Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
As of today (2026-08-29), Regions Financial's Intrinsic Value: Projected FCF is MXN731.76. The stock price of Regions Financial is MXN501.00. Therefore, Regions Financial's Price-to-Intrinsic-Value-Projected-FCF of today is 0.7.
The historical rank and industry rank for Regions Financial's Intrinsic Value: Projected FCF or its related term are showing as below:
MEX:RF'
s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.22 Med: 0.47 Max: 0.68
Current: 0.68
During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Regions Financial was 0.68. The lowest was 0.22. And the median was 0.47.
MEX:RF's Price-to-Projected-FCF is ranked worse than 60.87% of 1293
companies
in the Banks industry
Industry Median: 0.59
vs MEX:RF: 0.68
Regions Financial (MEX:RF) Intrinsic Value: Projected FCF Explanation
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
Regions Financial's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF
=
Share Price
/
Intrinsic Value: Projected FCF
=
501.00
/
800.68629227597
=
0.63
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Regions Financial Intrinsic Value: Projected FCF Related Terms
Regions Financial Intrinsic Value: Projected FCF Historical Data
* Premium members only.
The historical data trend for Regions Financial's Intrinsic Value: Projected FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Regions Financial Intrinsic Value: Projected FCF Chart
MEX:RF vs FCNCA, KEY, CFG: Intrinsic Value: Projected FCF Comparison
For the Banks - Regional subindustry, Regions Financial's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Regions Financial Price-to-Projected-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Regions Financial's Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where Regions Financial's Price-to-Projected-FCF falls into.
Regions Financial Intrinsic Value: Projected FCF Calculation
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Intrinsic Value: Projected FCF of MXN731.76 mean?
Regions Financial (MEX:RF) has a Intrinsic Value: Projected FCF of MXN731.76 as of Aug. 29, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Regions Financial and its competitors. According to the industry distribution chart, Regions Financial ranks #787 out of 1293 companies in the Banks industry, placing it in the top 60.9%.
Is Regions Financial's Intrinsic Value: Projected FCF too high?
Regions Financial's current Intrinsic Value: Projected FCF is MXN731.76. Based on the distribution chart, Regions Financial ranks #787 out of 1293 companies in the Banks industry, which is below the industry midpoint. Overall, Regions Financial has a GF Score™ of 71/100, reflecting its overall financial health beyond just this single metric.
How does Regions Financial's Intrinsic Value: Projected FCF compare to FCNCA and KEY?
According to the Banks industry distribution chart, Regions Financial ranks #787 out of 1293 companies for Intrinsic Value: Projected FCF. This places Regions Financial in the lower half of its industry. The industry median Intrinsic Value: Projected FCF is 0.59. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for a Banks company?
The median Intrinsic Value: Projected FCF among Banks companies is 0.59, based on 1,293 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Regions Financial and its competitors. For the Banks industry, the median Intrinsic Value: Projected FCF is 0.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Regions Financial's current Intrinsic Value: Projected FCF is MXN731.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Regions Financial stock overvalued right now?
Regions Financial (MEX:RF) has a current Intrinsic Value: Projected FCF of MXN731.76. The stock's GF Value™ is MXN438.23, compared to a current price of MXN501.00 — trading 14.3% above its estimated fair value. The current Intrinsic Value: Projected FCF is MXN731.76. Regions Financial's overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For Regions Financial (MEX:RF), the current Intrinsic Value: Projected FCF is MXN731.76 as of Aug. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Regions Financial (MEX:RF) Overvalued in 2026?
Based on GuruFocus' analysis, Regions Financial stock appears to be overvalued.
The current stock price of MXN501.00 is trading 14.3% above its estimated GF Value™ of MXN438.23.
Key valuation signals for MEX:RF:
Intrinsic Value: Projected FCF: MXN731.76
GF Value™: MXN438.23 vs. price of MXN501.00 (14.3% above fair value)
No single metric tells the full story. See the MEX:RF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Regions Financial is one of the midsized regional banks in the US, with around $160 billion in total assets as of the end of first quarter of 2026. Headquartered in Birmingham, Alabama, Regions Financial has a footprint mostly in the US Southeast. The bank provides a diversified set of financial services in retail banking, commercial banking, card and treasury management, wealth management, and capital markets.
71GF Score
Get the complete analysis for MEX:RF
Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
MEX:RF has been successfully added to your 
