Jubilee Holdings (NAI:JUB) Shareholder Yield % : 3.94% (As of Dec. 2025) — 54% Above Median

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Director of Data and Quant Analytics at GuruFocus
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NAI:JUB Jubilee Holdings Ltd NAI:JUB
76 GF Score
Price KES380.50
GF Value KES310.39
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Jubilee Holdings Shareholder Yield %?

Jubilee Holdings NAI:JUB -0.59% 76 Shareholder Yield % is 3.94% as of Dec. 2025, which is 54% above its 10-year median of 2.56. GuruFocus rates NAI:JUB with a GF Score™ of 76/100 and a GF Value™ of KES310.39 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 489 Insurance companies, Jubilee Holdings ranks better than 59.71% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, Jubilee Holdings's Shareholder Yield % was 3.94%.


Jubilee Holdings  (NAI:JUB) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


Jubilee Holdings Shareholder Yield % Related Terms


Jubilee Holdings Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for Jubilee Holdings's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jubilee Holdings Shareholder Yield % Chart

Jubilee Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.46 8.86 14.40 7.57 4.04

Jubilee Holdings Semi-Annual Data
Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.46 8.86 14.40 7.57 4.04

NAI:JUB vs BRK.A, AIG, HIG: Shareholder Yield % Comparison

For the Insurance - Diversified subindustry, Jubilee Holdings's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jubilee Holdings Shareholder Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, Jubilee Holdings's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where Jubilee Holdings's Shareholder Yield % falls into.


NAI:JUB
76GF Score
Jubilee Holdings Ltd NAI:JUB
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jubilee Holdings Shareholder Yield % Calculation

Jubilee Holdings's Shareholder Yield % for the quarter that ended in Dec. 2025 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=4.03 %+0 %+0.01 %
=4.04 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of 3.94% mean?
Jubilee Holdings (NAI:JUB) has a Shareholder Yield % of 3.94% as of Dec. 2025. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Jubilee Holdings and its competitors. This is 54% above median its historical median of 2.56. According to the industry distribution chart, Jubilee Holdings ranks #197 out of 489 companies in the Insurance industry, placing it in the top 40.3%.
Is Jubilee Holdings' Shareholder Yield % too high?
Jubilee Holdings' current Shareholder Yield % of 3.94% is 54% above median its 10-year median of 2.56. The Insurance industry median Shareholder Yield % is 2.74. Jubilee Holdings' value of 3.94% is 43.8% above this industry median. Based on the distribution chart, Jubilee Holdings ranks #197 out of 489 companies in the Insurance industry, which is above the industry midpoint. Overall, Jubilee Holdings has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jubilee Holdings' Shareholder Yield % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Jubilee Holdings ranks #197 out of 489 companies for Shareholder Yield %. This puts Jubilee Holdings in the upper half of its industry. The industry median Shareholder Yield % is 2.74. Jubilee Holdings' value of 3.94% is 43.8% above this benchmark. While the company's 10-year median is 2.56 vs. the industry median of 2.74, Jubilee Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for an Insurance company?
The median Shareholder Yield % among Insurance companies is 2.74, based on 489 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jubilee Holdings's current Shareholder Yield % of 3.94% is 43.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Jubilee Holdings and its competitors. For the Insurance industry, the median Shareholder Yield % is 2.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jubilee Holdings's current Shareholder Yield % is 3.94%, which is 54% above median its own 10-year median of 2.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jubilee Holdings stock overvalued right now?
Based on GuruFocus' analysis, Jubilee Holdings (NAI:JUB) is currently considered Modestly Overvalued. The stock's GF Value™ is KES310.39, compared to a current price of KES380.50 — trading 22.6% above its estimated fair value. The current Shareholder Yield % is 3.94%, which is 54% above median its 10-year median of 2.56 and 43.8% above the Insurance industry median of 2.74. Jubilee Holdings' overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Jubilee Holdings (NAI:JUB), the current Shareholder Yield % is 3.94% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jubilee Holdings (NAI:JUB) Overvalued in 2026?

Based on GuruFocus' analysis, Jubilee Holdings stock appears to be overvalued. The current stock price of KES380.50 is trading 22.6% above its estimated GF Value™ of KES310.39. GuruFocus considers Jubilee Holdings to be Modestly Overvalued.

Key valuation signals for NAI:JUB:

  • Shareholder Yield %: 3.94% (54% above median its 10-year median of 2.56)
  • GF Value™: KES310.39 vs. price of KES380.50 (22.6% above fair value)
  • GF Score™: 76/100 with 6 warning signs
  • Industry Position: 43.8% above the Insurance median (#197 of 489)

No single metric tells the full story. See the NAI:JUB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jubilee Holdings Business Description

Address Upper hill, Kilimanjaro avenue, P.O. Box 30376, Nairobi, KEN, 00100
Jubilee Holdings Ltd is an insurance company. The Company, through its subsidiaries and associates, provides Life insurance, Health insurance, and property and casualty insurance, retirement products, and broader financial-related services to customers in Kenya, Uganda, Tanzania, Burundi, and Mauritius. It also owns investment companies and financial advisory companies in Kenya, Uganda, Mauritius, Tanzania and Burundi. The company's segment includes General; Health; Ordinary, Group Life and Pensions and Investments. It generates maximum revenue from the Health segment.
76GF Score

Get the complete analysis for NAI:JUB

Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES380.50
Price
KES310.39
GF Value