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Jubilee HoldingsNAI:JUB +0.90%75 Cyclically Adjusted PS Ratio is 0.83 as of Aug. 13, 2026, which is 11% above its 10-year median of 0.75. GuruFocus rates NAI:JUB with a GF Score™ of 75/100 and a GF Value™ of KES313.53 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 416 Insurance companies, Jubilee Holdings ranks better than 65.87% on this metric.
The historical rank and industry rank for Jubilee Holdings's Cyclically Adjusted PS Ratio or its related term are showing as below:
NAI:JUB'
s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.33 Med: 0.75 Max: 2.17
Current: 0.85
During the past 13 years, Jubilee Holdings's highest Cyclically Adjusted PS Ratio was 2.17. The lowest was 0.33. And the median was 0.75.
NAI:JUB's Cyclically Adjusted PS Ratio is ranked better than 65.87% of 416
companies
in the Insurance industry
Industry Median: 1.205
vs NAI:JUB: 0.85
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.
Jubilee Holdings's adjusted revenue per share data of for the fiscal year that ended in Dec25 was KES482.242. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is KES477.54 for the trailing ten years ended in Dec25.
Shiller PE for Stocks: The True Measure of Stock Valuation
Jubilee Holdings (NAI:JUB) Cyclically Adjusted PS Ratio Explanation
Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.
Jubilee Holdings Cyclically Adjusted PS Ratio Related Terms
Jubilee Holdings Cyclically Adjusted PS Ratio Historical Data
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The historical data trend for Jubilee Holdings's Cyclically Adjusted PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jubilee Holdings Cyclically Adjusted PS Ratio Chart
NAI:JUB vs BRK.A, AIG, HIG: Cyclically Adjusted PS Ratio Comparison
For the Insurance - Diversified subindustry, Jubilee Holdings's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jubilee Holdings Cyclically Adjusted PS Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Jubilee Holdings's Cyclically Adjusted PS Ratio distribution charts can be found below:
* The bar in red indicates where Jubilee Holdings's Cyclically Adjusted PS Ratio falls into.
Jubilee Holdings Cyclically Adjusted PS Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.
Jubilee Holdings's Cyclically Adjusted PS Ratio for today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PS Ratio of 0.83 mean?
Jubilee Holdings (NAI:JUB) has a Cyclically Adjusted PS Ratio of 0.83 as of Aug. 13, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Jubilee Holdings and its competitors. This is 11% above median its historical median of 0.75. Over the past decade, Jubilee Holdings' Cyclically Adjusted PS Ratio has ranged from 0.33 to 2.17. According to the industry distribution chart, Jubilee Holdings ranks #142 out of 416 companies in the Insurance industry, placing it in the top 34.1%.
Is Jubilee Holdings' Cyclically Adjusted PS Ratio too high?
Jubilee Holdings' current Cyclically Adjusted PS Ratio of 0.83 is 11% above median its 10-year median of 0.75. Over the past 10 years, this metric has ranged from a low of 0.33 to a high of 2.17. The Insurance industry median Cyclically Adjusted PS Ratio is 1.21. Jubilee Holdings' value of 0.83 is 31.1% below this industry median. Based on the distribution chart, Jubilee Holdings ranks #142 out of 416 companies in the Insurance industry, which is above the industry midpoint. Overall, Jubilee Holdings has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jubilee Holdings' Cyclically Adjusted PS Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Jubilee Holdings ranks #142 out of 416 companies for Cyclically Adjusted PS Ratio. This puts Jubilee Holdings in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 1.21. Jubilee Holdings' value of 0.83 is 31.1% below this benchmark. Historically, Jubilee Holdings' own Cyclically Adjusted PS Ratio has ranged from 0.33 to 2.17 over the past decade. While the company's 10-year median is 0.75 vs. the industry median of 1.21, Jubilee Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.21, based on 416 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jubilee Holdings's current Cyclically Adjusted PS Ratio of 0.83 is 31.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Jubilee Holdings and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jubilee Holdings's current Cyclically Adjusted PS Ratio is 0.83, which is 11% above median its own 10-year median of 0.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jubilee Holdings stock overvalued right now?
Based on GuruFocus' analysis, Jubilee Holdings (NAI:JUB) is currently considered Modestly Overvalued. The stock's GF Value™ is KES313.53, compared to a current price of KES394.25 — trading 25.7% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.83, which is 11% above median its 10-year median of 0.75 and 31.1% below the Insurance industry median of 1.21. Jubilee Holdings' overall GF Score™ is 75/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Jubilee Holdings (NAI:JUB), the current Cyclically Adjusted PS Ratio is 0.83 as of Aug. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jubilee Holdings (NAI:JUB) Overvalued in 2026?
Based on GuruFocus' analysis, Jubilee Holdings stock appears to be overvalued.
The current stock price of KES394.25 is trading 25.7% above its estimated GF Value™ of KES313.53.
GuruFocus considers Jubilee Holdings to be Modestly Overvalued.
Key valuation signals for NAI:JUB:
Cyclically Adjusted PS Ratio: 0.83 (11% above median its 10-year median of 0.75)
GF Value™: KES313.53 vs. price of KES394.25 (25.7% above fair value)
Industry Position: 31.1% below the Insurance median (#142 of 416)
No single metric tells the full story. See the NAI:JUB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jubilee Holdings Ltd is an insurance company. The Company, through its subsidiaries and associates, provides Life insurance, Health insurance, and property and casualty insurance, retirement products, and broader financial-related services to customers in Kenya, Uganda, Tanzania, Burundi, and Mauritius. It also owns investment companies and financial advisory companies in Kenya, Uganda, Mauritius, Tanzania and Burundi. The company's segment includes General; Health; Ordinary, Group Life and Pensions and Investments. It generates maximum revenue from the Health segment.
75GF Score
Get the complete analysis for NAI:JUB
Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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