Regions FinancialMEX:RF 65 Net Margin % is 29.85% as of Mar. 2026, which is 10% above its 10-year median of 27.23. GuruFocus rates MEX:RF with a GF Score™ of 65/100 and a GF Value™ of MXN415.33 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,527 Banks companies, Regions Financial ranks better than 58.28% on this metric.
The historical rank and industry rank for Regions Financial's Net Margin % or its related term are showing as below:
MEX:RF'
s Net Margin % Range Over the Past 10 Years
Min: 17.43 Med: 27.23 Max: 39.17
Current: 29.22
MEX:RF's Net Margin % is ranked better than 58.28% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs MEX:RF: 29.22
Regions Financial (MEX:RF) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Regions Financial Net Margin % Related Terms
Regions Financial Net Margin % Historical Data
* Premium members only.
The historical data trend for Regions Financial's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MEX:RF vs KEY, FCNCA, CFG: Net Margin % Comparison
For the Banks - Regional subindustry, Regions Financial's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Regions Financial Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Regions Financial's Net Margin % distribution charts can be found below:
* The bar in red indicates where Regions Financial's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Regions Financial (MEX:RF) has a Net Margin % of 29.85% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Regions Financial and its competitors. This is 10% above median its historical median of 27.23. Over the past decade, Regions Financial's Net Margin % has ranged from 17.43 to 39.17. According to the industry distribution chart, Regions Financial ranks #637 out of 1527 companies in the Banks industry, placing it in the top 41.7%.
Is Regions Financial's Net Margin % too high?
Regions Financial's current Net Margin % of 29.85% is 10% above median its 10-year median of 27.23. Over the past 10 years, this metric has ranged from a low of 17.43 to a high of 39.17. The Banks industry median Net Margin % is 26.95. Regions Financial's value of 29.85% is 10.8% above this industry median. Based on the distribution chart, Regions Financial ranks #637 out of 1527 companies in the Banks industry, which is above the industry midpoint. Overall, Regions Financial has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Regions Financial's Net Margin % compare to KEY and FCNCA?
According to the Banks industry distribution chart, Regions Financial ranks #637 out of 1527 companies for Net Margin %. This puts Regions Financial in the upper half of its industry. The industry median Net Margin % is 26.95. Regions Financial's value of 29.85% is 10.8% above this benchmark. Historically, Regions Financial's own Net Margin % has ranged from 17.43 to 39.17 over the past decade. While the company's 10-year median is 27.23 vs. the industry median of 26.95, Regions Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Regions Financial's current Net Margin % of 29.85% is 10.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Regions Financial and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Regions Financial's current Net Margin % is 29.85%, which is 10% above median its own 10-year median of 27.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Regions Financial stock overvalued right now?
Based on GuruFocus' analysis, Regions Financial (MEX:RF) is currently considered Modestly Overvalued. The stock's GF Value™ is MXN415.33, compared to a current price of MXN501.00 — trading 20.6% above its estimated fair value. The current Net Margin % is 29.85%, which is 10% above median its 10-year median of 27.23 and 10.8% above the Banks industry median of 26.95. Regions Financial's overall GF Score™ is 65/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Regions Financial (MEX:RF), the current Net Margin % is 29.85% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Regions Financial (MEX:RF) Overvalued in 2026?
Based on GuruFocus' analysis, Regions Financial stock appears to be overvalued.
The current stock price of MXN501.00 is trading 20.6% above its estimated GF Value™ of MXN415.33.
GuruFocus considers Regions Financial to be Modestly Overvalued.
Key valuation signals for MEX:RF:
Net Margin %: 29.85% (10% above median its 10-year median of 27.23)
GF Value™: MXN415.33 vs. price of MXN501.00 (20.6% above fair value)
Industry Position: 10.8% above the Banks median (#637 of 1527)
No single metric tells the full story. See the MEX:RF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Regions Financial is one of the midsized regional banks in the US, with around $160 billion in total assets as of the end of first quarter of 2026. Headquartered in Birmingham, Alabama, Regions Financial has a footprint mostly in the US Southeast. The bank provides a diversified set of financial services in retail banking, commercial banking, card and treasury management, wealth management, and capital markets.
65GF Score
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