Jubilee Holdings (NAI:JUB) Dividend Payout Ratio: 0.17 (As of Dec. 2025) — Near Median


NAI:JUB Jubilee Holdings Ltd NAI:JUB
76 GF Score
Price KES381.25
GF Value KES309.92
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Jubilee Holdings Dividend Payout Ratio?

Jubilee Holdings NAI:JUB -0.13% 76 Dividend Payout Ratio is 0.17 as of Dec. 2025, which is 6% below its 10-year median of 0.18. GuruFocus rates NAI:JUB with a GF Score™ of 76/100 and a GF Value™ of KES309.92 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 335 Insurance companies, Jubilee Holdings ranks better than 81.79% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Jubilee Holdings's Dividend Payout Ratio for the months ended in Dec. 2025 was 0.17.

The historical rank and industry rank for Jubilee Holdings's Dividend Payout Ratio or its related term are showing as below:

NAI:JUB' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.14   Med: 0.18   Max: 0.35
Current: 0.17

During the past 13 years, the highest Dividend Payout Ratio of Jubilee Holdings was 0.35. The lowest was 0.14. And the median was 0.18.

NAI:JUB's Dividend Payout Ratio is ranked better than
81.79% of 335 companies
in the Insurance industry
Industry Median: 0.38 vs NAI:JUB: 0.17

As of today (2026-07-13), the Dividend Yield % of Jubilee Holdings is 3.93%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Jubilee Holdings was 7.74%. The lowest was 1.46%. And the median was 3.44%.

Jubilee Holdings's Dividends per Share for the months ended in Dec. 2025 was KES13.50.

During the past 12 months, Jubilee Holdings's average Dividends Per Share Growth Rate was 12.50% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 14.50% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 8.90% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 4.70% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Jubilee Holdings was 37.50% per year. The lowest was -19.10% per year. And the median was 10.10% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Jubilee Holdings (NAI:JUB) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Jubilee Holdings Dividend Payout Ratio Related Terms

Jubilee Holdings Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Jubilee Holdings's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jubilee Holdings Dividend Payout Ratio Chart

Jubilee Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.17 0.18 0.29 0.18 0.17

Jubilee Holdings Semi-Annual Data
Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.17 0.18 0.29 0.18 0.17

NAI:JUB vs BRK.A, AIG, HIG: Dividend Payout Ratio Comparison

For the Insurance - Diversified subindustry, Jubilee Holdings's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Jubilee Holdings Dividend Payout Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Jubilee Holdings's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Jubilee Holdings's Dividend Payout Ratio falls into.


NAI:JUB
76GF Score
Jubilee Holdings Ltd NAI:JUB
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jubilee Holdings Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Jubilee Holdings's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=13.5/ 77.868
=0.17

Jubilee Holdings's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2025 )/ EPS without NRI (Q: Dec. 2025 )
=13.5/ 77.868
=0.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.17 mean?
Jubilee Holdings (NAI:JUB) has a Dividend Payout Ratio of 0.17 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Jubilee Holdings and its competitors. This is near median its historical median of 0.18. Over the past decade, Jubilee Holdings' Dividend Payout Ratio has ranged from 0.14 to 0.35. According to the industry distribution chart, Jubilee Holdings ranks #61 out of 335 companies in the Insurance industry, placing it in the top 18.2%.
Is Jubilee Holdings' Dividend Payout Ratio too high?
Jubilee Holdings' current Dividend Payout Ratio of 0.17 is near median its 10-year median of 0.18. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 0.35. The Insurance industry median Dividend Payout Ratio is 0.38. Jubilee Holdings' value of 0.17 is 55.3% below this industry median. Based on the distribution chart, Jubilee Holdings ranks #61 out of 335 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Jubilee Holdings has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jubilee Holdings' Dividend Payout Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Jubilee Holdings ranks #61 out of 335 companies for Dividend Payout Ratio. This places Jubilee Holdings in the top 18% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.38. Jubilee Holdings' value of 0.17 is 55.3% below this benchmark. Historically, Jubilee Holdings' own Dividend Payout Ratio has ranged from 0.14 to 0.35 over the past decade. While the company's 10-year median is 0.18 vs. the industry median of 0.38, Jubilee Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Insurance company?
The median Dividend Payout Ratio among Insurance companies is 0.38, based on 335 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jubilee Holdings's current Dividend Payout Ratio of 0.17 is 55.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Jubilee Holdings and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jubilee Holdings's current Dividend Payout Ratio is 0.17, which is near median its own 10-year median of 0.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jubilee Holdings stock overvalued right now?
Based on GuruFocus' analysis, Jubilee Holdings (NAI:JUB) is currently considered Modestly Overvalued. The stock's GF Value™ is KES309.92, compared to a current price of KES381.25 — trading 23% above its estimated fair value. The current Dividend Payout Ratio is 0.17, which is near median its 10-year median of 0.18 and 55.3% below the Insurance industry median of 0.38. Jubilee Holdings' overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Jubilee Holdings (NAI:JUB), the current Dividend Payout Ratio is 0.17 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jubilee Holdings (NAI:JUB) Overvalued in 2026?

Based on GuruFocus' analysis, Jubilee Holdings stock appears to be overvalued. The current stock price of KES381.25 is trading 23% above its estimated GF Value™ of KES309.92. GuruFocus considers Jubilee Holdings to be Modestly Overvalued.

Key valuation signals for NAI:JUB:

  • Dividend Payout Ratio: 0.17 (near median its 10-year median of 0.18)
  • GF Value™: KES309.92 vs. price of KES381.25 (23% above fair value)
  • GF Score™: 76/100 with 6 warning signs
  • Industry Position: 55.3% below the Insurance median (#61 of 335)

No single metric tells the full story. See the NAI:JUB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Jubilee Holdings Business Description

Address Upper hill, Kilimanjaro avenue, P.O. Box 30376, Nairobi, KEN, 00100
Jubilee Holdings Ltd is an insurance company. The Company, through its subsidiaries and associates, provides Life insurance, Health insurance, and property and casualty insurance, retirement products, and broader financial-related services to customers in Kenya, Uganda, Tanzania, Burundi, and Mauritius. It also owns investment companies and financial advisory companies in Kenya, Uganda, Mauritius, Tanzania and Burundi. The company's segment includes General; Health; Ordinary, Group Life and Pensions and Investments. It generates maximum revenue from the Health segment.
76GF Score

Get the complete analysis for NAI:JUB

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES381.25
Price
KES309.92
GF Value