The Daito BankTSE:8563 +0.82%60 Net Debt Paydown Yield % is 17.57% as of Jul. 11, 2026, which is 362% above its 10-year median of 3.80. GuruFocus rates TSE:8563 with a GF Score™ of 60/100 and a GF Value™ of 円777.37 (Modestly Overvalued). Among 1,417 Banks companies, The Daito Bank ranks better than 88.29% on this metric.
Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt.
As of today, The Daito Bank's Net Debt Paydown Yield % was 17.57%.
The Daito Bank (TSE:8563) Net Debt Paydown Yield % Explanation
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.
In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.
The Daito Bank Net Debt Paydown Yield % Related Terms
The Daito Bank Net Debt Paydown Yield % Historical Data
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The historical data trend for The Daito Bank's Net Debt Paydown Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Daito Bank Net Debt Paydown Yield % Competitor Comparison
For the Banks - Regional subindustry, The Daito Bank's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Daito Bank Net Debt Paydown Yield % vs Banks Industry
For the Banks industry and Financial Services sector, The Daito Bank's Net Debt Paydown Yield % distribution charts can be found below:
* The bar in red indicates where The Daito Bank's Net Debt Paydown Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
What does a Net Debt Paydown Yield % of 17.57% mean?
The Daito Bank (TSE:8563) has a Net Debt Paydown Yield % of 17.57% as of Jul. 11, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on The Daito Bank and its competitors. This is 362% above median its historical median of 3.80. According to the industry distribution chart, The Daito Bank ranks #166 out of 1417 companies in the Banks industry, placing it in the top 11.7%.
Is The Daito Bank's Net Debt Paydown Yield % too high?
The Daito Bank's current Net Debt Paydown Yield % of 17.57% is 362% above median its 10-year median of 3.80. Based on the distribution chart, The Daito Bank ranks #166 out of 1417 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, The Daito Bank has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Daito Bank's Net Debt Paydown Yield % compare to competitors?
According to the Banks industry distribution chart, The Daito Bank ranks #166 out of 1417 companies for Net Debt Paydown Yield %. This places The Daito Bank in the top 12% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Banks company?
A good Net Debt Paydown Yield % depends on the Banks industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on The Daito Bank and its competitors. The Daito Bank's current Net Debt Paydown Yield % is 17.57%, which is 362% above median its own 10-year median of 3.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Daito Bank stock overvalued right now?
Based on GuruFocus' analysis, The Daito Bank (TSE:8563) is currently considered Modestly Overvalued. The stock's GF Value™ is 円777.37, compared to a current price of 円982.00 — trading 26.3% above its estimated fair value. The current Net Debt Paydown Yield % is 17.57%, which is 362% above median its 10-year median of 3.80. The Daito Bank's overall GF Score™ is 60/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For The Daito Bank (TSE:8563), the current Net Debt Paydown Yield % is 17.57% as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Daito Bank (TSE:8563) Overvalued in 2026?
Based on GuruFocus' analysis, The Daito Bank stock appears to be overvalued.
The current stock price of 円982.00 is trading 26.3% above its estimated GF Value™ of 円777.37.
GuruFocus considers The Daito Bank to be Modestly Overvalued.
Key valuation signals for TSE:8563:
Net Debt Paydown Yield %: 17.57% (362% above median its 10-year median of 3.80)
GF Value™: 円777.37 vs. price of 円982.00 (26.3% above fair value)
No single metric tells the full story. See the TSE:8563 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Daito Bank Ltd provides various banking products and services to individuals and corporate customers in Japan. The company accepts time and foreign currency time deposits; and offers and government bonds. It also provides housing, car, education, card, free, and business loans; and annuity, life, cancer, medical, and financial insurance products. Additionally, the company offers credit cards, safe-deposit boxes, and credit guarantees, as well as currency exchange, institutional loan, and Internet banking services.
60GF Score
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