Jubilee Holdings (NAI:JUB) Enterprise Value: KES18,225 Mil (As of Jul. 08, 2026) ***


NAI:JUB Jubilee Holdings Ltd NAI:JUB
76 GF Score
Price KES382.75
GF Value KES309.34
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Jubilee Holdings Enterprise Value?

Jubilee Holdings NAI:JUB +0.20% 76 Enterprise Value is KES18,225 Mil as of Jul. 08, 2026. GuruFocus rates NAI:JUB with a GF Score™ of 76/100 and a GF Value™ of KES309.34 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Jubilee Holdings's Enterprise Value is KES18,225 Mil. Jubilee Holdings's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was KES7,338 Mil. Therefore, Jubilee Holdings's EV-to-EBIT ratio for today is 2.48.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Jubilee Holdings's Enterprise Value is KES18,225 Mil. Jubilee Holdings's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was KES7,705 Mil. Therefore, Jubilee Holdings's EV-to-EBITDA ratio for today is 2.37.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Jubilee Holdings's Enterprise Value is KES18,225 Mil. Jubilee Holdings's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was KES34,950 Mil. Therefore, Jubilee Holdings's EV-to-Revenue ratio for today is 0.52.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Jubilee Holdings's Enterprise Value is KES18,225 Mil. Jubilee Holdings's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was KES7,504 Mil. Therefore, Jubilee Holdings's EV-to-OCF ratio for today is 2.43.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Jubilee Holdings's Enterprise Value is KES18,225 Mil. Jubilee Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was KES6,942 Mil. Therefore, Jubilee Holdings's EV-to-FCF ratio for today is 2.63.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Jubilee Holdings  (NAI:JUB) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

Jubilee Holdings's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=18225.163/7337.752
=2.48

Jubilee Holdings's current Enterprise Value is KES18,225 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Jubilee Holdings's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was KES7,338 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

Jubilee Holdings's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=18225.163/7704.714
=2.37

Jubilee Holdings's current Enterprise Value is KES18,225 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Jubilee Holdings's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was KES7,705 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Jubilee Holdings's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=18225.163/34949.552
=0.52

Jubilee Holdings's current Enterprise Value is KES18,225 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Jubilee Holdings's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was KES34,950 Mil.

4. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Jubilee Holdings's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=18225.163/7503.664
=2.43

Jubilee Holdings's current Enterprise Value is KES18,225 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Jubilee Holdings's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was KES7,504 Mil.

5. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Jubilee Holdings's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=18225.163/6941.979
=2.63

Jubilee Holdings's current Enterprise Value is KES18,225 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Jubilee Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was KES6,942 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Jubilee Holdings Enterprise Value Related Terms


Jubilee Holdings Enterprise Value Historical Data

* Premium members only.

The historical data trend for Jubilee Holdings's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jubilee Holdings Enterprise Value Chart

Jubilee Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 21,210.41 10,677.37 5,976.71 3,740.65 14,764.60

Jubilee Holdings Semi-Annual Data
Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21,210.41 10,677.37 5,976.71 3,740.65 14,764.60

NAI:JUB vs BRK.A, AIG, HIG: Enterprise Value Comparison

For the Insurance - Diversified subindustry, Jubilee Holdings's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jubilee Holdings Enterprise Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Jubilee Holdings's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Jubilee Holdings's Enterprise Value falls into.


NAI:JUB
76GF Score
Jubilee Holdings Ltd NAI:JUB
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Jubilee Holdings Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Jubilee Holdings's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Jubilee Holdings's Enterprise Value for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of KES18,225 Mil mean?
Jubilee Holdings (NAI:JUB) has a Enterprise Value of KES18,225 Mil as of Jul. 08, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Jubilee Holdings and its competitors.
Is Jubilee Holdings' Enterprise Value too high?
Jubilee Holdings' current Enterprise Value is KES18,225 Mil. Overall, Jubilee Holdings has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jubilee Holdings' Enterprise Value compare to BRK.A and AIG?
Jubilee Holdings' Enterprise Value of KES18,225 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for an Insurance company?
A good Enterprise Value depends on the Insurance industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Jubilee Holdings and its competitors. Jubilee Holdings's current Enterprise Value is KES18,225 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jubilee Holdings stock overvalued right now?
Based on GuruFocus' analysis, Jubilee Holdings (NAI:JUB) is currently considered Modestly Overvalued. The stock's GF Value™ is KES309.34, compared to a current price of KES382.75 — trading 23.7% above its estimated fair value. The current Enterprise Value is KES18,225 Mil. Jubilee Holdings' overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Jubilee Holdings (NAI:JUB), the current Enterprise Value is KES18,225 Mil as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jubilee Holdings (NAI:JUB) Overvalued in 2026?

Based on GuruFocus' analysis, Jubilee Holdings stock appears to be overvalued. The current stock price of KES382.75 is trading 23.7% above its estimated GF Value™ of KES309.34. GuruFocus considers Jubilee Holdings to be Modestly Overvalued.

Key valuation signals for NAI:JUB:

  • Enterprise Value: KES18,225 Mil
  • GF Value™: KES309.34 vs. price of KES382.75 (23.7% above fair value)
  • GF Score™: 76/100 with 6 warning signs

No single metric tells the full story. See the NAI:JUB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jubilee Holdings Business Description

Address Upper hill, Kilimanjaro avenue, P.O. Box 30376, Nairobi, KEN, 00100
Jubilee Holdings Ltd is an insurance company. The Company, through its subsidiaries and associates, provides Life insurance, Health insurance, and property and casualty insurance, retirement products, and broader financial-related services to customers in Kenya, Uganda, Tanzania, Burundi, and Mauritius. It also owns investment companies and financial advisory companies in Kenya, Uganda, Mauritius, Tanzania and Burundi. The company's segment includes General; Health; Ordinary, Group Life and Pensions and Investments. It generates maximum revenue from the Health segment.
76GF Score

Get the complete analysis for NAI:JUB

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES382.75
Price
KES309.34
GF Value