Jubilee Holdings (NAI:JUB) EBITDA per Share: KES106.31 (TTM As of Dec. 2025)

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NAI:JUB Jubilee Holdings Ltd NAI:JUB
75 GF Score
Price KES375.50
GF Value KES311.44
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Jubilee Holdings EBITDA per Share?

Jubilee Holdings NAI:JUB -0.46% 75 EBITDA per Share is KES106.31 as of Dec. 2025. GuruFocus rates NAI:JUB with a GF Score™ of 75/100 and a GF Value™ of KES311.44 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 293 Insurance companies, Jubilee Holdings ranks worse than 76.11% on this metric.

Jubilee Holdings's EBITDA per Share for the six months ended in Dec. 2025 was KES106.31. Its EBITDA per Share for the trailing twelve months (TTM) ended in Dec. 2025 was KES106.31.

During the past 12 months, the average EBITDA per Share Growth Rate of Jubilee Holdings was 13.50% per year. During the past 3 years, the average EBITDA per Share Growth Rate was 3.40% per year. During the past 5 years, the average EBITDA per Share Growth Rate was 0.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EBITDA per Share growth rate using EBITDA per Share data.

The historical rank and industry rank for Jubilee Holdings's EBITDA per Share or its related term are showing as below:

NAI:JUB' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -15.4   Med: 7   Max: 22.3
Current: 3.4

During the past 13 years, the highest 3-Year average EBITDA per Share Growth Rate of Jubilee Holdings was 22.30% per year. The lowest was -15.40% per year. And the median was 7.00% per year.

NAI:JUB's 3-Year EBITDA Growth Rate is ranked worse than
76.11% of 293 companies
in the Insurance industry
Industry Median: 17.2 vs NAI:JUB: 3.40

Jubilee Holdings's EBITDA for the six months ended in Dec. 2025 was KES7,705 Mil.

During the past 12 months, the average EBITDA Growth Rate of Jubilee Holdings was 13.50% per year. During the past 3 years, the average EBITDA Growth Rate was 3.40% per year. During the past 5 years, the average EBITDA Growth Rate was 0.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EBITDA Growth Rate using EBITDA data.

During the past 13 years, the highest 3-Year average EBITDA Growth Rate of Jubilee Holdings was 22.30% per year. The lowest was -15.40% per year. And the median was 7.00% per year.


Jubilee Holdings  (NAI:JUB) EBITDA per Share Explanation

EBITDA is a cash flow measure that ignores changes in working capital. EBITDA minus Depreciation, and Amortization (DA) equals EBIT. EBIT is profit before interest and taxes. Of course, Interest and taxes need to be paid.

While depreciation and amortization expenses do not need to be paid in cash, assets - especially tangible assets - do need to be replaced over time. EBITDA is not a measure of profit in any sense. EBITDA is a measure of cash generation by a business where the uses of that cash may be more or less discretionary depending on the nature of the business.

The EBITDA of a TV station is largely discretionary. Owners may use much of the EBITDA generated by a TV station as they see fit. The EBITDA of a railroad is largely non-discretionary. Owners must use much of the EBITDA generated by a railroad to replace the physical assets of the railroad or the business will literally fall apart over time.

EBITDA can be thought of as the cash a business generates that is available to:

Add more inventory
Add more receivables
Replace property, plant, and equipment
Add more property, plant, and equipment
Pay interest
Pay taxes
And finally: pay owners

EBITDA is widely used in financial analysis because Depreciation and Amortization are not present day cash expenses. Depreciation and amortization are the spreading out of the costs of assets over the time in which those assets provide benefits. Today's depreciation and amortization expenses relate to assets bought in the past. The assets being expensed may or may not need to be replaced in the future. And the cost to replace the assets may be more or less than it was in the past. For this reason, the depreciation and amortization expenses a company records in the present year may have no relationship to the actual cash costs needed to maintain its assets in future years.

A company's depreciation expense depends on both its expectations about the assets it owns and its choice of accounting methods. Two companies owning identical assets may have different depreciation expenses because they have different expectations about the useful lives of those assets and because they make different accounting choices.

Analysts use EBITDA to remove this element of personal choice from a company's accounting statements. The use of EBITDA is an attempt to make the results of different companies more comparable and uniform.


Be Aware

Although depreciation is not a cash cost, it is a real business cost because the company has to pay for the fixed assets when they purchase them. Both Warren Buffett and Charlie Munger hate the idea of EBITDA because in this calculation, depreciation is not counted as an expense.

EBITDA over Revenue is a good metric for comparing the operating efficiencies between companies because EBITDA is less vulnerable to companies' accounting choices. For this reason, EBITDA is used in ranking the Predictability of Companies.


Jubilee Holdings EBITDA per Share Related Terms


Jubilee Holdings EBITDA per Share Historical Data

* Premium members only.

The historical data trend for Jubilee Holdings's EBITDA per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jubilee Holdings EBITDA per Share Chart

Jubilee Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBITDA per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 121.10 96.21 45.77 93.64 106.31

Jubilee Holdings Semi-Annual Data
Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBITDA per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 121.10 96.21 45.77 93.64 106.31
NAI:JUB
75GF Score
Jubilee Holdings Ltd NAI:JUB
EBITDA per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jubilee Holdings EBITDA per Share Calculation

EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.

Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.

Jubilee Holdings's EBITDA per Share for the fiscal year that ended in Dec. 2025 is calculated as

EBITDA per Share(A: Dec. 2025 )
=EBITDA/Shares Outstanding (Diluted Average)
=7704.714/72.473
=106.31

Jubilee Holdings's EBITDA per Share for the quarter that ended in Dec. 2025 is calculated as

EBITDA per Share(Q: Dec. 2025 )
=EBITDA/Shares Outstanding (Diluted Average)
=7704.714/72.473
=106.31

For stock reported annually, GuruFocus uses latest annual data as the TTM data. EBITDA per Share for the trailing twelve months (TTM) ended in Dec. 2025 was KES106.31

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBITDA per Share →
What does a EBITDA per Share of KES106.31 mean?
Jubilee Holdings (NAI:JUB) has a EBITDA per Share of KES106.31 as of Dec. 2025. EBITDA per share is the per-share amount of earnings before interest, taxes, depreciation and amortization. View historical data on Jubilee Holdings and its competitors. According to the industry distribution chart, Jubilee Holdings ranks #223 out of 293 companies in the Insurance industry, placing it in the top 76.1%.
Is Jubilee Holdings' EBITDA per Share too high?
Jubilee Holdings' current EBITDA per Share is KES106.31. Based on the distribution chart, Jubilee Holdings ranks #223 out of 293 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Jubilee Holdings has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jubilee Holdings' EBITDA per Share compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Jubilee Holdings ranks #223 out of 293 companies for EBITDA per Share. This places Jubilee Holdings in the lower half of its industry. The industry median EBITDA per Share is 17.20. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA per Share for an Insurance company?
The median EBITDA per Share among Insurance companies is 17.20, based on 293 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA per Share significantly above this median, while those in the bottom quartile fall well below. However, EBITDA per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA per Share mean?
A high EBITDA per Share can signal that a stock is expensive relative to its fundamentals. EBITDA per share is the per-share amount of earnings before interest, taxes, depreciation and amortization. View historical data on Jubilee Holdings and its competitors. For the Insurance industry, the median EBITDA per Share is 17.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jubilee Holdings's current EBITDA per Share is KES106.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jubilee Holdings stock overvalued right now?
Based on GuruFocus' analysis, Jubilee Holdings (NAI:JUB) is currently considered Modestly Overvalued. The stock's GF Value™ is KES311.44, compared to a current price of KES375.50 — trading 20.6% above its estimated fair value. The current EBITDA per Share is KES106.31. Jubilee Holdings' overall GF Score™ is 75/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA per Share calculated?
EBITDA per Share is calculated from a company's financial statements. For Jubilee Holdings (NAI:JUB), the current EBITDA per Share is KES106.31 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jubilee Holdings (NAI:JUB) Overvalued in 2026?

Based on GuruFocus' analysis, Jubilee Holdings stock appears to be overvalued. The current stock price of KES375.50 is trading 20.6% above its estimated GF Value™ of KES311.44. GuruFocus considers Jubilee Holdings to be Modestly Overvalued.

Key valuation signals for NAI:JUB:

  • EBITDA per Share: KES106.31
  • GF Value™: KES311.44 vs. price of KES375.50 (20.6% above fair value)
  • GF Score™: 75/100 with 6 warning signs

No single metric tells the full story. See the NAI:JUB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jubilee Holdings Business Description

Address Upper hill, Kilimanjaro avenue, P.O. Box 30376, Nairobi, KEN, 00100
Jubilee Holdings Ltd is an insurance company. The Company, through its subsidiaries and associates, provides Life insurance, Health insurance, and property and casualty insurance, retirement products, and broader financial-related services to customers in Kenya, Uganda, Tanzania, Burundi, and Mauritius. It also owns investment companies and financial advisory companies in Kenya, Uganda, Mauritius, Tanzania and Burundi. The company's segment includes General; Health; Ordinary, Group Life and Pensions and Investments. It generates maximum revenue from the Health segment.
75GF Score

Get the complete analysis for NAI:JUB

EBITDA per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES375.50
Price
KES311.44
GF Value