Jubilee Holdings (NAI:JUB) ROE % Adjusted to Book Value: 24.98% (As of Dec. 2025)


NAI:JUB Jubilee Holdings Ltd NAI:JUB
76 GF Score
Price KES381.25
GF Value KES309.92
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Jubilee Holdings ROE % Adjusted to Book Value?

Jubilee Holdings NAI:JUB -0.13% 76 ROE % Adjusted to Book Value is 24.98% as of Dec. 2025. GuruFocus rates NAI:JUB with a GF Score™ of 76/100 and a GF Value™ of KES309.92 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Jubilee Holdings's ROE % for the quarter that ended in Dec. 2025 was 11.24%. Jubilee Holdings's PB Ratio for the quarter that ended in Dec. 2025 was 0.45. Jubilee Holdings's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 24.98%.


Jubilee Holdings ROE % Adjusted to Book Value Related Terms


Jubilee Holdings ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Jubilee Holdings's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jubilee Holdings ROE % Adjusted to Book Value Chart

Jubilee Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 31.03 39.88 19.41 37.62 24.98

Jubilee Holdings Semi-Annual Data
Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 31.03 39.88 19.41 37.62 24.98

NAI:JUB vs BRK.A, AIG, HIG: ROE % Adjusted to Book Value Comparison

For the Insurance - Diversified subindustry, Jubilee Holdings's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jubilee Holdings ROE % Adjusted to Book Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Jubilee Holdings's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Jubilee Holdings's ROE % Adjusted to Book Value falls into.


NAI:JUB
76GF Score
Jubilee Holdings Ltd NAI:JUB
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Jubilee Holdings ROE % Adjusted to Book Value Calculation

Jubilee Holdings's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=11.24% / 0.45
=24.98%

Jubilee Holdings's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=11.24% / 0.45
=24.98%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 24.98% mean?
Jubilee Holdings (NAI:JUB) has a ROE % Adjusted to Book Value of 24.98% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Jubilee Holdings and its competitors.
Is Jubilee Holdings' ROE % Adjusted to Book Value too high?
Jubilee Holdings' current ROE % Adjusted to Book Value is 24.98%. Overall, Jubilee Holdings has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jubilee Holdings' ROE % Adjusted to Book Value compare to BRK.A and AIG?
Jubilee Holdings' ROE % Adjusted to Book Value of 24.98% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Jubilee Holdings and its competitors. Jubilee Holdings's current ROE % Adjusted to Book Value is 24.98%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jubilee Holdings stock overvalued right now?
Based on GuruFocus' analysis, Jubilee Holdings (NAI:JUB) is currently considered Modestly Overvalued. The stock's GF Value™ is KES309.92, compared to a current price of KES381.25 — trading 23% above its estimated fair value. The current ROE % Adjusted to Book Value is 24.98%. Jubilee Holdings' overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Jubilee Holdings (NAI:JUB), the current ROE % Adjusted to Book Value is 24.98% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jubilee Holdings (NAI:JUB) Overvalued in 2026?

Based on GuruFocus' analysis, Jubilee Holdings stock appears to be overvalued. The current stock price of KES381.25 is trading 23% above its estimated GF Value™ of KES309.92. GuruFocus considers Jubilee Holdings to be Modestly Overvalued.

Key valuation signals for NAI:JUB:

  • ROE % Adjusted to Book Value: 24.98%
  • GF Value™: KES309.92 vs. price of KES381.25 (23% above fair value)
  • GF Score™: 76/100 with 6 warning signs

No single metric tells the full story. See the NAI:JUB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jubilee Holdings Business Description

Address Upper hill, Kilimanjaro avenue, P.O. Box 30376, Nairobi, KEN, 00100
Jubilee Holdings Ltd is an insurance company. The Company, through its subsidiaries and associates, provides Life insurance, Health insurance, and property and casualty insurance, retirement products, and broader financial-related services to customers in Kenya, Uganda, Tanzania, Burundi, and Mauritius. It also owns investment companies and financial advisory companies in Kenya, Uganda, Mauritius, Tanzania and Burundi. The company's segment includes General; Health; Ordinary, Group Life and Pensions and Investments. It generates maximum revenue from the Health segment.
76GF Score

Get the complete analysis for NAI:JUB

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES381.25
Price
KES309.92
GF Value