Regions Financial (MEX:RF) E10: MXN39.22 (As of Mar. 2026)


MEX:RF Regions Financial Corp MEX:RF
65 GF Score
Price MXN501.00
GF Value MXN415.33
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Regions Financial E10?

Regions Financial MEX:RF 65 E10 is MXN39.22 as of Mar. 2026. GuruFocus rates MEX:RF with a GF Score™ of 65/100 and a GF Value™ of MXN415.33 (Modestly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Regions Financial's adjusted earnings per share data for the three months ended in Mar. 2026 was MXN11.180. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is MXN39.22 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Regions Financial's average E10 Growth Rate was 10.30% per year. During the past 3 years, the average E10 Growth Rate was 9.60% per year. During the past 5 years, the average E10 Growth Rate was 13.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Regions Financial was 34.70% per year. The lowest was -114.20% per year. And the median was 6.40% per year.

As of today (2026-06-27), Regions Financial's current stock price is MXN501.00. Regions Financial's E10 for the quarter that ended in Mar. 2026 was MXN39.22. Regions Financial's Shiller PE Ratio of today is 12.77.

During the past 13 years, the highest Shiller PE Ratio of Regions Financial was 31.37. The lowest was 8.54. And the median was 14.29.


Regions Financial  (MEX:RF) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Regions Financial's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=501.00/39.22
=12.77

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Regions Financial was 31.37. The lowest was 8.54. And the median was 14.29.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Regions Financial E10 Related Terms


Regions Financial E10 Historical Data

* Premium members only.

The historical data trend for Regions Financial's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Regions Financial E10 Chart

Regions Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 28.84 34.21 37.21 33.26 36.50

Regions Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 37.00 32.87 37.12 36.50 39.22

MEX:RF vs KEY, FCNCA, CFG: E10 Comparison

For the Banks - Regional subindustry, Regions Financial's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Regions Financial Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Regions Financial's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Regions Financial's Shiller PE Ratio falls into.


MEX:RF
65GF Score
Regions Financial Corp MEX:RF
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Regions Financial E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Regions Financial's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=11.18/330.2130*330.2130
=11.180

Current CPI (Mar. 2026) = 330.2130.

Regions Financial Quarterly Data

per share eps CPI Adj_EPS
201606 3.699 241.018 5.068
201609 4.641 241.428 6.348
201612 4.742 241.432 6.486
201703 4.331 243.801 5.866
201706 4.519 244.955 6.092
201709 4.537 246.819 6.070
201712 5.303 246.524 7.103
201803 6.359 249.554 8.414
201806 6.288 251.989 8.240
201809 9.352 252.439 12.233
201812 7.265 251.233 9.549
201903 7.177 254.202 9.323
201906 7.107 256.143 9.162
201909 7.699 256.759 9.902
201912 7.167 256.974 9.210
202003 3.283 258.115 4.200
202006 -5.771 257.797 -7.392
202009 11.487 260.280 14.573
202012 12.134 260.474 15.383
202103 12.878 264.877 16.055
202106 15.328 271.696 18.629
202109 13.365 274.310 16.089
202112 8.821 278.802 10.448
202203 10.951 287.504 12.578
202206 11.870 296.311 13.228
202209 8.649 296.808 9.622
202212 13.647 296.797 15.183
202303 11.175 301.836 12.226
202306 10.115 305.109 10.947
202309 8.535 307.789 9.157
202312 6.620 306.746 7.126
202403 6.141 312.332 6.493
202406 9.526 314.175 10.012
202409 9.648 315.301 10.104
202412 11.679 315.605 12.220
202503 10.434 319.799 10.774
202506 11.109 322.561 11.373
202509 11.190 324.800 11.376
202512 10.443 324.054 10.641
202603 11.180 330.213 11.180

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of MXN39.22 mean?
Regions Financial (MEX:RF) has a E10 of MXN39.22 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Regions Financial and its competitors.
Is Regions Financial's E10 too high?
Regions Financial's current E10 is MXN39.22. Overall, Regions Financial has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Regions Financial's E10 compare to KEY and FCNCA?
Regions Financial's E10 of MXN39.22 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Regions Financial and its competitors. Regions Financial's current E10 is MXN39.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Regions Financial stock overvalued right now?
Based on GuruFocus' analysis, Regions Financial (MEX:RF) is currently considered Modestly Overvalued. The stock's GF Value™ is MXN415.33, compared to a current price of MXN501.00 — trading 20.6% above its estimated fair value. The current E10 is MXN39.22. Regions Financial's overall GF Score™ is 65/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Regions Financial (MEX:RF), the current E10 is MXN39.22 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Regions Financial (MEX:RF) Overvalued in 2026?

Based on GuruFocus' analysis, Regions Financial stock appears to be overvalued. The current stock price of MXN501.00 is trading 20.6% above its estimated GF Value™ of MXN415.33. GuruFocus considers Regions Financial to be Modestly Overvalued.

Key valuation signals for MEX:RF:

  • E10: MXN39.22
  • GF Value™: MXN415.33 vs. price of MXN501.00 (20.6% above fair value)
  • GF Score™: 65/100 with 7 warning signs

No single metric tells the full story. See the MEX:RF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Regions Financial Business Description

Address 1900 Fifth Avenue North, Birmingham, AL, USA, 35203
Regions Financial is one of the midsized regional banks in the US, with around $160 billion in total assets as of the end of first quarter of 2026. Headquartered in Birmingham, Alabama, Regions Financial has a footprint mostly in the US Southeast. The bank provides a diversified set of financial services in retail banking, commercial banking, card and treasury management, wealth management, and capital markets.
65GF Score

Get the complete analysis for MEX:RF

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN501.00
Price
MXN415.33
GF Value