Jubilee Holdings (NAI:JUB) Selling, General, & Admin. Expense: KES1,457 Mil (TTM As of Dec. 2025)

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Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NAI:JUB Jubilee Holdings Ltd NAI:JUB
76 GF Score
Price KES402.50
GF Value KES315.63
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Jubilee Holdings Selling, General, & Admin. Expense?

Jubilee Holdings NAI:JUB 76 Selling, General, & Admin. Expense is KES1,457 Mil as of Dec. 2025. GuruFocus rates NAI:JUB with a GF Score™ of 76/100 and a GF Value™ of KES315.63 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Jubilee Holdings's selling, general, & admin. expense for the six months ended in Dec. 2025 was KES1,457 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Dec. 2025 was KES1,457 Mil.


Jubilee Holdings  (NAI:JUB) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Jubilee Holdings Selling, General, & Admin. Expense Related Terms


Jubilee Holdings Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for Jubilee Holdings's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jubilee Holdings Selling, General, & Admin. Expense Chart

Jubilee Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,716.75 686.78 1,724.46 1,012.40 1,457.16

Jubilee Holdings Semi-Annual Data
Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,716.75 686.78 1,724.46 1,012.40 1,457.16

NAI:JUB vs BRK.A, AIG, HIG: Selling, General, & Admin. Expense Comparison

For the Insurance - Diversified subindustry, Jubilee Holdings's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jubilee Holdings Selling, General, & Admin. Expense vs Insurance Industry

For the Insurance industry and Financial Services sector, Jubilee Holdings's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Jubilee Holdings's Selling, General, & Admin. Expense falls into.


NAI:JUB
76GF Score
Jubilee Holdings Ltd NAI:JUB
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Jubilee Holdings Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Dec. 2025 was KES1,457 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of KES1,457 Mil mean?
Jubilee Holdings (NAI:JUB) has a Selling, General, & Admin. Expense of KES1,457 Mil as of Dec. 2025. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Jubilee Holdings and its competitors.
Is Jubilee Holdings' Selling, General, & Admin. Expense too high?
Jubilee Holdings' current Selling, General, & Admin. Expense is KES1,457 Mil. Overall, Jubilee Holdings has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jubilee Holdings' Selling, General, & Admin. Expense compare to BRK.A and AIG?
Jubilee Holdings' Selling, General, & Admin. Expense of KES1,457 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for an Insurance company?
A good Selling, General, & Admin. Expense depends on the Insurance industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Jubilee Holdings and its competitors. Jubilee Holdings's current Selling, General, & Admin. Expense is KES1,457 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jubilee Holdings stock overvalued right now?
Based on GuruFocus' analysis, Jubilee Holdings (NAI:JUB) is currently considered Modestly Overvalued. The stock's GF Value™ is KES315.63, compared to a current price of KES402.50 — trading 27.5% above its estimated fair value. The current Selling, General, & Admin. Expense is KES1,457 Mil. Jubilee Holdings' overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Jubilee Holdings (NAI:JUB), the current Selling, General, & Admin. Expense is KES1,457 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jubilee Holdings (NAI:JUB) Overvalued in 2026?

Based on GuruFocus' analysis, Jubilee Holdings stock appears to be overvalued. The current stock price of KES402.50 is trading 27.5% above its estimated GF Value™ of KES315.63. GuruFocus considers Jubilee Holdings to be Modestly Overvalued.

Key valuation signals for NAI:JUB:

  • Selling, General, & Admin. Expense: KES1,457 Mil
  • GF Value™: KES315.63 vs. price of KES402.50 (27.5% above fair value)
  • GF Score™: 76/100 with 6 warning signs

No single metric tells the full story. See the NAI:JUB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jubilee Holdings Business Description

Other Exchanges JHL:Tanzania
Address Upper hill, Kilimanjaro avenue, P.O. Box 30376, Nairobi, KEN, 00100
Jubilee Holdings Ltd is an insurance company. The Company, through its subsidiaries and associates, provides Life insurance, Health insurance, and property and casualty insurance, retirement products, and broader financial-related services to customers in Kenya, Uganda, Tanzania, Burundi, and Mauritius. It also owns investment companies and financial advisory companies in Kenya, Uganda, Mauritius, Tanzania and Burundi. The company's segment includes General; Health; Ordinary, Group Life and Pensions and Investments. It generates maximum revenue from the Health segment.
76GF Score

Get the complete analysis for NAI:JUB

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES402.50
Price
KES315.63
GF Value