The Daito Bank (TSE:8563) Cyclically Adjusted PS Ratio: 1.08 (As of Aug. 24, 2026) — 59% Above Median

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TSE:8563 The Daito Bank Ltd TSE:8563
60 GF Score
Price 円1,109.00
GF Value 円779.86
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is The Daito Bank Cyclically Adjusted PS Ratio?

The Daito Bank TSE:8563 +0.18% 60 Cyclically Adjusted PS Ratio is 1.08 as of Aug. 24, 2026, which is 59% above its 10-year median of 0.68. GuruFocus rates TSE:8563 with a GF Score™ of 60/100 and a GF Value™ of 円779.86 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,300 Banks companies, The Daito Bank ranks better than 89.92% on this metric.

As of today (2026-08-24), The Daito Bank's current share price is 円1109.00. The Daito Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was 円1,027.91. The Daito Bank's Cyclically Adjusted PS Ratio for today is 1.08.

The historical rank and industry rank for The Daito Bank's Cyclically Adjusted PS Ratio or its related term are showing as below:

TSE:8563' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.45   Med: 0.68   Max: 1.26
Current: 1.08

During the past years, The Daito Bank's highest Cyclically Adjusted PS Ratio was 1.26. The lowest was 0.45. And the median was 0.68.

TSE:8563's Cyclically Adjusted PS Ratio is ranked better than
89.92% of 1300 companies
in the Banks industry
Industry Median: 3.415 vs TSE:8563: 1.08

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

The Daito Bank's adjusted revenue per share data for the three months ended in Mar. 2026 was 円209.363. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is 円1,027.91 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


The Daito Bank  (TSE:8563) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


The Daito Bank Cyclically Adjusted PS Ratio Related Terms


The Daito Bank Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for The Daito Bank's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Daito Bank Cyclically Adjusted PS Ratio Chart

The Daito Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.69 0.64 0.76 0.00 0.94

The Daito Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.69 0.77 0.87 0.94 0.00

The Daito Bank Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, The Daito Bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Daito Bank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, The Daito Bank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where The Daito Bank's Cyclically Adjusted PS Ratio falls into.


TSE:8563
60GF Score
The Daito Bank Ltd TSE:8563
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Daito Bank Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

The Daito Bank's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=1109.00/1027.91
=1.08

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Daito Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, The Daito Bank's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=209.363/112.7000*112.7000
=209.363

Current CPI (Mar. 2026) = 112.7000.

The Daito Bank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201603 250.848 97.900 288.770
201606 259.762 98.100 298.422
201609 276.248 98.000 317.685
201612 239.725 98.400 274.563
201703 243.039 98.100 279.210
201706 247.949 98.500 283.694
201709 252.682 98.800 288.231
201712 207.558 99.400 235.330
201803 241.124 99.200 273.938
201806 222.818 99.200 253.141
201809 231.103 99.900 260.714
201812 220.372 99.700 249.107
201903 215.559 99.700 243.666
201906 218.417 99.800 246.649
201909 216.129 100.100 243.334
201912 225.440 100.500 252.807
202003 223.388 100.300 251.005
202006 198.706 99.900 224.166
202009 274.148 99.900 309.274
202012 232.718 99.300 264.122
202103 234.927 99.900 265.028
202106 225.852 99.500 255.814
202109 231.534 100.100 260.678
202112 233.980 100.100 263.432
202203 219.539 101.100 244.728
202206 239.532 101.800 265.179
202209 222.714 103.100 243.452
202212 242.932 104.100 263.001
202303 204.470 104.400 220.726
202306 231.814 105.200 248.341
202309 228.610 106.200 242.602
202312 235.874 106.800 248.904
202403 235.735 107.200 247.830
202406 226.415 108.200 235.832
202409 216.818 108.900 224.384
202503 0.000 111.100 0.000
202506 236.387 111.700 238.503
202509 238.370 112.000 239.860
202512 267.330 113.000 266.620
202603 209.363 112.700 209.363

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 1.08 mean?
The Daito Bank (TSE:8563) has a Cyclically Adjusted PS Ratio of 1.08 as of Aug. 24, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on The Daito Bank and its competitors. This is 59% above median its historical median of 0.68. Over the past decade, The Daito Bank's Cyclically Adjusted PS Ratio has ranged from 0.45 to 1.26. According to the industry distribution chart, The Daito Bank ranks #131 out of 1300 companies in the Banks industry, placing it in the top 10.1%.
Is The Daito Bank's Cyclically Adjusted PS Ratio too high?
The Daito Bank's current Cyclically Adjusted PS Ratio of 1.08 is 59% above median its 10-year median of 0.68. Over the past 10 years, this metric has ranged from a low of 0.45 to a high of 1.26. The Banks industry median Cyclically Adjusted PS Ratio is 3.42. The Daito Bank's value of 1.08 is 68.4% below this industry median. Based on the distribution chart, The Daito Bank ranks #131 out of 1300 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, The Daito Bank has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Daito Bank's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, The Daito Bank ranks #131 out of 1300 companies for Cyclically Adjusted PS Ratio. This places The Daito Bank in the top 10% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 3.42. The Daito Bank's value of 1.08 is 68.4% below this benchmark. Historically, The Daito Bank's own Cyclically Adjusted PS Ratio has ranged from 0.45 to 1.26 over the past decade. While the company's 10-year median is 0.68 vs. the industry median of 3.42, The Daito Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.42, based on 1,300 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Daito Bank's current Cyclically Adjusted PS Ratio of 1.08 is 68.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on The Daito Bank and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Daito Bank's current Cyclically Adjusted PS Ratio is 1.08, which is 59% above median its own 10-year median of 0.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Daito Bank stock overvalued right now?
Based on GuruFocus' analysis, The Daito Bank (TSE:8563) is currently considered Significantly Overvalued. The stock's GF Value™ is 円779.86, compared to a current price of 円1,109.00 — trading 42.2% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 1.08, which is 59% above median its 10-year median of 0.68 and 68.4% below the Banks industry median of 3.42. The Daito Bank's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For The Daito Bank (TSE:8563), the current Cyclically Adjusted PS Ratio is 1.08 as of Aug. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Daito Bank (TSE:8563) Overvalued in 2026?

Based on GuruFocus' analysis, The Daito Bank stock appears to be overvalued. The current stock price of 円1,109.00 is trading 42.2% above its estimated GF Value™ of 円779.86. GuruFocus considers The Daito Bank to be Significantly Overvalued.

Key valuation signals for TSE:8563:

  • Cyclically Adjusted PS Ratio: 1.08 (59% above median its 10-year median of 0.68)
  • GF Value™: 円779.86 vs. price of 円1,109.00 (42.2% above fair value)
  • GF Score™: 60/100 with 3 warning signs
  • Industry Position: 68.4% below the Banks median (#131 of 1300)

No single metric tells the full story. See the TSE:8563 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Daito Bank Business Description

Address No. 19 No. 1 Nakamachi, Koriyama, JPN, 963-8004
The Daito Bank Ltd provides various banking products and services to individuals and corporate customers in Japan. The company accepts time and foreign currency time deposits; and offers and government bonds. It also provides housing, car, education, card, free, and business loans; and annuity, life, cancer, medical, and financial insurance products. Additionally, the company offers credit cards, safe-deposit boxes, and credit guarantees, as well as currency exchange, institutional loan, and Internet banking services.
60GF Score

Get the complete analysis for TSE:8563

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,109.00
Price
円779.86
GF Value