Jubilee HoldingsNAI:JUB +0.20%76 EBITDA Margin % is 22.05% as of Dec. 2025, which is 8% above its 10-year median of 20.41. GuruFocus rates NAI:JUB with a GF Score™ of 76/100 and a GF Value™ of KES309.34 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 373 Insurance companies, Jubilee Holdings ranks better than 69.71% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Jubilee Holdings's EBITDA for the
six
months ended in Dec. 2025 was KES7,705 Mil. Jubilee Holdings's Revenue for the
six
months ended in Dec. 2025 was KES34,950 Mil. Therefore, Jubilee Holdings's EBITDA margin for the quarter that ended in Dec. 2025 was 22.05%.
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Jubilee Holdings EBITDA Margin % Related Terms
Jubilee Holdings EBITDA Margin % Historical Data
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The historical data trend for Jubilee Holdings's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NAI:JUB vs BRK.A, AIG, HIG: EBITDA Margin % Comparison
For the Insurance - Diversified subindustry, Jubilee Holdings's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jubilee Holdings EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Jubilee Holdings's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Jubilee Holdings's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jubilee Holdings (NAI:JUB) has a EBITDA Margin % of 22.05% as of Dec. 2025. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Jubilee Holdings and its competitors. This is near median its historical median of 20.41. Over the past decade, Jubilee Holdings' EBITDA Margin % has ranged from 15.72 to 30.17. According to the industry distribution chart, Jubilee Holdings ranks #113 out of 373 companies in the Insurance industry, placing it in the top 30.3%.
Is Jubilee Holdings' EBITDA Margin % too high?
Jubilee Holdings' current EBITDA Margin % of 22.05% is near median its 10-year median of 20.41. Over the past 10 years, this metric has ranged from a low of 15.72 to a high of 30.17. The Insurance industry median EBITDA Margin % is 14.81. Jubilee Holdings' value of 22.05% is 48.9% above this industry median. Based on the distribution chart, Jubilee Holdings ranks #113 out of 373 companies in the Insurance industry, which is above the industry midpoint. Overall, Jubilee Holdings has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jubilee Holdings' EBITDA Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Jubilee Holdings ranks #113 out of 373 companies for EBITDA Margin %. This puts Jubilee Holdings in the upper half of its industry. The industry median EBITDA Margin % is 14.81. Jubilee Holdings' value of 22.05% is 48.9% above this benchmark. Historically, Jubilee Holdings' own EBITDA Margin % has ranged from 15.72 to 30.17 over the past decade. While the company's 10-year median is 20.41 vs. the industry median of 14.81, Jubilee Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.81, based on 373 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jubilee Holdings's current EBITDA Margin % of 22.05% is 48.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Jubilee Holdings and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jubilee Holdings's current EBITDA Margin % is 22.05%, which is near median its own 10-year median of 20.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jubilee Holdings stock overvalued right now?
Based on GuruFocus' analysis, Jubilee Holdings (NAI:JUB) is currently considered Modestly Overvalued. The stock's GF Value™ is KES309.34, compared to a current price of KES382.75 — trading 23.7% above its estimated fair value. The current EBITDA Margin % is 22.05%, which is near median its 10-year median of 20.41 and 48.9% above the Insurance industry median of 14.81. Jubilee Holdings' overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Jubilee Holdings (NAI:JUB), the current EBITDA Margin % is 22.05% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jubilee Holdings (NAI:JUB) Overvalued in 2026?
Based on GuruFocus' analysis, Jubilee Holdings stock appears to be overvalued.
The current stock price of KES382.75 is trading 23.7% above its estimated GF Value™ of KES309.34.
GuruFocus considers Jubilee Holdings to be Modestly Overvalued.
Key valuation signals for NAI:JUB:
EBITDA Margin %: 22.05% (near median its 10-year median of 20.41)
GF Value™: KES309.34 vs. price of KES382.75 (23.7% above fair value)
Industry Position: 48.9% above the Insurance median (#113 of 373)
No single metric tells the full story. See the NAI:JUB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jubilee Holdings Ltd is an insurance company. The Company, through its subsidiaries and associates, provides Life insurance, Health insurance, and property and casualty insurance, retirement products, and broader financial-related services to customers in Kenya, Uganda, Tanzania, Burundi, and Mauritius. It also owns investment companies and financial advisory companies in Kenya, Uganda, Mauritius, Tanzania and Burundi. The company's segment includes General; Health; Ordinary, Group Life and Pensions and Investments. It generates maximum revenue from the Health segment.
76GF Score
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EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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