current Scaled Net Operating Assets is -0.07. Overall, Regions Financial has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Regions Financial's Scaled Net Operating Assets compare to KEY and FCNCA?
Regions Financial's Scaled Net Operating Assets of -0.07 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Regions Financial and its competitors. Regions Financial's current Scaled Net Operating Assets is -0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Regions Financial stock overvalued right now?
Based on GuruFocus' analysis, Regions Financial (MEX:RF) is currently considered Modestly Overvalued. The stock's GF Value™ is MXN415.33, compared to a current price of MXN501.00 — trading 20.6% above its estimated fair value. The current Scaled Net Operating Assets is -0.07. Regions Financial's overall GF Score™ is 65/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Regions Financial (MEX:RF), the current Scaled Net Operating Assets is -0.07 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Regions Financial (MEX:RF) Overvalued in 2026?

Based on GuruFocus' analysis, Regions Financial stock appears to be overvalued. The current stock price of MXN501.00 is trading 20.6% above its estimated GF Value™ of MXN415.33. GuruFocus considers Regions Financial to be Modestly Overvalued.

Key valuation signals for MEX:RF:

  • Scaled Net Operating Assets: -0.07
  • GF Value™: MXN415.33 vs. price of MXN501.00 (20.6% above fair value)
  • GF Score™: 65/100 with 7 warning signs

No single metric tells the full story. See the MEX:RF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Regions Financial Business Description

Address 1900 Fifth Avenue North, Birmingham, AL, USA, 35203
Regions Financial is one of the midsized regional banks in the US, with around $160 billion in total assets as of the end of first quarter of 2026. Headquartered in Birmingham, Alabama, Regions Financial has a footprint mostly in the US Southeast. The bank provides a diversified set of financial services in retail banking, commercial banking, card and treasury management, wealth management, and capital markets.
65GF Score

Get the complete analysis for MEX:RF

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN501.00
Price
MXN415.33
GF Value