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Jubilee HoldingsNAI:JUB -0.46%75 PS Ratio is 0.78 as of Jul. 26, 2026, which is 8% above its 10-year median of 0.72. GuruFocus rates NAI:JUB with a GF Score™ of 75/100 and a GF Value™ of KES311.44 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 503 Insurance companies, Jubilee Holdings ranks better than 68.59% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Jubilee Holdings's share price is KES375.50.
Jubilee Holdings's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was KES482.24. Hence, Jubilee Holdings's PS Ratio for today is 0.78.
Warning Sign:
Jubilee Holdings Ltd stock PS Ratio (=0.78) is close to 5-year high of 0.83.
The historical rank and industry rank for Jubilee Holdings's PS Ratio or its related term are showing as below:
NAI:JUB'
s PS Ratio Range Over the Past 10 Years
Min: 0.38 Med: 0.72 Max: 1.49
Current: 0.78
During the past 13 years, Jubilee Holdings's highest PS Ratio was 1.49. The lowest was 0.38. And the median was 0.72.
NAI:JUB's PS Ratio is ranked better than 68.59% of 503
companies
in the Insurance industry
Industry Median: 1.17
vs NAI:JUB: 0.78
Jubilee Holdings Ltd revenue per share has been in decline for the last 5 years.
During the past 12 months, the average Revenue per Share Growth Rate of Jubilee Holdings was 16.60% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 14.80% per year.
During the past 5 years, the average Revenue per Share Growth Rate was -1.40% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 1.30% per year.
During the past 13 years, Jubilee Holdings's highest 3-Year average Revenue per Share Growth Rate was 32.10% per year. The lowest was -16.70% per year. And the median was 9.50% per year.
Back to Basics: PS Ratio
Jubilee Holdings (NAI:JUB) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Jubilee Holdings PS Ratio Related Terms
Jubilee Holdings PS Ratio Historical Data
* Premium members only.
The historical data trend for Jubilee Holdings's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Jubilee Holdings's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jubilee Holdings PS Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Jubilee Holdings's PS Ratio distribution charts can be found below:
* The bar in red indicates where Jubilee Holdings's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Jubilee Holdings's Share Price of today is KES375.50.
For company reported annually, GuruFocus uses latest annual data as the TTM data. Jubilee Holdings's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was KES482.24.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Jubilee Holdings (NAI:JUB) has a PS Ratio of 0.78 as of Jul. 26, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Jubilee Holdings and its competitors. This is near median its historical median of 0.72. Over the past decade, Jubilee Holdings' PS Ratio has ranged from 0.38 to 1.49. According to the industry distribution chart, Jubilee Holdings ranks #158 out of 503 companies in the Insurance industry, placing it in the top 31.4%.
Is Jubilee Holdings' PS Ratio too high?
Jubilee Holdings' current PS Ratio of 0.78 is near median its 10-year median of 0.72. Over the past 10 years, this metric has ranged from a low of 0.38 to a high of 1.49. The Insurance industry median PS Ratio is 1.17. Jubilee Holdings' value of 0.78 is 33.3% below this industry median. Based on the distribution chart, Jubilee Holdings ranks #158 out of 503 companies in the Insurance industry, which is above the industry midpoint. Overall, Jubilee Holdings has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jubilee Holdings' PS Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Jubilee Holdings ranks #158 out of 503 companies for PS Ratio. This puts Jubilee Holdings in the upper half of its industry. The industry median PS Ratio is 1.17. Jubilee Holdings' value of 0.78 is 33.3% below this benchmark. Historically, Jubilee Holdings' own PS Ratio has ranged from 0.38 to 1.49 over the past decade. While the company's 10-year median is 0.72 vs. the industry median of 1.17, Jubilee Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Insurance company?
The median PS Ratio among Insurance companies is 1.17, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jubilee Holdings's current PS Ratio of 0.78 is 33.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Jubilee Holdings and its competitors. For the Insurance industry, the median PS Ratio is 1.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jubilee Holdings's current PS Ratio is 0.78, which is near median its own 10-year median of 0.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jubilee Holdings stock overvalued right now?
Based on GuruFocus' analysis, Jubilee Holdings (NAI:JUB) is currently considered Modestly Overvalued. The stock's GF Value™ is KES311.44, compared to a current price of KES375.50 — trading 20.6% above its estimated fair value. The current PS Ratio is 0.78, which is near median its 10-year median of 0.72 and 33.3% below the Insurance industry median of 1.17. Jubilee Holdings' overall GF Score™ is 75/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Jubilee Holdings (NAI:JUB), the current PS Ratio is 0.78 as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jubilee Holdings (NAI:JUB) Overvalued in 2026?
Based on GuruFocus' analysis, Jubilee Holdings stock appears to be overvalued.
The current stock price of KES375.50 is trading 20.6% above its estimated GF Value™ of KES311.44.
GuruFocus considers Jubilee Holdings to be Modestly Overvalued.
Key valuation signals for NAI:JUB:
PS Ratio: 0.78 (near median its 10-year median of 0.72)
GF Value™: KES311.44 vs. price of KES375.50 (20.6% above fair value)
Industry Position: 33.3% below the Insurance median (#158 of 503)
No single metric tells the full story. See the NAI:JUB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jubilee Holdings Ltd is an insurance company. The Company, through its subsidiaries and associates, provides Life insurance, Health insurance, and property and casualty insurance, retirement products, and broader financial-related services to customers in Kenya, Uganda, Tanzania, Burundi, and Mauritius. It also owns investment companies and financial advisory companies in Kenya, Uganda, Mauritius, Tanzania and Burundi. The company's segment includes General; Health; Ordinary, Group Life and Pensions and Investments. It generates maximum revenue from the Health segment.
75GF Score
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