Jubilee Holdings (NAI:JUB) Interest Expense: KES-153 Mil (TTM As of Dec. 2025)

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NAI:JUB Jubilee Holdings Ltd NAI:JUB
75 GF Score
Price KES375.50
GF Value KES311.44
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Jubilee Holdings Interest Expense?

Jubilee Holdings NAI:JUB -0.46% 75 Interest Expense is KES-153 Mil as of Dec. 2025. GuruFocus rates NAI:JUB with a GF Score™ of 75/100 and a GF Value™ of KES311.44 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Jubilee Holdings's interest expense for the six months ended in Dec. 2025 was KES -153 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was KES-153 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Jubilee Holdings's Operating Income for the six months ended in Dec. 2025 was KES 7,338 Mil. Jubilee Holdings's Interest Expense for the six months ended in Dec. 2025 was KES -153 Mil. Jubilee Holdings's Interest Coverage for the quarter that ended in Dec. 2025 was 47.86. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Jubilee Holdings  (NAI:JUB) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Jubilee Holdings's Interest Expense for the six months ended in Dec. 2025 was KES-153 Mil. Its EBIT for the six months ended in Dec. 2025 was KES7,338 Mil. And its Long-Term Debt & Capital Lease Obligation for the six months ended in Dec. 2025 was KES298 Mil.

Jubilee Holdings's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Interest Coverage=-1* EBIT (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*7337.752/-153.332
=47.86

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.


Jubilee Holdings Interest Expense Historical Data

* Premium members only.

The historical data trend for Jubilee Holdings's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jubilee Holdings Interest Expense Chart

Jubilee Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -108.73 -263.03 -319.68 -253.31 -153.33

Jubilee Holdings Semi-Annual Data
Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -108.73 -263.03 -319.68 -253.31 -153.33
NAI:JUB
75GF Score
Jubilee Holdings Ltd NAI:JUB
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Jubilee Holdings Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 was KES-153 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of KES-153 Mil mean?
Jubilee Holdings (NAI:JUB) has a Interest Expense of KES-153 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on Jubilee Holdings and its competitors.
Is Jubilee Holdings' Interest Expense too high?
Jubilee Holdings' current Interest Expense is KES-153 Mil. Overall, Jubilee Holdings has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jubilee Holdings' Interest Expense compare to BRK.A and AIG?
Jubilee Holdings' Interest Expense of KES-153 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for an Insurance company?
A good Interest Expense depends on the Insurance industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Jubilee Holdings and its competitors. Jubilee Holdings's current Interest Expense is KES-153 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jubilee Holdings stock overvalued right now?
Based on GuruFocus' analysis, Jubilee Holdings (NAI:JUB) is currently considered Modestly Overvalued. The stock's GF Value™ is KES311.44, compared to a current price of KES375.50 — trading 20.6% above its estimated fair value. The current Interest Expense is KES-153 Mil. Jubilee Holdings' overall GF Score™ is 75/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Jubilee Holdings (NAI:JUB), the current Interest Expense is KES-153 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jubilee Holdings (NAI:JUB) Overvalued in 2026?

Based on GuruFocus' analysis, Jubilee Holdings stock appears to be overvalued. The current stock price of KES375.50 is trading 20.6% above its estimated GF Value™ of KES311.44. GuruFocus considers Jubilee Holdings to be Modestly Overvalued.

Key valuation signals for NAI:JUB:

  • Interest Expense: KES-153 Mil
  • GF Value™: KES311.44 vs. price of KES375.50 (20.6% above fair value)
  • GF Score™: 75/100 with 6 warning signs

No single metric tells the full story. See the NAI:JUB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jubilee Holdings Business Description

Address Upper hill, Kilimanjaro avenue, P.O. Box 30376, Nairobi, KEN, 00100
Jubilee Holdings Ltd is an insurance company. The Company, through its subsidiaries and associates, provides Life insurance, Health insurance, and property and casualty insurance, retirement products, and broader financial-related services to customers in Kenya, Uganda, Tanzania, Burundi, and Mauritius. It also owns investment companies and financial advisory companies in Kenya, Uganda, Mauritius, Tanzania and Burundi. The company's segment includes General; Health; Ordinary, Group Life and Pensions and Investments. It generates maximum revenue from the Health segment.
75GF Score

Get the complete analysis for NAI:JUB

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES375.50
Price
KES311.44
GF Value