Jubilee Holdings (NAI:JUB) Asset Turnover: 0.15 (As of Dec. 2025)


NAI:JUB Jubilee Holdings Ltd NAI:JUB
76 GF Score
Price KES382.75
GF Value KES309.34
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Jubilee Holdings Asset Turnover?

Jubilee Holdings NAI:JUB +0.20% 76 Asset Turnover is 0.15 as of Dec. 2025. GuruFocus rates NAI:JUB with a GF Score™ of 76/100 and a GF Value™ of KES309.34 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. Jubilee Holdings's Revenue for the six months ended in Dec. 2025 was KES34,950 Mil. Jubilee Holdings's Total Assets for the quarter that ended in Dec. 2025 was KES233,108 Mil. Therefore, Jubilee Holdings's Asset Turnover for the quarter that ended in Dec. 2025 was 0.15.

Asset Turnover is linked to ROE % through Du Pont Formula. Jubilee Holdings's annualized ROE % for the quarter that ended in Dec. 2025 was 22.48%. It is also linked to ROA % through Du Pont Formula. Jubilee Holdings's annualized ROA % for the quarter that ended in Dec. 2025 was 4.96%.


Jubilee Holdings  (NAI:JUB) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

Jubilee Holdings's annulized ROE % for the quarter that ended in Dec. 2025 is

ROE %**(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=11563.924/51441.2275
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(11563.924 / 69899.104)*(69899.104 / 233107.878)*(233107.878/ 51441.2275)
=Net Margin %*Asset Turnover*Equity Multiplier
=16.54 %*0.2999*4.5315
=ROA %*Equity Multiplier
=4.96 %*4.5315
=22.48 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

Jubilee Holdings's annulized ROA % for the quarter that ended in Dec. 2025 is

ROA %(Q: Dec. 2025 )
=Net Income/Total Assets
=11563.924/233107.878
=(Net Income / Revenue)*(Revenue / Total Assets)
=(11563.924 / 69899.104)*(69899.104 / 233107.878)
=Net Margin %*Asset Turnover
=16.54 %*0.2999
=4.96 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.


Jubilee Holdings Asset Turnover Related Terms


Jubilee Holdings Asset Turnover Historical Data

* Premium members only.

The historical data trend for Jubilee Holdings's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jubilee Holdings Asset Turnover Chart

Jubilee Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Asset Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.24 0.15 0.11 0.15 0.15

Jubilee Holdings Semi-Annual Data
Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Asset Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.24 0.15 0.11 0.15 0.15

NAI:JUB vs BRK.A, AIG, HIG: Asset Turnover Comparison

For the Insurance - Diversified subindustry, Jubilee Holdings's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jubilee Holdings Asset Turnover vs Insurance Industry

For the Insurance industry and Financial Services sector, Jubilee Holdings's Asset Turnover distribution charts can be found below:

* The bar in red indicates where Jubilee Holdings's Asset Turnover falls into.


NAI:JUB
76GF Score
Jubilee Holdings Ltd NAI:JUB
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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Jubilee Holdings Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

Jubilee Holdings's Asset Turnover for the fiscal year that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=34949.552/( (215132.808+251082.948)/ 2 )
=34949.552/233107.878
=0.15

Jubilee Holdings's Asset Turnover for the quarter that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Dec. 2025 )/( (Total Assets (Q: Dec. 2024 )+Total Assets (Q: Dec. 2025 ))/ count )
=34949.552/( (215132.808+251082.948)/ 2 )
=34949.552/233107.878
=0.15

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.15 mean?
Jubilee Holdings (NAI:JUB) has a Asset Turnover of 0.15 as of Dec. 2025. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Jubilee Holdings and its competitors.
Is Jubilee Holdings' Asset Turnover too high?
Jubilee Holdings' current Asset Turnover is 0.15. Overall, Jubilee Holdings has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jubilee Holdings' Asset Turnover compare to BRK.A and AIG?
Jubilee Holdings' Asset Turnover of 0.15 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for an Insurance company?
A good Asset Turnover depends on the Insurance industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Jubilee Holdings and its competitors. Jubilee Holdings's current Asset Turnover is 0.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jubilee Holdings stock overvalued right now?
Based on GuruFocus' analysis, Jubilee Holdings (NAI:JUB) is currently considered Modestly Overvalued. The stock's GF Value™ is KES309.34, compared to a current price of KES382.75 — trading 23.7% above its estimated fair value. The current Asset Turnover is 0.15. Jubilee Holdings' overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For Jubilee Holdings (NAI:JUB), the current Asset Turnover is 0.15 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jubilee Holdings (NAI:JUB) Overvalued in 2026?

Based on GuruFocus' analysis, Jubilee Holdings stock appears to be overvalued. The current stock price of KES382.75 is trading 23.7% above its estimated GF Value™ of KES309.34. GuruFocus considers Jubilee Holdings to be Modestly Overvalued.

Key valuation signals for NAI:JUB:

  • Asset Turnover: 0.15
  • GF Value™: KES309.34 vs. price of KES382.75 (23.7% above fair value)
  • GF Score™: 76/100 with 6 warning signs

No single metric tells the full story. See the NAI:JUB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jubilee Holdings Business Description

Address Upper hill, Kilimanjaro avenue, P.O. Box 30376, Nairobi, KEN, 00100
Jubilee Holdings Ltd is an insurance company. The Company, through its subsidiaries and associates, provides Life insurance, Health insurance, and property and casualty insurance, retirement products, and broader financial-related services to customers in Kenya, Uganda, Tanzania, Burundi, and Mauritius. It also owns investment companies and financial advisory companies in Kenya, Uganda, Mauritius, Tanzania and Burundi. The company's segment includes General; Health; Ordinary, Group Life and Pensions and Investments. It generates maximum revenue from the Health segment.
76GF Score

Get the complete analysis for NAI:JUB

Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES382.75
Price
KES309.34
GF Value