Regions Financial (MEX:RF) Retained Earnings: MXN189,650 Mil (As of Mar. 2026)


MEX:RF Regions Financial Corp MEX:RF
64 GF Score
Price MXN501.00
GF Value MXN473.45
Valuation Fairly Valued
! 7 Warning Signs
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What is Regions Financial Retained Earnings?

Regions Financial MEX:RF 64 Retained Earnings is MXN189,650 Mil as of Mar. 2026. GuruFocus rates MEX:RF with a GF Score™ of 64/100 and a GF Value™ of MXN473.45 (Fairly Valued). The stock has 7 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Regions Financial's retained earnings for the quarter that ended in Mar. 2026 was MXN189,650 Mil.

Regions Financial's quarterly retained earnings increased from Sep. 2025 (MXN182,011 Mil) to Dec. 2025 (MXN183,748 Mil) and increased from Dec. 2025 (MXN183,748 Mil) to Mar. 2026 (MXN189,650 Mil).

Regions Financial's annual retained earnings increased from Dec. 2023 (MXN138,951 Mil) to Dec. 2024 (MXN188,953 Mil) but then declined from Dec. 2024 (MXN188,953 Mil) to Dec. 2025 (MXN183,748 Mil).


Regions Financial  (MEX:RF) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Regions Financial Retained Earnings Historical Data

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The historical data trend for Regions Financial's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Regions Financial Retained Earnings Chart

Regions Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 113,852.70 136,549.98 138,951.19 188,952.64 183,748.17

Regions Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 190,240.80 180,929.78 182,011.15 183,748.17 189,649.91
MEX:RF
64GF Score
Regions Financial Corp MEX:RF
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Regions Financial Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of MXN189,650 Mil mean?
Regions Financial (MEX:RF) has a Retained Earnings of MXN189,650 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Regions Financial and its competitors.
Is Regions Financial's Retained Earnings too high?
Regions Financial's current Retained Earnings is MXN189,650 Mil. Overall, Regions Financial has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Regions Financial's Retained Earnings compare to KEY and FCNCA?
Regions Financial's Retained Earnings of MXN189,650 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Regions Financial and its competitors. Regions Financial's current Retained Earnings is MXN189,650 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Regions Financial stock overvalued right now?
Based on GuruFocus' analysis, Regions Financial (MEX:RF) is currently considered Fairly Valued. The stock's GF Value™ is MXN473.45, compared to a current price of MXN501.00 — trading 5.8% above its estimated fair value. The current Retained Earnings is MXN189,650 Mil. Regions Financial's overall GF Score™ is 64/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Regions Financial (MEX:RF), the current Retained Earnings is MXN189,650 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Regions Financial (MEX:RF) Overvalued in 2026?

Based on GuruFocus' analysis, Regions Financial stock appears to be overvalued. The current stock price of MXN501.00 is trading 5.8% above its estimated GF Value™ of MXN473.45. GuruFocus considers Regions Financial to be Fairly Valued.

Key valuation signals for MEX:RF:

  • Retained Earnings: MXN189,650 Mil
  • GF Value™: MXN473.45 vs. price of MXN501.00 (5.8% above fair value)
  • GF Score™: 64/100 with 7 warning signs

No single metric tells the full story. See the MEX:RF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Regions Financial Business Description

Address 1900 Fifth Avenue North, Birmingham, AL, USA, 35203
Regions Financial is one of the midsized regional banks in the US, with around $160 billion in total assets as of the end of first quarter of 2026. Headquartered in Birmingham, Alabama, Regions Financial has a footprint mostly in the US Southeast. The bank provides a diversified set of financial services in retail banking, commercial banking, card and treasury management, wealth management, and capital markets.
64GF Score

Get the complete analysis for MEX:RF

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN501.00
Price
MXN473.45
GF Value