The Daito Bank (TSE:8563) Cyclically Adjusted PS Ratio: 1.10 (As of Sep. 16, 2026) — 62% Above Median

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TSE:8563 The Daito Bank Ltd TSE:8563
56 GF Score
Price 円1,178.00
GF Value 円780.59
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is The Daito Bank Cyclically Adjusted PS Ratio?

The Daito Bank TSE:8563 -0.34% 56 Cyclically Adjusted PS Ratio is 1.10 as of Sep. 16, 2026, which is 62% above its 10-year median of 0.68. GuruFocus rates TSE:8563 with a GF Score™ of 56/100 and a GF Value™ of 円780.59 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,301 Banks companies, The Daito Bank ranks better than 88.78% on this metric.

As of today (2026-09-16), The Daito Bank's current share price is 円1178.00. The Daito Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was 円1,071.08. The Daito Bank's Cyclically Adjusted PS Ratio for today is 1.10.

The historical rank and industry rank for The Daito Bank's Cyclically Adjusted PS Ratio or its related term are showing as below:

TSE:8563' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.45   Med: 0.68   Max: 1.26
Current: 1.15

During the past years, The Daito Bank's highest Cyclically Adjusted PS Ratio was 1.26. The lowest was 0.45. And the median was 0.68.

TSE:8563's Cyclically Adjusted PS Ratio is ranked better than
88.78% of 1301 companies
in the Banks industry
Industry Median: 3.45 vs TSE:8563: 1.15

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

The Daito Bank's adjusted revenue per share data for the three months ended in Mar. 2026 was 円243.979. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is 円1,071.08 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


The Daito Bank  (TSE:8563) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


The Daito Bank Cyclically Adjusted PS Ratio Related Terms


The Daito Bank Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for The Daito Bank's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Daito Bank Cyclically Adjusted PS Ratio Chart

The Daito Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.70 0.63 0.74 0.67 0.91

The Daito Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.67 0.75 0.84 0.90 0.88

The Daito Bank Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, The Daito Bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Daito Bank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, The Daito Bank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where The Daito Bank's Cyclically Adjusted PS Ratio falls into.


TSE:8563
56GF Score
The Daito Bank Ltd TSE:8563
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Daito Bank Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

The Daito Bank's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=1178.00/1071.078
=1.10

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Daito Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, The Daito Bank's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=243.979/112.7000*112.7000
=243.979

Current CPI (Mar. 2026) = 112.7000.

The Daito Bank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201603 239.491 97.900 275.696
201606 266.708 98.100 306.402
201609 264.579 98.000 304.266
201612 233.818 98.400 267.798
201703 230.742 98.100 265.083
201706 249.990 98.500 286.029
201709 238.874 98.800 272.481
201712 241.579 99.400 273.903
201803 244.036 99.200 277.247
201806 239.703 99.200 272.324
201809 230.779 99.900 260.348
201812 225.501 99.700 254.904
201903 231.109 99.700 261.244
201906 233.883 99.800 264.114
201909 232.537 100.100 261.807
201912 238.376 100.500 267.313
202003 227.969 100.300 256.153
202006 216.856 99.900 244.641
202009 290.315 99.900 327.513
202012 240.288 99.300 272.714
202103 231.214 99.900 260.839
202106 242.661 99.500 274.853
202109 249.448 100.100 280.847
202112 244.006 100.100 274.720
202203 233.278 101.100 260.044
202206 260.863 101.800 288.794
202209 245.660 103.100 268.534
202212 243.963 104.100 264.117
202303 232.043 104.400 250.491
202306 252.903 105.200 270.933
202309 247.507 106.200 262.656
202312 255.680 106.800 269.805
202403 256.630 107.200 269.797
202406 244.492 108.200 254.660
202409 240.960 108.900 249.368
202503 235.195 111.100 238.582
202506 244.839 111.700 247.031
202509 251.552 112.000 253.124
202512 283.982 113.000 283.228
202603 243.979 112.700 243.979

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 1.10 mean?
The Daito Bank (TSE:8563) has a Cyclically Adjusted PS Ratio of 1.10 as of Sep. 16, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on The Daito Bank and its competitors. This is 62% above median its historical median of 0.68. Over the past decade, The Daito Bank's Cyclically Adjusted PS Ratio has ranged from 0.45 to 1.26. According to the industry distribution chart, The Daito Bank ranks #146 out of 1301 companies in the Banks industry, placing it in the top 11.2%.
Is The Daito Bank's Cyclically Adjusted PS Ratio too high?
The Daito Bank's current Cyclically Adjusted PS Ratio of 1.10 is 62% above median its 10-year median of 0.68. Over the past 10 years, this metric has ranged from a low of 0.45 to a high of 1.26. The Banks industry median Cyclically Adjusted PS Ratio is 3.45. The Daito Bank's value of 1.10 is 68.1% below this industry median. Based on the distribution chart, The Daito Bank ranks #146 out of 1301 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, The Daito Bank has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Daito Bank's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, The Daito Bank ranks #146 out of 1301 companies for Cyclically Adjusted PS Ratio. This places The Daito Bank in the top 11% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 3.45. The Daito Bank's value of 1.10 is 68.1% below this benchmark. Historically, The Daito Bank's own Cyclically Adjusted PS Ratio has ranged from 0.45 to 1.26 over the past decade. While the company's 10-year median is 0.68 vs. the industry median of 3.45, The Daito Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.45, based on 1,301 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Daito Bank's current Cyclically Adjusted PS Ratio of 1.10 is 68.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on The Daito Bank and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Daito Bank's current Cyclically Adjusted PS Ratio is 1.10, which is 62% above median its own 10-year median of 0.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Daito Bank stock overvalued right now?
Based on GuruFocus' analysis, The Daito Bank (TSE:8563) is currently considered Significantly Overvalued. The stock's GF Value™ is 円780.59, compared to a current price of 円1,178.00 — trading 50.9% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 1.10, which is 62% above median its 10-year median of 0.68 and 68.1% below the Banks industry median of 3.45. The Daito Bank's overall GF Score™ is 56/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For The Daito Bank (TSE:8563), the current Cyclically Adjusted PS Ratio is 1.10 as of Sep. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Daito Bank (TSE:8563) Overvalued in 2026?

Based on GuruFocus' analysis, The Daito Bank stock appears to be overvalued. The current stock price of 円1,178.00 is trading 50.9% above its estimated GF Value™ of 円780.59. GuruFocus considers The Daito Bank to be Significantly Overvalued.

Key valuation signals for TSE:8563:

  • Cyclically Adjusted PS Ratio: 1.10 (62% above median its 10-year median of 0.68)
  • GF Value™: 円780.59 vs. price of 円1,178.00 (50.9% above fair value)
  • GF Score™: 56/100 with 3 warning signs
  • Industry Position: 68.1% below the Banks median (#146 of 1301)

No single metric tells the full story. See the TSE:8563 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Daito Bank Business Description

Address No. 19 No. 1 Nakamachi, Koriyama, JPN, 963-8004
The Daito Bank Ltd provides various banking products and services to individuals and corporate customers in Japan. The company accepts time and foreign currency time deposits; and offers and government bonds. It also provides housing, car, education, card, free, and business loans; and annuity, life, cancer, medical, and financial insurance products. Additionally, the company offers credit cards, safe-deposit boxes, and credit guarantees, as well as currency exchange, institutional loan, and Internet banking services.
56GF Score

Get the complete analysis for TSE:8563

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,178.00
Price
円780.59
GF Value